SEC 13F Intelligence

Managers / Q1 2025 · view latest →

Gradient Capital Advisors, LLC

CIK 0001727917 · 2125 POINSETTIA DRIVE, SAN DIEGO, CA, 92107 · 619-255-0700

Reported Value
$306M
Q1 2025
Positions
155
Filings on Record
31
2019–present window
Filed
May 5, 2025
original filing

Summary

Gradient Capital Advisors, LLC reported $306M in U.S.-listed holdings across 155 positions for Q1 2025.

Its largest position, Ishares Core S P 500 Etf, represents 9.5% of the portfolio.

Compared with Q4 2024, the fund opened 4 new positions and exited 1.

Portfolio Metrics

Turnover
+4.7%
vs prior filed quarter
Top-10 Concentration
+39.1%
share of reported value
Largest Position
+9.5%
Ishares Core S P 500 Etf
New / Exited
4 / 1
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’18: $116MQ4 ’18Q1 ’19: $125MQ2 ’19: $130MQ3 ’19: $134MQ4 ’19: $144MQ4 ’19Q1 ’20: $124MQ2 ’20: $148MQ3 ’20: $160MQ4 ’20: $175MQ4 ’20Q1 ’21: $189MQ2 ’21: $213MQ3 ’21: $218MQ4 ’21: $240MQ4 ’21Q1 ’22: $236MQ2 ’22: $208MQ3 ’22: $209MQ4 ’22: $220MQ4 ’22Q1 ’23: $235MQ2 ’23: $249MQ3 ’23: $239MQ4 ’23: $263MQ4 ’23Q1 ’24: $272MQ2 ’24: $280MQ3 ’24: $302MQ4 ’24: $310MQ4 ’24Q1 ’25: $306MQ2 ’25: $339MQ3 ’25: $373MQ4 ’25: $388MQ4 ’25Q1 ’26: $386MQ2 ’26: $432Mfilingsflow.com

Portfolio Composition

By security type
ETP: 75.2%Common Stock: 23.6%REIT: 0.6%ADR: 0.3%Other: 0.1%Other: 0.1%
  • ETP · 75.2% · $231M
  • Common Stock · 23.6% · $72M
  • REIT · 0.6% · $2M
  • ADR · 0.3% · $844,442
  • Other · 0.1% · $380,377
  • Other · 0.1% · $345,753

Quarter-over-Quarter Changes full breakdown →

vs Q4 2024 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
SPDR EURO STOXX 50 ETFNEW+14.8K14.8K+$807,172$807,172
SLVISHARES SILVER TRUSTNEW+14.2K14.2K+$438,911$438,911
ISHARES IBONDS DEC 2028 TERM CORPORATE ETFNEW+9.5K9.5K+$240,778$240,778
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETFNEW+3.2K3.2K+$236,250$236,250
AXPAMERICAN EXPRESS CO COMSOLD OUT−6860−$203,707$0
GQ9SPDR GOLD SHARESADDED+3.3K9.0K+$1M$3M
SCHWAB SHORT-TERM US TREASURY ETFADDED+5.1K15.4K+$127,414$375,785
LULULULULEMON ATHLETICA INC COMTRIMMED−515789−$275,329$223,334

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q1 2025

50 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1ISHARES CORE S&P 500 ETFETF9.47%$29M51.6K
2AAPLAPPLE INC COMhistory →Stock5.53%$17M76.3K
3SPDR PORTFOLIO DEVELOPED WORLD EX-US ETFETF4.13%$13M347.5K
4VANGUARD SHORT-TERM CORPORATE BOND ETFETF4.06%$12M157.5K
5DFSDDIMENSIONAL SHORT-DURATION FIXED INCOME ETFhistory →ETF3.22%$10M207.6K
6SCHWAB INTERNATIONAL EQUITY ETFETF3.09%$9M478.4K
7SCHWAB U.S. MID-CAP ETFETF2.71%$8M316.4K
8VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETFETF2.46%$8M151.0K
9DIMENSIONAL U.S. TARGETED VALUE ETFETF2.34%$7M139.3K
10JPMORGAN ULTRA-SHORT INCOME ETFETF2.06%$6M124.4K
11SCHWAB U.S. LARGE-CAP ETFETF1.99%$6M276.6K
12DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETFETF1.99%$6M230.5K
13JPMJPMORGAN CHASE & CO. COMhistory →Stock1.92%$6M24.0K
14VANGUARD FTSE DEVELOPED MARKETS ETFETF1.80%$6M108.5K
15DFUVDIMENSIONAL US MARKETWIDE VALUE ETFhistory →ETF1.74%$5M129.3K
16MSFTMICROSOFT CORP COMhistory →Stock1.74%$5M14.2K
17VANGUARD LARGE-CAP ETFETF1.63%$5M19.4K
18TSLATESLA INC COMhistory →Stock1.62%$5M19.2K
19BRK/BBERKSHIRE HATHAWAY INC DEL CL B NEWhistory →Stock1.48%$5M8.5K
20DFARDIMENSIONAL US REAL ESTATE ETFhistory →ETF1.48%$5M190.8K
21ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETFETF1.39%$4M81.6K
22VANGUARD S&P 500 ETFETF1.34%$4M8.0K
23VANGUARD TOTAL INTERNATIONAL STOCK ETFETF1.32%$4M64.9K
24DFSVDIMENSIONAL US SMALL CAP VALUE ETFhistory →ETF1.28%$4M139.1K
25VANGUARD MID-CAP ETFETF1.28%$4M15.1K
26SCHWAB US DIVIDEND EQUITY ETFETF1.24%$4M136.0K
27METAMETA PLATFORMS INC CL Ahistory →Stock1.15%$4M6.1K
28DFAXDIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETFhistory →ETF1.13%$3M132.4K
29GOOGLALPHABET INC CAP STK CL Ahistory →Stock1.11%$3M21.9K
30VUGVANGUARD GROWTH ETFhistory →ETF1.10%$3M9.1K
31VANGUARD GLOBAL EX-U.S. REAL ESTATE ETFETF1.00%$3M75.5K
32VANGUARD SMALL-CAP ETFETF0.96%$3M13.2K
33NVDANVIDIA CORPORATION COMStock0.95%$3M27.0K
34DIMENSIONAL US LARGE CAP VALUE ETFETF0.95%$3M94.8K
35DISVDIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETFETF0.90%$3M94.9K
36GQ9SPDR GOLD SHARESETF0.85%$3M9.0K
37VANGUARD SMALL CAP VALUE ETFETF0.74%$2M12.2K
38SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTERESTETF0.64%$2M31.8K
39VTVVANGUARD VALUE ETFETF0.63%$2M11.1K
40DIMENSIONAL EMERGING CORE EQUITY MARKET ETFETF0.62%$2M73.0K
41WPCWP CAREY INC COMREIT0.60%$2M29.3K
42AMZNAMAZON COM INC COMStock0.59%$2M9.4K
43AVANTIS INTERNATIONAL SMALL CAP VALUE ETFETF0.55%$2M24.0K
44SCHWAB U.S. BROAD MARKET ETFETF0.54%$2M77.4K
45CHVCHEVRON CORP NEW COMStock0.54%$2M9.9K
46AVGOBROADCOM INC COMStock0.53%$2M9.7K
47VANGUARD REAL ESTATE ETFETF0.52%$2M17.6K
48LRCXLAM RESEARCH CORP COM NEWStock0.51%$2M21.6K
49ISHARES RUSSELL 2000 ETFETF0.48%$1M7.4K
50SPDR BLOOMBERG 3-12 MONTH T-BILL ETFETF0.47%$1M14.6K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q2 2026$432M179Jul 13, 202613F-HRchanges · EDGAR ↗
Q1 2026$386M177Apr 16, 202613F-HRchanges · EDGAR ↗
Q4 2025$388M174Feb 6, 202613F-HRchanges · EDGAR ↗
Q3 2025$373M167Oct 27, 202513F-HRchanges · EDGAR ↗
Q2 2025$339M162Jul 16, 202513F-HRchanges · EDGAR ↗
Q1 2025$306M155May 5, 202513F-HRchanges · EDGAR ↗
Q4 2024$310M152Jan 29, 202513F-HRchanges · EDGAR ↗
Q3 2024$302M148Oct 16, 202413F-HRchanges · EDGAR ↗
Q2 2024$280M140Jul 22, 202413F-HRchanges · EDGAR ↗
Q1 2024$272M139Apr 17, 202413F-HRchanges · EDGAR ↗
Q4 2023$263M142Feb 1, 202413F-HRchanges · EDGAR ↗
Q3 2023$239M136Oct 25, 202313F-HRchanges · EDGAR ↗
Q2 2023$249M139Jul 19, 202313F-HRchanges · EDGAR ↗
Q1 2023$235M138Apr 18, 202313F-HRchanges · EDGAR ↗
Q4 2022$220M134Feb 6, 202313F-HRchanges · EDGAR ↗
Q3 2022$209M130Nov 7, 202213F-HRchanges · EDGAR ↗
Q2 2022$208M112Jul 18, 202213F-HRchanges · EDGAR ↗
Q1 2022$236M125Apr 29, 202213F-HRchanges · EDGAR ↗
Q4 2021$240M123Jan 31, 202213F-HRchanges · EDGAR ↗
Q3 2021$218M120Nov 2, 202113F-HRchanges · EDGAR ↗
Q2 2021$213M118Aug 2, 202113F-HRchanges · EDGAR ↗
Q1 2021$189M106Apr 21, 202113F-HRchanges · EDGAR ↗
Q4 2020$175M104Jan 20, 202113F-HRchanges · EDGAR ↗
Q3 2020$160M99Oct 21, 202013F-HRchanges · EDGAR ↗
Q2 2020$148M98Jul 28, 202013F-HRchanges · EDGAR ↗
Q1 2020$124M90Apr 22, 202013F-HRchanges · EDGAR ↗
Q4 2019$144M92Jan 16, 202013F-HRchanges · EDGAR ↗
Q3 2019$134M87Oct 22, 201913F-HRchanges · EDGAR ↗
Q2 2019$130M88Jul 16, 201913F-HRchanges · EDGAR ↗
Q1 2019$125M87Apr 16, 201913F-HRchanges · EDGAR ↗
Q4 2018$116M87Jan 30, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.