SEC 13F Intelligence

Managers / Q4 2021 · view latest →

Gradient Capital Advisors, LLC

CIK 0001727917 · 2125 POINSETTIA DRIVE, SAN DIEGO, CA, 92107 · 619-255-0700

Reported Value
$240M
Q4 2021
Positions
123
Filings on Record
31
2019–present window
Filed
Jan 31, 2022
original filing

Summary

Gradient Capital Advisors, LLC reported $240M in U.S.-listed holdings across 123 positions for Q4 2021.

Its largest position, Ishares Core S P 500 Etf, represents 10.3% of the portfolio.

Compared with Q3 2021, the fund opened 5 new positions and exited 2.

Portfolio Metrics

Turnover
+0.8%
vs prior filed quarter
Top-10 Concentration
+47.1%
share of reported value
Largest Position
+10.3%
Ishares Core S P 500 Etf
New / Exited
5 / 2
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’18: $116MQ4 ’18Q1 ’19: $125MQ2 ’19: $130MQ3 ’19: $134MQ4 ’19: $144MQ4 ’19Q1 ’20: $124MQ2 ’20: $148MQ3 ’20: $160MQ4 ’20: $175MQ4 ’20Q1 ’21: $189MQ2 ’21: $213MQ3 ’21: $218MQ4 ’21: $240MQ4 ’21Q1 ’22: $236MQ2 ’22: $208MQ3 ’22: $209MQ4 ’22: $220MQ4 ’22Q1 ’23: $235MQ2 ’23: $249MQ3 ’23: $239MQ4 ’23: $263MQ4 ’23Q1 ’24: $272MQ2 ’24: $280MQ3 ’24: $302MQ4 ’24: $310MQ4 ’24Q1 ’25: $306MQ2 ’25: $339MQ3 ’25: $373MQ4 ’25: $388MQ4 ’25Q1 ’26: $386MQ2 ’26: $432Mfilingsflow.com

Portfolio Composition

By security type
ETP: 73.2%Common Stock: 25.5%REIT: 1.0%Closed-End Fund: 0.2%ADR: 0.1%Other: 0.0%
  • ETP · 73.2% · $176M
  • Common Stock · 25.5% · $61M
  • REIT · 1.0% · $2M
  • Closed-End Fund · 0.2% · $389,000
  • ADR · 0.1% · $278,000
  • Other · 0.0% · $6,000

Quarter-over-Quarter Changes full breakdown →

vs Q3 2021 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
DFSDDIMENSIONAL SHORT-DURATION FIXED INCOME ETFNEW+18.4K18.4K+$918,000$918,000
COINCOINBASE GLOBAL INC COM CL ANEW+2.3K2.3K+$574,000$574,000
UPSUNITED PARCEL SERVICE INC CL BNEW+1.1K1.1K+$227,000$227,000
ISHARES U.S. TECHNOLOGY ETFNEW+1.8K1.8K+$202,000$202,000
BLKCHFBLACKROCK INC COMNEW+220220+$202,000$202,000
CHVCHEVRON CORP NEW COMADDED+4.2K7.5K+$550,000$884,000
MRNAMODERNA INC COMSOLD OUT−6950−$267,000$0
SCHWAB SHORT-TERM U.S. TREASURY ETFSOLD OUT−5.1K0−$260,000$0

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q4 2021

50 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1ISHARES CORE S&P 500 ETFETF10.31%$25M51.9K
2AAPLAPPLE INC COMhistory →Stock7.54%$18M102.0K
3JPMORGAN ULTRA-SHORT INCOME ETFETF5.42%$13M257.8K
4VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETFETF5.00%$12M233.7K
5TSLATESLA INC COMhistory →Stock4.17%$10M9.5K
6SCHWAB INTERNATIONAL EQUITY ETFETF4.08%$10M252.4K
7SPDR PORTFOLIO DEVELOPED WORLD EX-US ETFETF3.18%$8M209.6K
8SCHWAB U.S. MID-CAP ETFETF2.69%$6M80.4K
9VANGUARD SHORT-TERM CORPORATE BOND INDEX FUNDETF2.48%$6M73.3K
10SCHWAB U.S. LARGE-CAP ETFETF2.20%$5M46.3K
11DIMENSIONAL U.S. TARGETED VALUE ETFETF1.94%$5M98.3K
12VANGUARD LARGE-CAP INDEX FUNDETF1.67%$4M18.1K
13SCHWAB U.S. REIT ETFETF1.65%$4M75.1K
14JPMJPMORGAN CHASE & CO COMhistory →Stock1.57%$4M23.9K
15VANGUARD TOTAL INTERNATIONAL STOCK ETFETF1.57%$4M59.3K
16MSFTMICROSOFT CORP COMhistory →Stock1.56%$4M11.2K
17VUGVANGUARD GROWTH INDEX FUNDhistory →ETF1.55%$4M11.6K
18VANGUARD FTSE DEVELOPED MARKETS ETFETF1.34%$3M63.2K
19VANGUARD MID-CAP INDEX FUNDETF1.34%$3M12.7K
20ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETFETF1.34%$3M59.9K
21VANGUARD SMALL-CAP INDEX FUNDETF1.27%$3M13.5K
22METAMETA PLATFORMS INC CL Ahistory →Stock1.21%$3M8.6K
23VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEXETF1.11%$3M49.6K
24VUSBVANGUARD ULTRA-SHORT BOND ETFhistory →ETF1.11%$3M53.4K
25VANGUARD S&P 500 ETFETF1.04%$3M5.7K
26WPCWP CAREY INC COMhistory →REIT1.03%$2M30.1K
27DIMENSIONAL EMERGING CORE EQUITY MARKET ETFETF0.98%$2M86.3K
28VANGUARD REAL ESTATE ETFETF0.90%$2M18.6K
29SCHWAB US AGGREGATE BOND ETFETF0.86%$2M38.3K
30AVANTIS U.S. SMALL CAP VALUE ETFETF0.85%$2M25.6K
31VANGUARD SMALL-CAP VALUE INDEX FUNDETF0.82%$2M11.0K
32LRCXEURLAM RESEARCH CORP COMStock0.76%$2M2.5K
33VANGUARD SHORT-TERM BOND INDEX FUNDETF0.72%$2M21.4K
34VANGUARD FTSE ALL-WORLD EX US INDEX FUNDETF0.71%$2M28.0K
35SCHWAB U.S. BROAD MARKET ETFETF0.70%$2M14.9K
36VTVVANGUARD VALUE INDEX FUNDETF0.68%$2M11.1K
37QCOMQUALCOMM INC COMStock0.68%$2M8.9K
38BRK/BBERKSHIRE HATHAWAY INC DEL CL B NEWStock0.65%$2M5.2K
39GOOGLALPHABET INC CAP STK CL AStock0.61%$1M507
40SCHWAB U.S. LARGE-CAP VALUE ETFETF0.58%$1M19.2K
41SPDR DOW JONES GLOBAL REAL ESTATE ETFETF0.57%$1M24.2K
42AVANTIS INTERNATIONAL SMALL CAP VALUE ETFETF0.56%$1M20.9K
43JNJJOHNSON & JOHNSON COMStock0.56%$1M7.8K
44JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETFETF0.53%$1M25.2K
45DFAXDIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETFETF0.52%$1M48.3K
46PFEPFIZER INC COMStock0.52%$1M21.3K
47SCHWAB US DIVIDEND EQUITY ETFETF0.52%$1M15.3K
48VANGUARD FTSE EMERGING MARKETS ETFETF0.50%$1M24.5K
49SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETFETF0.50%$1M38.5K
50BACBK OF AMERICA CORP COMStock0.47%$1M25.4K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q2 2026$432M179Jul 13, 202613F-HRchanges · EDGAR ↗
Q1 2026$386M177Apr 16, 202613F-HRchanges · EDGAR ↗
Q4 2025$388M174Feb 6, 202613F-HRchanges · EDGAR ↗
Q3 2025$373M167Oct 27, 202513F-HRchanges · EDGAR ↗
Q2 2025$339M162Jul 16, 202513F-HRchanges · EDGAR ↗
Q1 2025$306M155May 5, 202513F-HRchanges · EDGAR ↗
Q4 2024$310M152Jan 29, 202513F-HRchanges · EDGAR ↗
Q3 2024$302M148Oct 16, 202413F-HRchanges · EDGAR ↗
Q2 2024$280M140Jul 22, 202413F-HRchanges · EDGAR ↗
Q1 2024$272M139Apr 17, 202413F-HRchanges · EDGAR ↗
Q4 2023$263M142Feb 1, 202413F-HRchanges · EDGAR ↗
Q3 2023$239M136Oct 25, 202313F-HRchanges · EDGAR ↗
Q2 2023$249M139Jul 19, 202313F-HRchanges · EDGAR ↗
Q1 2023$235M138Apr 18, 202313F-HRchanges · EDGAR ↗
Q4 2022$220M134Feb 6, 202313F-HRchanges · EDGAR ↗
Q3 2022$209M130Nov 7, 202213F-HRchanges · EDGAR ↗
Q2 2022$208M112Jul 18, 202213F-HRchanges · EDGAR ↗
Q1 2022$236M125Apr 29, 202213F-HRchanges · EDGAR ↗
Q4 2021$240M123Jan 31, 202213F-HRchanges · EDGAR ↗
Q3 2021$218M120Nov 2, 202113F-HRchanges · EDGAR ↗
Q2 2021$213M118Aug 2, 202113F-HRchanges · EDGAR ↗
Q1 2021$189M106Apr 21, 202113F-HRchanges · EDGAR ↗
Q4 2020$175M104Jan 20, 202113F-HRchanges · EDGAR ↗
Q3 2020$160M99Oct 21, 202013F-HRchanges · EDGAR ↗
Q2 2020$148M98Jul 28, 202013F-HRchanges · EDGAR ↗
Q1 2020$124M90Apr 22, 202013F-HRchanges · EDGAR ↗
Q4 2019$144M92Jan 16, 202013F-HRchanges · EDGAR ↗
Q3 2019$134M87Oct 22, 201913F-HRchanges · EDGAR ↗
Q2 2019$130M88Jul 16, 201913F-HRchanges · EDGAR ↗
Q1 2019$125M87Apr 16, 201913F-HRchanges · EDGAR ↗
Q4 2018$116M87Jan 30, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.