SEC 13F Intelligence

Managers / Q4 2023 · view latest →

Gradient Capital Advisors, LLC

CIK 0001727917 · 2125 POINSETTIA DRIVE, SAN DIEGO, CA, 92107 · 619-255-0700

Reported Value
$263M
Q4 2023
Positions
142
Filings on Record
31
2019–present window
Filed
Feb 1, 2024
original filing

Summary

Gradient Capital Advisors, LLC reported $263M in U.S.-listed holdings across 142 positions for Q4 2023.

Its largest position, Ishares Core S P 500 Etf, represents 10.0% of the portfolio.

Compared with Q3 2023, the fund opened 9 new positions and exited 3.

Portfolio Metrics

Turnover
+1.5%
vs prior filed quarter
Top-10 Concentration
+40.7%
share of reported value
Largest Position
+10.0%
Ishares Core S P 500 Etf
New / Exited
9 / 3
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’18: $116MQ4 ’18Q1 ’19: $125MQ2 ’19: $130MQ3 ’19: $134MQ4 ’19: $144MQ4 ’19Q1 ’20: $124MQ2 ’20: $148MQ3 ’20: $160MQ4 ’20: $175MQ4 ’20Q1 ’21: $189MQ2 ’21: $213MQ3 ’21: $218MQ4 ’21: $240MQ4 ’21Q1 ’22: $236MQ2 ’22: $208MQ3 ’22: $209MQ4 ’22: $220MQ4 ’22Q1 ’23: $235MQ2 ’23: $249MQ3 ’23: $239MQ4 ’23: $263MQ4 ’23Q1 ’24: $272MQ2 ’24: $280MQ3 ’24: $302MQ4 ’24: $310MQ4 ’24Q1 ’25: $306MQ2 ’25: $339MQ3 ’25: $373MQ4 ’25: $388MQ4 ’25Q1 ’26: $386MQ2 ’26: $432Mfilingsflow.com

Portfolio Composition

By security type
ETP: 72.1%Common Stock: 26.6%REIT: 0.8%Other: 0.2%ADR: 0.1%Other: 0.1%
  • ETP · 72.1% · $189M
  • Common Stock · 26.6% · $70M
  • REIT · 0.8% · $2M
  • Other · 0.2% · $407,407
  • ADR · 0.1% · $359,320
  • Other · 0.1% · $292,679

Quarter-over-Quarter Changes full breakdown →

vs Q3 2023 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
ISHARES IBONDS DEC 2031 TERM CORPORATE ETFNEW+26.2K26.2K+$543,925$543,925
ISHARES CORE TOTAL USD BOND MARKET ETFNEW+8.7K8.7K+$399,012$399,012
ISHARES IBONDS DEC 2030 TERM CORPORATE ETFNEW+15.6K15.6K+$338,060$338,060
SCHWAB SHORT-TERM US TREASURY ETFNEW+5.6K5.6K+$271,756$271,756
ISHARES U.S. TECHNOLOGY ETFNEW+1.8K1.8K+$216,040$216,040
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETFNEW+9.4K9.4K+$210,322$210,322
WFCWELLS FARGO CO NEW COMNEW+4.2K4.2K+$208,051$208,051
ISHARES IBONDS DEC 2026 TERM CORPORATE ETFNEW+8.6K8.6K+$204,536$204,536

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q4 2023

50 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1ISHARES CORE S&P 500 ETFETF10.03%$26M55.2K
2AAPLAPPLE INC COMhistory →Stock6.93%$18M94.6K
3SCHWAB INTERNATIONAL EQUITY ETFETF3.75%$10M266.5K
4SPDR PORTFOLIO DEVELOPED WORLD EX-US ETFETF3.73%$10M288.0K
5SCHWAB U.S. MID-CAP ETFETF2.88%$8M100.5K
6DIMENSIONAL U.S. TARGETED VALUE ETFETF2.85%$7M142.8K
7VANGUARD SHORT-TERM CORPORATE BOND ETFETF2.80%$7M94.9K
8TSLATESLA INC COMhistory →Stock2.77%$7M29.3K
9JPMORGAN ULTRA-SHORT INCOME ETFETF2.61%$7M136.2K
10SCHWAB U.S. LARGE-CAP ETFETF2.38%$6M110.9K
11VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETFETF2.34%$6M129.2K
12MSFTMICROSOFT CORP COMhistory →Stock2.13%$6M14.9K
13VANGUARD S&P 500 ETFETF1.97%$5M11.8K
14DFUVDIMENSIONAL US MARKETWIDE VALUE ETFhistory →ETF1.84%$5M130.0K
15VANGUARD FTSE DEVELOPED MARKETS ETFETF1.72%$5M94.4K
16VANGUARD LARGE-CAP ETFETF1.67%$4M20.1K
17JPMJPMORGAN CHASE & CO COMhistory →Stock1.64%$4M25.3K
18DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETFETF1.62%$4M170.7K
19VANGUARD TOTAL INTERNATIONAL STOCK ETFETF1.49%$4M67.6K
20DFARDIMENSIONAL US REAL ESTATE ETFhistory →ETF1.38%$4M159.2K
21DFSDDIMENSIONAL SHORT-DURATION FIXED INCOME ETFhistory →ETF1.36%$4M75.9K
22VANGUARD MID-CAP ETFETF1.34%$4M15.1K
23VUGVANGUARD GROWTH ETFhistory →ETF1.33%$3M11.2K
24VANGUARD SMALL-CAP ETFETF1.20%$3M14.7K
25GOOGLALPHABET INC CAP STK CL Ahistory →Stock1.11%$3M21.0K
26VANGUARD GLOBAL EX-U.S. REAL ESTATE ETFETF1.05%$3M64.5K
27SCHWAB US DIVIDEND EQUITY ETFETF1.04%$3M35.7K
28BRK/BBERKSHIRE HATHAWAY INC DEL CL B NEWStock1.00%$3M7.4K
29DFAXDIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETFETF0.88%$2M95.0K
30ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETFETF0.86%$2M44.1K
31WPCWP CAREY INC COMREIT0.84%$2M34.2K
32METAMETA PLATFORMS INC CL AStock0.82%$2M6.1K
33LRCXEURLAM RESEARCH CORP COMStock0.79%$2M2.6K
34DISVDIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETFETF0.70%$2M71.2K
35CHVCHEVRON CORP NEW COMStock0.66%$2M11.7K
36VANGUARD SMALL CAP VALUE ETFETF0.65%$2M9.5K
37VANGUARD REAL ESTATE ETFETF0.61%$2M18.2K
38DFSVDIMENSIONAL US SMALL CAP VALUE ETFETF0.61%$2M55.0K
39DIMENSIONAL EMERGING CORE EQUITY MARKET ETFETF0.60%$2M65.2K
40SCHWAB U.S. BROAD MARKET ETFETF0.55%$1M25.9K
41NVDANVIDIA CORPORATION COMStock0.55%$1M2.9K
42AMZNAMAZON COM INC COMStock0.54%$1M9.4K
43VANGUARD FTSE ALL-WORLD EX-US INDEX FUNDETF0.54%$1M25.1K
44AVANTIS INTERNATIONAL SMALL CAP VALUE ETFETF0.52%$1M21.7K
45SPDR GOLD MINISHARES TRUSTETF0.50%$1M32.3K
46QCOMQUALCOMM INC COMStock0.50%$1M9.1K
47AMDADVANCED MICRO DEVICES INC COMStock0.48%$1M8.6K
48JNJJOHNSON & JOHNSON COMStock0.48%$1M8.0K
49SCHWAB U.S. LARGE-CAP VALUE ETFETF0.45%$1M16.7K
50AVGOBROADCOM INC COMStock0.44%$1M1.0K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q2 2026$432M179Jul 13, 202613F-HRchanges · EDGAR ↗
Q1 2026$386M177Apr 16, 202613F-HRchanges · EDGAR ↗
Q4 2025$388M174Feb 6, 202613F-HRchanges · EDGAR ↗
Q3 2025$373M167Oct 27, 202513F-HRchanges · EDGAR ↗
Q2 2025$339M162Jul 16, 202513F-HRchanges · EDGAR ↗
Q1 2025$306M155May 5, 202513F-HRchanges · EDGAR ↗
Q4 2024$310M152Jan 29, 202513F-HRchanges · EDGAR ↗
Q3 2024$302M148Oct 16, 202413F-HRchanges · EDGAR ↗
Q2 2024$280M140Jul 22, 202413F-HRchanges · EDGAR ↗
Q1 2024$272M139Apr 17, 202413F-HRchanges · EDGAR ↗
Q4 2023$263M142Feb 1, 202413F-HRchanges · EDGAR ↗
Q3 2023$239M136Oct 25, 202313F-HRchanges · EDGAR ↗
Q2 2023$249M139Jul 19, 202313F-HRchanges · EDGAR ↗
Q1 2023$235M138Apr 18, 202313F-HRchanges · EDGAR ↗
Q4 2022$220M134Feb 6, 202313F-HRchanges · EDGAR ↗
Q3 2022$209M130Nov 7, 202213F-HRchanges · EDGAR ↗
Q2 2022$208M112Jul 18, 202213F-HRchanges · EDGAR ↗
Q1 2022$236M125Apr 29, 202213F-HRchanges · EDGAR ↗
Q4 2021$240M123Jan 31, 202213F-HRchanges · EDGAR ↗
Q3 2021$218M120Nov 2, 202113F-HRchanges · EDGAR ↗
Q2 2021$213M118Aug 2, 202113F-HRchanges · EDGAR ↗
Q1 2021$189M106Apr 21, 202113F-HRchanges · EDGAR ↗
Q4 2020$175M104Jan 20, 202113F-HRchanges · EDGAR ↗
Q3 2020$160M99Oct 21, 202013F-HRchanges · EDGAR ↗
Q2 2020$148M98Jul 28, 202013F-HRchanges · EDGAR ↗
Q1 2020$124M90Apr 22, 202013F-HRchanges · EDGAR ↗
Q4 2019$144M92Jan 16, 202013F-HRchanges · EDGAR ↗
Q3 2019$134M87Oct 22, 201913F-HRchanges · EDGAR ↗
Q2 2019$130M88Jul 16, 201913F-HRchanges · EDGAR ↗
Q1 2019$125M87Apr 16, 201913F-HRchanges · EDGAR ↗
Q4 2018$116M87Jan 30, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.