SEC 13F Intelligence

Managers / Q3 2021 · view latest →

Gradient Capital Advisors, LLC

CIK 0001727917 · 2125 POINSETTIA DRIVE, SAN DIEGO, CA, 92107 · 619-255-0700

Reported Value
$218M
Q3 2021
Positions
120
Filings on Record
31
2019–present window
Filed
Nov 2, 2021
original filing

Summary

Gradient Capital Advisors, LLC reported $218M in U.S.-listed holdings across 120 positions for Q3 2021.

Its largest position, Ishares Core S P 500 Etf, represents 10.5% of the portfolio.

Compared with Q2 2021, the fund opened 4 new positions and exited 4.

Portfolio Metrics

Turnover
+2.5%
vs prior filed quarter
Top-10 Concentration
+46.8%
share of reported value
Largest Position
+10.5%
Ishares Core S P 500 Etf
New / Exited
4 / 4
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’18: $116MQ4 ’18Q1 ’19: $125MQ2 ’19: $130MQ3 ’19: $134MQ4 ’19: $144MQ4 ’19Q1 ’20: $124MQ2 ’20: $148MQ3 ’20: $160MQ4 ’20: $175MQ4 ’20Q1 ’21: $189MQ2 ’21: $213MQ3 ’21: $218MQ4 ’21: $240MQ4 ’21Q1 ’22: $236MQ2 ’22: $208MQ3 ’22: $209MQ4 ’22: $220MQ4 ’22Q1 ’23: $235MQ2 ’23: $249MQ3 ’23: $239MQ4 ’23: $263MQ4 ’23Q1 ’24: $272MQ2 ’24: $280MQ3 ’24: $302MQ4 ’24: $310MQ4 ’24Q1 ’25: $306MQ2 ’25: $339MQ3 ’25: $373MQ4 ’25: $388MQ4 ’25Q1 ’26: $386MQ2 ’26: $432Mfilingsflow.com

Portfolio Composition

By security type
ETP: 75.5%Common Stock: 23.2%REIT: 1.0%Closed-End Fund: 0.2%ADR: 0.1%Other: 0.0%
  • ETP · 75.5% · $165M
  • Common Stock · 23.2% · $51M
  • REIT · 1.0% · $2M
  • Closed-End Fund · 0.2% · $397,000
  • ADR · 0.1% · $258,000
  • Other · 0.0% · $5,000

Quarter-over-Quarter Changes full breakdown →

vs Q2 2021 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
DFAXDIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETFNEW+44.6K44.6K+$1M$1M
MRNAMODERNA INC COMNEW+695695+$267,000$267,000
VANGUARD HIGH DIVIDEND YIELD ETFNEW+2.4K2.4K+$251,000$251,000
XLFFINANCIAL SELECT SECTOR SPDR FUNDNEW+5.4K5.4K+$204,000$204,000
NVDANVIDIA CORPORATION COMADDED+1.0K1.4K+$11,000$286,000
VUSBVANGUARD ULTRA-SHORT BOND ETFADDED+28.8K39.2K+$1M$2M
PFEPFIZER INC COMADDED+11.0K20.4K+$509,000$877,000
ISHARES SHORT TREASURY BOND ETFSOLD OUT−7.2K0−$798,000$0

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q3 2021

50 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1ISHARES CORE S&P 500 ETFETF10.49%$23M53.1K
2AAPLAPPLE INC COMhistory →Stock6.61%$14M101.8K
3JPMORGAN ULTRA-SHORT INCOME ETFETF5.86%$13M251.9K
4VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETFETF5.31%$12M220.1K
5SCHWAB INTERNATIONAL EQUITY ETFETF4.48%$10M252.7K
6TSLATESLA INC COMhistory →Stock3.33%$7M9.4K
7SPDR PORTFOLIO DEVELOPED WORLD EX-US ETFETF3.20%$7M192.7K
8SCHWAB U.S. MID-CAP ETFETF2.78%$6M79.0K
9VANGUARD SHORT-TERM CORPORATE BOND INDEX FUNDETF2.50%$5M66.2K
10SCHWAB U.S. LARGE-CAP ETFETF2.27%$5M47.6K
11DIMENSIONAL U.S. TARGETED VALUE ETFETF1.97%$4M96.6K
12JPMJPMORGAN CHASE & CO COMhistory →Stock1.75%$4M23.3K
13VANGUARD LARGE-CAP INDEX FUNDETF1.68%$4M18.3K
14VANGUARD TOTAL INTERNATIONAL STOCK ETFETF1.67%$4M57.6K
15ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETFETF1.59%$3M63.4K
16SCHWAB U.S. REIT ETFETF1.57%$3M74.7K
17VUGVANGUARD GROWTH INDEX FUNDhistory →ETF1.53%$3M11.5K
18VANGUARD FTSE DEVELOPED MARKETS ETFETF1.45%$3M62.8K
19MSFTMICROSOFT CORP COMhistory →Stock1.43%$3M11.0K
20METAFACEBOOK INC CL Ahistory →Stock1.39%$3M8.9K
21VANGUARD MID-CAP INDEX FUNDETF1.37%$3M12.6K
22VANGUARD SMALL-CAP INDEX FUNDETF1.34%$3M13.3K
23VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEXETF1.26%$3M48.7K
24VANGUARD S&P 500 ETFETF1.10%$2M6.1K
25SCHWAB US AGGREGATE BOND ETFETF1.01%$2M40.6K
26WPCWP CAREY INC COMREIT1.00%$2M29.8K
27DIMENSIONAL EMERGING CORE EQUITY MARKET ETFETF0.95%$2M75.6K
28VANGUARD SMALL-CAP VALUE INDEX FUNDETF0.91%$2M11.7K
29VUSBVANGUARD ULTRA-SHORT BOND ETFETF0.90%$2M39.2K
30VANGUARD REAL ESTATE ETFETF0.87%$2M18.7K
31VANGUARD FTSE ALL-WORLD EX US INDEX FUNDETF0.78%$2M28.0K
32AVANTIS U.S. SMALL CAP VALUE ETFETF0.78%$2M22.5K
33VANGUARD SHORT-TERM BOND INDEX FUNDETF0.74%$2M19.8K
34SCHWAB U.S. BROAD MARKET ETFETF0.72%$2M15.0K
35VTVVANGUARD VALUE INDEX FUNDETF0.64%$1M10.4K
36BRK/BBERKSHIRE HATHAWAY INC DEL CL B NEWStock0.64%$1M5.1K
37LRCXEURLAM RESEARCH CORP COMStock0.63%$1M2.4K
38SCHWAB U.S. LARGE-CAP VALUE ETFETF0.62%$1M20.2K
39GOOGLALPHABET INC CAP STK CL AStock0.60%$1M493
40SPDR DOW JONES GLOBAL REAL ESTATE ETFETF0.59%$1M25.0K
41SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETFETF0.55%$1M38.7K
42JNJJOHNSON & JOHNSON COMStock0.55%$1M7.5K
43VANGUARD FTSE EMERGING MARKETS ETFETF0.55%$1M24.0K
44DFAXDIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETFETF0.53%$1M44.6K
45BACBK OF AMERICA CORP COMStock0.53%$1M27.1K
46QCOMQUALCOMM INC COMStock0.53%$1M8.9K
47AVANTIS INTERNATIONAL SMALL CAP VALUE ETFETF0.51%$1M17.3K
48SCHWAB US DIVIDEND EQUITY ETFETF0.51%$1M14.9K
49LULULULULEMON ATHLETICA INC COMStock0.50%$1M2.7K
50ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETFETF0.46%$995,0007.5K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q2 2026$432M179Jul 13, 202613F-HRchanges · EDGAR ↗
Q1 2026$386M177Apr 16, 202613F-HRchanges · EDGAR ↗
Q4 2025$388M174Feb 6, 202613F-HRchanges · EDGAR ↗
Q3 2025$373M167Oct 27, 202513F-HRchanges · EDGAR ↗
Q2 2025$339M162Jul 16, 202513F-HRchanges · EDGAR ↗
Q1 2025$306M155May 5, 202513F-HRchanges · EDGAR ↗
Q4 2024$310M152Jan 29, 202513F-HRchanges · EDGAR ↗
Q3 2024$302M148Oct 16, 202413F-HRchanges · EDGAR ↗
Q2 2024$280M140Jul 22, 202413F-HRchanges · EDGAR ↗
Q1 2024$272M139Apr 17, 202413F-HRchanges · EDGAR ↗
Q4 2023$263M142Feb 1, 202413F-HRchanges · EDGAR ↗
Q3 2023$239M136Oct 25, 202313F-HRchanges · EDGAR ↗
Q2 2023$249M139Jul 19, 202313F-HRchanges · EDGAR ↗
Q1 2023$235M138Apr 18, 202313F-HRchanges · EDGAR ↗
Q4 2022$220M134Feb 6, 202313F-HRchanges · EDGAR ↗
Q3 2022$209M130Nov 7, 202213F-HRchanges · EDGAR ↗
Q2 2022$208M112Jul 18, 202213F-HRchanges · EDGAR ↗
Q1 2022$236M125Apr 29, 202213F-HRchanges · EDGAR ↗
Q4 2021$240M123Jan 31, 202213F-HRchanges · EDGAR ↗
Q3 2021$218M120Nov 2, 202113F-HRchanges · EDGAR ↗
Q2 2021$213M118Aug 2, 202113F-HRchanges · EDGAR ↗
Q1 2021$189M106Apr 21, 202113F-HRchanges · EDGAR ↗
Q4 2020$175M104Jan 20, 202113F-HRchanges · EDGAR ↗
Q3 2020$160M99Oct 21, 202013F-HRchanges · EDGAR ↗
Q2 2020$148M98Jul 28, 202013F-HRchanges · EDGAR ↗
Q1 2020$124M90Apr 22, 202013F-HRchanges · EDGAR ↗
Q4 2019$144M92Jan 16, 202013F-HRchanges · EDGAR ↗
Q3 2019$134M87Oct 22, 201913F-HRchanges · EDGAR ↗
Q2 2019$130M88Jul 16, 201913F-HRchanges · EDGAR ↗
Q1 2019$125M87Apr 16, 201913F-HRchanges · EDGAR ↗
Q4 2018$116M87Jan 30, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.