Managers / Q2 2026

Gradient Capital Advisors, LLC

CIK 0001727917 · 2125 POINSETTIA DRIVE, SAN DIEGO, CA, 92107 · 619-255-0700

Reported Value

$432M

Q2 2026

Positions

179

Filings on Record

2019–present window

Filed

Jul 13, 2026

original filing

Summary

Gradient Capital Advisors, LLC reported $432M in U.S.-listed holdings across 179 positions for Q2 2026.

Its largest position, Ishares Core S P 500 Etf, represents 9.1% of the portfolio.

Compared with Q1 2026, the fund opened 9 new positions and exited 7.

Portfolio Metrics

Turnover

+1.1%

vs prior filed quarter

Top-10 Concentration

+36.2%

share of reported value

Largest Position

+9.1%

Ishares Core S P 500 Etf

New / Exited

9 / 7

positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value

Portfolio Composition

By security type

ETP · 73.7% · $318M
Common Stock · 25.1% · $108M
ADR · 0.7% · $3M
REIT · 0.5% · $2M
Closed-End Fund · 0.1% · $311,744
Other · 0.0% · $205,995

Quarter-over-Quarter Changes full breakdown →

vs Q1 2026 (amended baseline)

Issuer	Move	Share Δ	Shares now	Value Δ	Value now
4XOM EXXONMOBIL HOLDINGS CORP COM SHS	NEW	+3.7K	3.7K	+$505,658	$505,658
FIRST EAGLE GLOBAL EQUITY ETF	NEW	+6.8K	6.8K	+$334,075	$334,075
CRWD CROWDSTRIKE HLDGS INC CL A	NEW	+362	362	+$276,257	$276,257
GEV GE VERNOVA INC COM	NEW	+193	193	+$226,748	$226,748
ISHARES IBONDS DEC 2035 TERM CORPORATE ETF	NEW	+8.7K	8.7K	+$223,652	$223,652
DE DEERE & CO COM	NEW	+350	350	+$222,016	$222,016
ISHARES 0-5 YEAR TIPS BOND ETF	NEW	+2.1K	2.1K	+$210,292	$210,292
NXP SEMICONDUCTORS N V COM	NEW	+733	733	+$205,995	$205,995

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q2 2026

50 positions

Export to Excel

#	Issuer	Class	% Portfolio	Value ↓	Shares
1	ISHARES CORE S&P 500 ETF	ETF	9.08%	$39M	52.4K
2	AAPL APPLE INC COM history →	Stock	4.76%	$21M	71.1K
3	STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	3.61%	$16M	309.5K
4	VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	3.30%	$14M	180.1K
5	DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF	ETF	2.96%	$13M	234.8K
6	DFSD DIMENSIONAL SHORT-DURATION FIXED INCOME ETF history →	ETF	2.84%	$12M	257.2K
7	SCHWAB INTERNATIONAL EQUITY ETF	ETF	2.72%	$12M	424.6K
8	SCHWAB U.S. MID-CAP ETF	ETF	2.57%	$11M	300.5K
9	DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	2.18%	$9M	134.6K
10	GOOGL ALPHABET INC CAP STK CL A history →	Stock	2.17%	$9M	26.2K
11	DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF	ETF	2.09%	$9M	222.2K
12	VANGUARD LARGE-CAP ETF	ETF	1.98%	$9M	24.8K
13	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	1.98%	$9M	169.8K
14	VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	1.89%	$8M	114.3K
15	DFSV DIMENSIONAL US SMALL CAP VALUE ETF history →	ETF	1.88%	$8M	209.8K
16	SCHWAB U.S. LARGE-CAP ETF	ETF	1.77%	$8M	259.8K
17	JPM JPMORGAN CHASE & CO COM history →	Stock	1.72%	$7M	22.7K
18	DFUV DIMENSIONAL US MARKETWIDE VALUE ETF history →	ETF	1.59%	$7M	124.8K
19	LRCX LAM RESEARCH CORP COM NEW history →	Stock	1.57%	$7M	15.6K
20	NVDA NVIDIA CORPORATION COM history →	Stock	1.50%	$6M	32.3K
21	DFAR DIMENSIONAL US REAL ESTATE ETF history →	ETF	1.33%	$6M	219.2K
22	TSLA TESLA INC COM history →	Stock	1.28%	$6M	13.2K
23	BRK/B BERKSHIRE HATHAWAY INC DEL CL B NEW history →	Stock	1.28%	$6M	11.1K
24	JPMORGAN ULTRA-SHORT INCOME ETF	ETF	1.27%	$5M	108.7K
25	DFAX DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF history →	ETF	1.25%	$5M	147.0K
26	DIMENSIONAL US LARGE CAP VALUE ETF	ETF	1.23%	$5M	133.9K
27	MSFT MICROSOFT CORP COM history →	Stock	1.18%	$5M	13.7K
28	VANGUARD S&P 500 ETF	ETF	1.12%	$5M	7.0K
29	VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	1.11%	$5M	56.2K
30	SCHWAB US DIVIDEND EQUITY ETF	ETF	1.09%	$5M	147.7K
31	ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	1.07%	$5M	88.0K
32	VANGUARD MID-CAP ETF	ETF	1.03%	$4M	55.0K
33	ISHARES MSCI EMERGING MARKETS EX CHINA ETF	ETF	0.96%	$4M	40.5K
34	AVGO BROADCOM INC COM	Stock	0.94%	$4M	10.8K
35	VANGUARD SMALL-CAP ETF	ETF	0.90%	$4M	12.8K
36	VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	ETF	0.90%	$4M	86.2K
37	DISV DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF	ETF	0.85%	$4M	91.7K
38	GQ9 SPDR GOLD SHARES	ETF	0.84%	$4M	9.8K
39	VUG VANGUARD GROWTH ETF	ETF	0.81%	$4M	40.6K
40	META META PLATFORMS INC CL A	Stock	0.81%	$3M	6.2K
41	CSCO CISCO SYS INC COM	Stock	0.66%	$3M	24.4K
42	TSM TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS	ADR	0.66%	$3M	6.0K
43	AMD ADVANCED MICRO DEVICES INC COM	Stock	0.64%	$3M	4.8K
44	STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETF	ETF	0.61%	$3M	26.3K
45	VTV VANGUARD VALUE ETF	ETF	0.58%	$3M	11.5K
46	AMZN AMAZON COM INC COM	Stock	0.54%	$2M	9.8K
47	VANGUARD SMALL CAP VALUE ETF	ETF	0.53%	$2M	9.5K
48	DIMENSIONAL EMERGING CORE EQUITY MARKET ETF	ETF	0.53%	$2M	56.7K
49	AVANTIS U.S. MID CAP EQUITY ETF	ETF	0.50%	$2M	27.0K
50	AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	ETF	0.50%	$2M	20.8K

Filing History

Quarter	Reported Value	Positions	Filed	Type	Links
Q2 2026	$432M	179	Jul 13, 2026	13F-HR	changes · EDGAR ↗
Q1 2026	$386M	177	Apr 16, 2026	13F-HR	changes · EDGAR ↗
Q4 2025	$388M	174	Feb 6, 2026	13F-HR	changes · EDGAR ↗
Q3 2025	$373M	167	Oct 27, 2025	13F-HR	changes · EDGAR ↗
Q2 2025	$339M	162	Jul 16, 2025	13F-HR	changes · EDGAR ↗
Q1 2025	$306M	155	May 5, 2025	13F-HR	changes · EDGAR ↗
Q4 2024	$310M	152	Jan 29, 2025	13F-HR	changes · EDGAR ↗
Q3 2024	$302M	148	Oct 16, 2024	13F-HR	changes · EDGAR ↗
Q2 2024	$280M	140	Jul 22, 2024	13F-HR	changes · EDGAR ↗
Q1 2024	$272M	139	Apr 17, 2024	13F-HR	changes · EDGAR ↗
Q4 2023	$263M	142	Feb 1, 2024	13F-HR	changes · EDGAR ↗
Q3 2023	$239M	136	Oct 25, 2023	13F-HR	changes · EDGAR ↗
Q2 2023	$249M	139	Jul 19, 2023	13F-HR	changes · EDGAR ↗
Q1 2023	$235M	138	Apr 18, 2023	13F-HR	changes · EDGAR ↗
Q4 2022	$220M	134	Feb 6, 2023	13F-HR	changes · EDGAR ↗
Q3 2022	$209M	130	Nov 7, 2022	13F-HR	changes · EDGAR ↗
Q2 2022	$208M	112	Jul 18, 2022	13F-HR	changes · EDGAR ↗
Q1 2022	$236M	125	Apr 29, 2022	13F-HR	changes · EDGAR ↗
Q4 2021	$240M	123	Jan 31, 2022	13F-HR	changes · EDGAR ↗
Q3 2021	$218M	120	Nov 2, 2021	13F-HR	changes · EDGAR ↗
Q2 2021	$213M	118	Aug 2, 2021	13F-HR	changes · EDGAR ↗
Q1 2021	$189M	106	Apr 21, 2021	13F-HR	changes · EDGAR ↗
Q4 2020	$175M	104	Jan 20, 2021	13F-HR	changes · EDGAR ↗
Q3 2020	$160M	99	Oct 21, 2020	13F-HR	changes · EDGAR ↗
Q2 2020	$148M	98	Jul 28, 2020	13F-HR	changes · EDGAR ↗
Q1 2020	$124M	90	Apr 22, 2020	13F-HR	changes · EDGAR ↗
Q4 2019	$144M	92	Jan 16, 2020	13F-HR	changes · EDGAR ↗
Q3 2019	$134M	87	Oct 22, 2019	13F-HR	changes · EDGAR ↗
Q2 2019	$130M	88	Jul 16, 2019	13F-HR	changes · EDGAR ↗
Q1 2019	$125M	87	Apr 16, 2019	13F-HR	changes · EDGAR ↗
Q4 2018	$116M	87	Jan 30, 2019	13F-HR	changes · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.