SEC 13F Intelligence

Managers / Q4 2020 · view latest →

Gradient Capital Advisors, LLC

CIK 0001727917 · 2125 POINSETTIA DRIVE, SAN DIEGO, CA, 92107 · 619-255-0700

Reported Value
$175M
Q4 2020
Positions
104
Filings on Record
31
2019–present window
Filed
Jan 20, 2021
original filing

Summary

Gradient Capital Advisors, LLC reported $175M in U.S.-listed holdings across 104 positions for Q4 2020.

Its largest position, Ishares Core S P 500 Etf, represents 10.7% of the portfolio.

Compared with Q3 2020, the fund opened 7 new positions and exited 1.

Portfolio Metrics

Turnover
+2.5%
vs prior filed quarter
Top-10 Concentration
+48.9%
share of reported value
Largest Position
+10.7%
Ishares Core S P 500 Etf
New / Exited
7 / 1
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’18: $116MQ4 ’18Q1 ’19: $125MQ2 ’19: $130MQ3 ’19: $134MQ4 ’19: $144MQ4 ’19Q1 ’20: $124MQ2 ’20: $148MQ3 ’20: $160MQ4 ’20: $175MQ4 ’20Q1 ’21: $189MQ2 ’21: $213MQ3 ’21: $218MQ4 ’21: $240MQ4 ’21Q1 ’22: $236MQ2 ’22: $208MQ3 ’22: $209MQ4 ’22: $220MQ4 ’22Q1 ’23: $235MQ2 ’23: $249MQ3 ’23: $239MQ4 ’23: $263MQ4 ’23Q1 ’24: $272MQ2 ’24: $280MQ3 ’24: $302MQ4 ’24: $310MQ4 ’24Q1 ’25: $306MQ2 ’25: $339MQ3 ’25: $373MQ4 ’25: $388MQ4 ’25Q1 ’26: $386MQ2 ’26: $432Mfilingsflow.com

Portfolio Composition

By security type
ETP: 74.9%Common Stock: 23.7%REIT: 1.1%Closed-End Fund: 0.3%
  • ETP · 74.9% · $131M
  • Common Stock · 23.7% · $42M
  • REIT · 1.1% · $2M
  • Closed-End Fund · 0.3% · $454,000

Quarter-over-Quarter Changes full breakdown →

vs Q3 2020 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
IPA1GBPIMMUNOPRECISE ANTIBODIES LTD COM NEWNEW+21.7K21.7K+$325,000$325,000
AVANTIS INTERNATIONAL SMALL CAP VALUE ETFNEW+5.3K5.3K+$301,000$301,000
PFEPFIZER INC COMNEW+7.8K7.8K+$286,000$286,000
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETFNEW+4.5K4.5K+$230,000$230,000
CATCATERPILLAR INC COMNEW+1.2K1.2K+$218,000$218,000
VVISA INC COM CL ANEW+953953+$208,000$208,000
ISHARES S&P 500 GROWTH ETFNEW+3.2K3.2K+$206,000$206,000
DYHTARGET CORP COMSOLD OUT−1.5K0−$233,000$0

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q4 2020

50 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1ISHARES CORE S&P 500 ETFETF10.74%$19M50.2K
2AAPLAPPLE INC COMhistory →Stock7.44%$13M98.3K
3JPMORGAN ULTRA-SHORT INCOME ETFETF6.53%$11M225.3K
4SCHWAB INTERNATIONAL EQUITY ETFETF5.37%$9M261.4K
5VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETFETF4.98%$9M170.8K
6TSLATESLA INC COMhistory →Stock3.48%$6M8.6K
7SCHWAB U.S. MID-CAP ETFETF2.71%$5M69.8K
8VANGUARD SHORT-TERM CORPORATE BOND INDEX FUNDETF2.69%$5M56.7K
9SCHWAB U.S. LARGE-CAP ETFETF2.64%$5M51.0K
10SPDR PORTFOLIO DEVELOPED WORLD EX-US ETFETF2.32%$4M120.6K
11VANGUARD TOTAL INTERNATIONAL STOCK ETFETF2.06%$4M60.0K
12VANGUARD LARGE-CAP INDEX FUNDETF1.86%$3M18.6K
13VANGUARD FTSE DEVELOPED MARKETS ETFETF1.73%$3M64.2K
14VUGVANGUARD GROWTH INDEX FUNDhistory →ETF1.69%$3M11.7K
15VANGUARD SMALL-CAP INDEX FUNDETF1.62%$3M14.6K
16JPMJPMORGAN CHASE & CO COMhistory →Stock1.58%$3M21.8K
17VANGUARD MID-CAP INDEX FUNDETF1.53%$3M13.0K
18VANGUARD SMALL-CAP VALUE INDEX FUNDETF1.48%$3M18.3K
19MSFTMICROSOFT CORP COMhistory →Stock1.44%$3M11.3K
20METAFACEBOOK INC CL Ahistory →Stock1.42%$2M9.1K
21ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETFETF1.40%$2M44.5K
22SCHWAB U.S. REIT ETFETF1.34%$2M61.8K
23VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEXETF1.28%$2M41.2K
24SCHWAB US AGGREGATE BOND ETFETF1.25%$2M39.2K
25WPCWP CAREY INC COMhistory →REIT1.08%$2M26.8K
26VANGUARD FTSE ALL-WORLD EX US INDEX FUNDETF0.98%$2M29.6K
27VANGUARD S&P 500 ETFETF0.97%$2M4.9K
28VANGUARD REAL ESTATE ETFETF0.92%$2M19.1K
29VANGUARD SHORT-TERM BOND INDEX FUNDETF0.80%$1M17.0K
30SCHWAB U.S. BROAD MARKET ETFETF0.77%$1M14.9K
31VANGUARD FTSE EMERGING MARKETS ETFETF0.74%$1M26.0K
32SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETFETF0.72%$1M40.1K
33QCOMQUALCOMM INC COMStock0.71%$1M8.1K
34BRK/BBERKSHIRE HATHAWAY INC DEL CL B NEWStock0.70%$1M5.3K
35ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETFETF0.67%$1M8.5K
36JNJJOHNSON & JOHNSON COMStock0.66%$1M7.3K
37LRCXEURLAM RESEARCH CORP COMStock0.64%$1M2.4K
38SPDR DOW JONES GLOBAL REAL ESTATE ETFETF0.62%$1M24.7K
39SCHWAB U.S. SMALL-CAP ETFETF0.62%$1M12.2K
40SCHWAB SHORT-TERM U.S. TREASURY ETFETF0.58%$1M19.9K
41LMTLOCKHEED MARTIN CORP COMStock0.56%$983,0002.8K
42LULULULULEMON ATHLETICA INC COMStock0.54%$939,0002.7K
43DISDISNEY WALT CO COMStock0.51%$893,0004.9K
44ISHARES 0-5 YEAR TIPS BOND ETFETF0.50%$869,0008.3K
45AMZNAMAZON COM INC COMStock0.48%$850,000261
46CONSUMER STAPLES SELECT SECTOR SPDR FUNDETF0.48%$838,00012.4K
47ISHARES SHORT TREASURY BOND ETFETF0.47%$816,0007.4K
48BACBK OF AMERICA CORP COMStock0.45%$792,00026.1K
49SCHWAB U.S. LARGE-CAP VALUE ETFETF0.45%$787,00013.2K
50VANGUARD TOTAL STOCK MARKET INDEX FUNDETF0.44%$779,0004.0K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q2 2026$432M179Jul 13, 202613F-HRchanges · EDGAR ↗
Q1 2026$386M177Apr 16, 202613F-HRchanges · EDGAR ↗
Q4 2025$388M174Feb 6, 202613F-HRchanges · EDGAR ↗
Q3 2025$373M167Oct 27, 202513F-HRchanges · EDGAR ↗
Q2 2025$339M162Jul 16, 202513F-HRchanges · EDGAR ↗
Q1 2025$306M155May 5, 202513F-HRchanges · EDGAR ↗
Q4 2024$310M152Jan 29, 202513F-HRchanges · EDGAR ↗
Q3 2024$302M148Oct 16, 202413F-HRchanges · EDGAR ↗
Q2 2024$280M140Jul 22, 202413F-HRchanges · EDGAR ↗
Q1 2024$272M139Apr 17, 202413F-HRchanges · EDGAR ↗
Q4 2023$263M142Feb 1, 202413F-HRchanges · EDGAR ↗
Q3 2023$239M136Oct 25, 202313F-HRchanges · EDGAR ↗
Q2 2023$249M139Jul 19, 202313F-HRchanges · EDGAR ↗
Q1 2023$235M138Apr 18, 202313F-HRchanges · EDGAR ↗
Q4 2022$220M134Feb 6, 202313F-HRchanges · EDGAR ↗
Q3 2022$209M130Nov 7, 202213F-HRchanges · EDGAR ↗
Q2 2022$208M112Jul 18, 202213F-HRchanges · EDGAR ↗
Q1 2022$236M125Apr 29, 202213F-HRchanges · EDGAR ↗
Q4 2021$240M123Jan 31, 202213F-HRchanges · EDGAR ↗
Q3 2021$218M120Nov 2, 202113F-HRchanges · EDGAR ↗
Q2 2021$213M118Aug 2, 202113F-HRchanges · EDGAR ↗
Q1 2021$189M106Apr 21, 202113F-HRchanges · EDGAR ↗
Q4 2020$175M104Jan 20, 202113F-HRchanges · EDGAR ↗
Q3 2020$160M99Oct 21, 202013F-HRchanges · EDGAR ↗
Q2 2020$148M98Jul 28, 202013F-HRchanges · EDGAR ↗
Q1 2020$124M90Apr 22, 202013F-HRchanges · EDGAR ↗
Q4 2019$144M92Jan 16, 202013F-HRchanges · EDGAR ↗
Q3 2019$134M87Oct 22, 201913F-HRchanges · EDGAR ↗
Q2 2019$130M88Jul 16, 201913F-HRchanges · EDGAR ↗
Q1 2019$125M87Apr 16, 201913F-HRchanges · EDGAR ↗
Q4 2018$116M87Jan 30, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.