SEC 13F Intelligence

Managers / Q3 2020 · view latest →

Gradient Capital Advisors, LLC

CIK 0001727917 · 2125 POINSETTIA DRIVE, SAN DIEGO, CA, 92107 · 619-255-0700

Reported Value
$160M
Q3 2020
Positions
99
Filings on Record
31
2019–present window
Filed
Oct 21, 2020
original filing

Summary

Gradient Capital Advisors, LLC reported $160M in U.S.-listed holdings across 99 positions for Q3 2020.

Its largest position, Ishares Core S P 500 Etf, represents 11.2% of the portfolio.

Compared with Q2 2020, the fund opened 1 new position and exited 1.

Portfolio Metrics

Turnover
+3.2%
vs prior filed quarter
Top-10 Concentration
+47.4%
share of reported value
Largest Position
+11.2%
Ishares Core S P 500 Etf
New / Exited
1 / 1
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’18: $116MQ4 ’18Q1 ’19: $125MQ2 ’19: $130MQ3 ’19: $134MQ4 ’19: $144MQ4 ’19Q1 ’20: $124MQ2 ’20: $148MQ3 ’20: $160MQ4 ’20: $175MQ4 ’20Q1 ’21: $189MQ2 ’21: $213MQ3 ’21: $218MQ4 ’21: $240MQ4 ’21Q1 ’22: $236MQ2 ’22: $208MQ3 ’22: $209MQ4 ’22: $220MQ4 ’22Q1 ’23: $235MQ2 ’23: $249MQ3 ’23: $239MQ4 ’23: $263MQ4 ’23Q1 ’24: $272MQ2 ’24: $280MQ3 ’24: $302MQ4 ’24: $310MQ4 ’24Q1 ’25: $306MQ2 ’25: $339MQ3 ’25: $373MQ4 ’25: $388MQ4 ’25Q1 ’26: $386MQ2 ’26: $432Mfilingsflow.com

Portfolio Composition

By security type
ETP: 76.3%Common Stock: 22.3%REIT: 1.1%Closed-End Fund: 0.3%
  • ETP · 76.3% · $122M
  • Common Stock · 22.3% · $36M
  • REIT · 1.1% · $2M
  • Closed-End Fund · 0.3% · $414,000

Quarter-over-Quarter Changes full breakdown →

vs Q2 2020 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
DYHTARGET CORP COMNEW+1.5K1.5K+$233,000$233,000
TSLATESLA INC COMADDED+6.7K8.1K+$2M$3M
AAPLAPPLE INC COMADDED+79.7K105.0K+$3M$12M
INVESCO CALIFORNIA AMT-FREE MUNICIPAL BOND ETFADDED+9.0K17.3K+$250,000$479,000
CHVCHEVRON CORP NEW COMSOLD OUT−2.3K0−$204,000$0
SPDR BLOOMBERG BARCLAYS INVESTMENT GRADE FLOATING RATE ETFTRIMMED−77.4K46.7K−$2M$1M
SPDR S&P 500 ETFTRIMMED−2.8K2.5K−$807,000$828,000
JPMORGAN ULTRA-SHORT INCOME ETFADDED+66.0K198.5K+$3M$10M

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q3 2020

50 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1ISHARES CORE S&P 500 ETFETF11.19%$18M53.3K
2AAPLAPPLE INC COMhistory →Stock7.56%$12M104.6K
3JPMORGAN ULTRA-SHORT INCOME ETFETF6.30%$10M198.5K
4SCHWAB INTERNATIONAL EQUITY ETFETF5.33%$9M272.0K
5VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETFETF4.89%$8M153.6K
6VANGUARD SHORT-TERM CORPORATE BOND INDEX FUNDETF2.86%$5M55.2K
7SCHWAB U.S. LARGE-CAP ETFETF2.74%$4M54.5K
8SCHWAB U.S. MID-CAP ETFETF2.39%$4M68.9K
9TSLATESLA INC COMhistory →Stock2.16%$3M8.1K
10SPDR PORTFOLIO DEVELOPED WORLD EX-US ETFETF2.00%$3M109.4K
11VANGUARD TOTAL INTERNATIONAL STOCK ETFETF1.97%$3M60.6K
12VANGUARD LARGE-CAP INDEX FUNDETF1.89%$3M19.4K
13VANGUARD FTSE DEVELOPED MARKETS ETFETF1.78%$3M69.5K
14SCHWAB SHORT-TERM U.S. TREASURY ETFETF1.72%$3M53.4K
15VUGVANGUARD GROWTH INDEX FUNDhistory →ETF1.66%$3M11.7K
16MSFTMICROSOFT CORP COMhistory →Stock1.63%$3M12.4K
17ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETFETF1.62%$3M47.1K
18VANGUARD SMALL-CAP INDEX FUNDETF1.55%$2M16.1K
19METAFACEBOOK INC CL Ahistory →Stock1.54%$2M9.4K
20VANGUARD MID-CAP INDEX FUNDETF1.49%$2M13.6K
21SCHWAB US AGGREGATE BOND ETFETF1.45%$2M41.5K
22JPMJPMORGAN CHASE & CO COMhistory →Stock1.38%$2M22.9K
23SCHWAB U.S. REIT ETFETF1.30%$2M59.1K
24VANGUARD SMALL-CAP VALUE INDEX FUNDETF1.28%$2M18.6K
25VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEXETF1.21%$2M40.0K
26WPCWP CAREY INC COMhistory →REIT1.08%$2M26.4K
27VANGUARD S&P 500 ETFETF1.02%$2M5.3K
28VANGUARD REAL ESTATE ETFETF0.96%$2M19.5K
29VANGUARD FTSE ALL-WORLD EX US INDEX FUNDETF0.95%$2M30.0K
30VANGUARD SHORT-TERM BOND INDEX FUNDETF0.90%$1M17.4K
31SPDR BLOOMBERG BARCLAYS INVESTMENT GRADE FLOATING RATE ETFETF0.89%$1M46.7K
32SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETFETF0.78%$1M40.0K
33BRK/BBERKSHIRE HATHAWAY INC DEL CL B NEWStock0.75%$1M5.7K
34SCHWAB U.S. BROAD MARKET ETFETF0.75%$1M15.1K
35LMTLOCKHEED MARTIN CORP COMStock0.73%$1M3.0K
36VANGUARD FTSE EMERGING MARKETS ETFETF0.72%$1M26.7K
37SCHWAB U.S. SMALL-CAP ETFETF0.71%$1M16.6K
38ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETFETF0.66%$1M7.9K
39LRCXEURLAM RESEARCH CORP COMStock0.62%$998,0003.0K
40LULULULULEMON ATHLETICA INC COMStock0.61%$981,0003.0K
41SPDR DOW JONES GLOBAL REAL ESTATE ETFETF0.59%$939,00023.8K
42QCOMQUALCOMM INC COMStock0.54%$866,0007.4K
43ISHARES SHORT TREASURY BOND ETFETF0.54%$861,0007.8K
44JNJJOHNSON & JOHNSON COMStock0.53%$853,0005.7K
45ISHARES 0-5 YEAR TIPS BOND ETFETF0.51%$816,0007.8K
46CONSUMER STAPLES SELECT SECTOR SPDR FUNDETF0.51%$815,00012.7K
47ISHARES CORE U.S. AGGREGATE BOND ETFETF0.46%$744,0006.3K
48AMZNAMAZON COM INC COMStock0.46%$743,000236
49ISHARES CORE TOTAL USD BOND MARKET ETFETF0.46%$741,00013.6K
50DISDISNEY WALT CO COM DISNEYStock0.45%$724,0005.8K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q2 2026$432M179Jul 13, 202613F-HRchanges · EDGAR ↗
Q1 2026$386M177Apr 16, 202613F-HRchanges · EDGAR ↗
Q4 2025$388M174Feb 6, 202613F-HRchanges · EDGAR ↗
Q3 2025$373M167Oct 27, 202513F-HRchanges · EDGAR ↗
Q2 2025$339M162Jul 16, 202513F-HRchanges · EDGAR ↗
Q1 2025$306M155May 5, 202513F-HRchanges · EDGAR ↗
Q4 2024$310M152Jan 29, 202513F-HRchanges · EDGAR ↗
Q3 2024$302M148Oct 16, 202413F-HRchanges · EDGAR ↗
Q2 2024$280M140Jul 22, 202413F-HRchanges · EDGAR ↗
Q1 2024$272M139Apr 17, 202413F-HRchanges · EDGAR ↗
Q4 2023$263M142Feb 1, 202413F-HRchanges · EDGAR ↗
Q3 2023$239M136Oct 25, 202313F-HRchanges · EDGAR ↗
Q2 2023$249M139Jul 19, 202313F-HRchanges · EDGAR ↗
Q1 2023$235M138Apr 18, 202313F-HRchanges · EDGAR ↗
Q4 2022$220M134Feb 6, 202313F-HRchanges · EDGAR ↗
Q3 2022$209M130Nov 7, 202213F-HRchanges · EDGAR ↗
Q2 2022$208M112Jul 18, 202213F-HRchanges · EDGAR ↗
Q1 2022$236M125Apr 29, 202213F-HRchanges · EDGAR ↗
Q4 2021$240M123Jan 31, 202213F-HRchanges · EDGAR ↗
Q3 2021$218M120Nov 2, 202113F-HRchanges · EDGAR ↗
Q2 2021$213M118Aug 2, 202113F-HRchanges · EDGAR ↗
Q1 2021$189M106Apr 21, 202113F-HRchanges · EDGAR ↗
Q4 2020$175M104Jan 20, 202113F-HRchanges · EDGAR ↗
Q3 2020$160M99Oct 21, 202013F-HRchanges · EDGAR ↗
Q2 2020$148M98Jul 28, 202013F-HRchanges · EDGAR ↗
Q1 2020$124M90Apr 22, 202013F-HRchanges · EDGAR ↗
Q4 2019$144M92Jan 16, 202013F-HRchanges · EDGAR ↗
Q3 2019$134M87Oct 22, 201913F-HRchanges · EDGAR ↗
Q2 2019$130M88Jul 16, 201913F-HRchanges · EDGAR ↗
Q1 2019$125M87Apr 16, 201913F-HRchanges · EDGAR ↗
Q4 2018$116M87Jan 30, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.