SEC 13F Intelligence

Managers / Q4 2022 · view latest →

Gradient Capital Advisors, LLC

CIK 0001727917 · 2125 POINSETTIA DRIVE, SAN DIEGO, CA, 92107 · 619-255-0700

Reported Value
$220M
Q4 2022
Positions
134
Filings on Record
31
2019–present window
Filed
Feb 6, 2023
original filing

Summary

Gradient Capital Advisors, LLC reported $220M in U.S.-listed holdings across 134 positions for Q4 2022.

Its largest position, Ishares Core S P 500 Etf, represents 9.8% of the portfolio.

Compared with Q3 2022, the fund opened 8 new positions and exited 4.

Portfolio Metrics

Turnover
+5.7%
vs prior filed quarter
Top-10 Concentration
+42.5%
share of reported value
Largest Position
+9.8%
Ishares Core S P 500 Etf
New / Exited
8 / 4
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’18: $116MQ4 ’18Q1 ’19: $125MQ2 ’19: $130MQ3 ’19: $134MQ4 ’19: $144MQ4 ’19Q1 ’20: $124MQ2 ’20: $148MQ3 ’20: $160MQ4 ’20: $175MQ4 ’20Q1 ’21: $189MQ2 ’21: $213MQ3 ’21: $218MQ4 ’21: $240MQ4 ’21Q1 ’22: $236MQ2 ’22: $208MQ3 ’22: $209MQ4 ’22: $220MQ4 ’22Q1 ’23: $235MQ2 ’23: $249MQ3 ’23: $239MQ4 ’23: $263MQ4 ’23Q1 ’24: $272MQ2 ’24: $280MQ3 ’24: $302MQ4 ’24: $310MQ4 ’24Q1 ’25: $306MQ2 ’25: $339MQ3 ’25: $373MQ4 ’25: $388MQ4 ’25Q1 ’26: $386MQ2 ’26: $432Mfilingsflow.com

Portfolio Composition

By security type
ETP: 77.1%Common Stock: 21.2%REIT: 1.2%Closed-End Fund: 0.2%Other: 0.1%Other: 0.1%
  • ETP · 77.1% · $170M
  • Common Stock · 21.2% · $47M
  • REIT · 1.2% · $3M
  • Closed-End Fund · 0.2% · $455,836
  • Other · 0.1% · $306,866
  • Other · 0.1% · $224,520

Quarter-over-Quarter Changes full breakdown →

vs Q3 2022 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
DFSVDIMENSIONAL US SMALL CAP VALUE ETFNEW+25.6K25.6K+$634,459$634,459
INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETFNEW+19.7K19.7K+$409,351$409,351
INVESCO BULLETSHARES 2031 CORPORATE BOND ETFNEW+25.3K25.3K+$397,719$397,719
NFLXNETFLIX INC COMNEW+846846+$249,468$249,468
DFAUDIMENSIONAL US CORE EQUITY MARKET ETFNEW+9.1K9.1K+$245,044$245,044
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETFNEW+9.4K9.4K+$203,328$203,328
INVESCO BULLETSHARES 2030 CORPORATE BOND ETFNEW+12.5K12.5K+$199,578$199,578
XNCMXNUVEEN CALIFORNIA AMT QLT MUN COMNEW+14.4K14.4K+$176,554$176,554

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q4 2022

50 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1ISHARES CORE S&P 500 ETFETF9.79%$22M56.1K
2AAPLAPPLE INC COMhistory →Stock6.18%$14M104.7K
3SCHWAB INTERNATIONAL EQUITY ETFETF4.08%$9M278.5K
4VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETFETF4.03%$9M189.8K
5SPDR PORTFOLIO DEVELOPED WORLD EX-US ETFETF3.58%$8M265.2K
6JPMORGAN ULTRA-SHORT INCOME ETFETF3.42%$8M150.0K
7VANGUARD SHORT-TERM CORPORATE BOND ETFETF3.02%$7M88.5K
8DIMENSIONAL U.S. TARGETED VALUE ETFETF2.90%$6M145.3K
9SCHWAB U.S. MID-CAP ETFETF2.79%$6M93.6K
10VANGUARD S&P 500 ETFETF2.74%$6M17.1K
11SCHWAB U.S. LARGE-CAP ETFETF2.56%$6M124.6K
12DFUVDIMENSIONAL US MARKETWIDE VALUE ETFhistory →ETF1.95%$4M128.2K
13VANGUARD FTSE DEVELOPED MARKETS ETFETF1.80%$4M94.4K
14TSLATESLA INC COMhistory →Stock1.59%$4M28.5K
15VANGUARD LARGE-CAP ETFETF1.56%$3M19.7K
16JPMJPMORGAN CHASE & CO COMhistory →Stock1.53%$3M25.1K
17ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETFETF1.53%$3M67.4K
18VANGUARD TOTAL INTERNATIONAL STOCK ETFETF1.43%$3M61.0K
19VANGUARD MID-CAP ETFETF1.42%$3M15.3K
20DFSDDIMENSIONAL SHORT-DURATION FIXED INCOME ETFhistory →ETF1.37%$3M65.5K
21MSFTMICROSOFT CORP COMhistory →Stock1.32%$3M12.1K
22DFARDIMENSIONAL US REAL ESTATE ETFhistory →ETF1.30%$3M135.1K
23VANGUARD SMALL-CAP ETFETF1.24%$3M14.9K
24WPCWP CAREY INC COMhistory →REIT1.22%$3M34.3K
25VUGVANGUARD GROWTH ETFhistory →ETF1.14%$3M11.7K
26VANGUARD GLOBAL EX-U.S. REAL ESTATE ETFETF1.14%$3M60.5K
27DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETFETF1.06%$2M103.4K
28SCHWAB US DIVIDEND EQUITY ETFETF0.86%$2M24.9K
29BRK/BBERKSHIRE HATHAWAY INC DEL CL B NEWStock0.85%$2M6.1K
30JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETFETF0.82%$2M35.8K
31DFAXDIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETFETF0.80%$2M81.3K
32VUSBVANGUARD ULTRA-SHORT BOND ETFETF0.75%$2M33.6K
33CHVCHEVRON CORP NEW COMStock0.73%$2M9.0K
34VANGUARD SMALL CAP VALUE ETFETF0.71%$2M9.8K
35JNJJOHNSON & JOHNSON COMStock0.70%$2M8.7K
36GOOGLALPHABET INC CAP STK CL AStock0.69%$2M17.1K
37DIMENSIONAL EMERGING CORE EQUITY MARKET ETFETF0.68%$2M68.4K
38VANGUARD FTSE ALL-WORLD EX-US INDEX FUNDETF0.67%$1M29.3K
39VANGUARD REAL ESTATE ETFETF0.65%$1M17.4K
40DISVDIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETFETF0.61%$1M60.1K
41AVANTIS INTERNATIONAL SMALL CAP VALUE ETFETF0.58%$1M22.9K
42VANGUARD SHORT-TERM BOND ETFETF0.55%$1M16.2K
43QCOMQUALCOMM INC COMStock0.55%$1M10.9K
44PFEPFIZER INC COMStock0.54%$1M23.0K
45SCHWAB U.S. REIT ETFETF0.53%$1M60.2K
46SPDR GOLD MINISHARES TRUSTETF0.53%$1M32.0K
47SCHWAB U.S. LARGE-CAP VALUE ETFETF0.52%$1M17.3K
48SCHWAB U.S. BROAD MARKET ETFETF0.51%$1M24.9K
49LRCXEURLAM RESEARCH CORP COMStock0.48%$1M2.5K
50SCHWAB US AGGREGATE BOND ETFETF0.46%$1M22.2K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q2 2026$432M179Jul 13, 202613F-HRchanges · EDGAR ↗
Q1 2026$386M177Apr 16, 202613F-HRchanges · EDGAR ↗
Q4 2025$388M174Feb 6, 202613F-HRchanges · EDGAR ↗
Q3 2025$373M167Oct 27, 202513F-HRchanges · EDGAR ↗
Q2 2025$339M162Jul 16, 202513F-HRchanges · EDGAR ↗
Q1 2025$306M155May 5, 202513F-HRchanges · EDGAR ↗
Q4 2024$310M152Jan 29, 202513F-HRchanges · EDGAR ↗
Q3 2024$302M148Oct 16, 202413F-HRchanges · EDGAR ↗
Q2 2024$280M140Jul 22, 202413F-HRchanges · EDGAR ↗
Q1 2024$272M139Apr 17, 202413F-HRchanges · EDGAR ↗
Q4 2023$263M142Feb 1, 202413F-HRchanges · EDGAR ↗
Q3 2023$239M136Oct 25, 202313F-HRchanges · EDGAR ↗
Q2 2023$249M139Jul 19, 202313F-HRchanges · EDGAR ↗
Q1 2023$235M138Apr 18, 202313F-HRchanges · EDGAR ↗
Q4 2022$220M134Feb 6, 202313F-HRchanges · EDGAR ↗
Q3 2022$209M130Nov 7, 202213F-HRchanges · EDGAR ↗
Q2 2022$208M112Jul 18, 202213F-HRchanges · EDGAR ↗
Q1 2022$236M125Apr 29, 202213F-HRchanges · EDGAR ↗
Q4 2021$240M123Jan 31, 202213F-HRchanges · EDGAR ↗
Q3 2021$218M120Nov 2, 202113F-HRchanges · EDGAR ↗
Q2 2021$213M118Aug 2, 202113F-HRchanges · EDGAR ↗
Q1 2021$189M106Apr 21, 202113F-HRchanges · EDGAR ↗
Q4 2020$175M104Jan 20, 202113F-HRchanges · EDGAR ↗
Q3 2020$160M99Oct 21, 202013F-HRchanges · EDGAR ↗
Q2 2020$148M98Jul 28, 202013F-HRchanges · EDGAR ↗
Q1 2020$124M90Apr 22, 202013F-HRchanges · EDGAR ↗
Q4 2019$144M92Jan 16, 202013F-HRchanges · EDGAR ↗
Q3 2019$134M87Oct 22, 201913F-HRchanges · EDGAR ↗
Q2 2019$130M88Jul 16, 201913F-HRchanges · EDGAR ↗
Q1 2019$125M87Apr 16, 201913F-HRchanges · EDGAR ↗
Q4 2018$116M87Jan 30, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.