Managers / Q1 2025 · view latest →
Sensible Money, LLC
CIK 0001965229 · 4200 N MARSHALL WAY SUITE 2, SCOTTSDALE, AZ, 85251 · (480) 719-7290
Summary
Sensible Money, LLC reported $233M in U.S.-listed holdings across 83 positions for Q1 2025.
The portfolio is heavily concentrated: DFAC alone accounts for 25.5% of reported value.
Compared with Q4 2024, the fund opened 2 new positions and exited 1.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 93.7% · $219M
- Common Stock · 6.3% · $15M
- Closed-End Fund · 0.1% · $120,335
- US DOMESTIC · 0.0% · $9,783
Quarter-over-Quarter Changes full breakdown →
vs Q4 2024 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| IBMINTERNATIONAL BUSINESS MACHS | NEW | +865 | 865 | +$215,091 | $215,091 |
| ABBVABBVIE INC | NEW | +1.0K | 1.0K | +$213,711 | $213,711 |
| FTAI AVIATION LTD | SOLD OUT | −1.5K | 0 | −$215,772 | $0 |
| PRKPARK NATL CORP | ADDED | +526 | 2.2K | +$45,722 | $335,151 |
| DIMENSIONAL ETF TRUST | ADDED | +98.0K | 430.7K | +$3M | $12M |
| ISHARES TR | ADDED | +504 | 2.3K | +$49,345 | $285,725 |
| VUGVANGUARD INDEX FDS | TRIMMED | −122 | 550 | −$71,865 | $203,951 |
| VTVVANGUARD INDEX FDS | TRIMMED | −282 | 1.3K | −$43,313 | $222,468 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q1 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFACDIMENSIONAL ETF TRUST | US CORE EQUITY 2 · US TARGETED VLU · WORLD EX US CORE · EMERGING MKTS VA · EMERGING MKTS CO · INTL CORE EQUITY · INTL SMALL CAP V · US EQUITY MARKET · US LARGE CAP VAL | 78.24% | $183M | 5.56M |
| 2 | AAPLAPPLE INChistory → | COM | 3.05% | $7M | 32.1K |
| 3 | SCHWAB STRATEGIC TR | US SML CAP ETF · FUNDAMENTAL EMER · FUNDAMENTAL INTL | 2.64% | $6M | 225.5K |
| 4 | ISHARES TR | RUSSELL 3000 ETF · CORE S&P500 ETF · MSCI USA MIN VOL · CORE S&P SCP ETF · U.S. TECH ETF · CORE MSCI EAFE · S&P MC 400VL ETF · MSCI USA QLT FCT | 2.37% | $6M | 36.4K |
| 5 | VANGUARD INDEX FDS | S&P 500 ETF SHS · TOTAL STK MKT | 1.19% | $3M | 7.6K |
| 6 | FCXFREEPORT-MCMORAN INC | CL B | 0.91% | $2M | 56.0K |
| 7 | SPDR SER TR | S&P 600 SMCP VAL · S&P 400 MDCP VAL | 0.88% | $2M | 26.2K |
| 8 | BSCPINVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB · INVSCO BLSH 28 · BULSHS 2026 CB · BULSHS 2027 CB | 0.85% | $2M | 99.3K |
| 9 | SPDR S&P 500 ETF TR | TR UNIT | 0.76% | $2M | 3.2K |
| 10 | ISHARES INC | CORE MSCI EMKT · MSCI GBL MIN VOL | 0.69% | $2M | 25.6K |
| 11 | AMERICAN CENTY ETF TR | EMERGING MKT VAL · AVANTIS EMGMKT | 0.59% | $1M | 26.4K |
| 12 | GOOGLALPHABET INC | CAP STK CL A · CAP STK CL C | 0.56% | $1M | 8.4K |
| 13 | INVESCO EXCH TRADED FD TR II | S&P500 LOW VOL · RAFI DVLPD MRKTS | 0.51% | $1M | 22.7K |
| 14 | INVESCO EXCHANGE TRADED FD T | S&P500 EQL HLT · BUYBACK ACHIEV | 0.47% | $1M | 25.8K |
| 15 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.45% | $1M | 20.8K |
| 16 | MSFTMICROSOFT CORP | COM | 0.43% | $1M | 2.7K |
| 17 | FIRST TR NASDAQ 100 TECH IND | SHS | 0.32% | $740,407 | 4.3K |
| 18 | WISDOMTREE TR | US MIDCAP FUND | 0.31% | $717,942 | 12.0K |
| 19 | AMZNAMAZON COM INC | COM | 0.29% | $674,472 | 3.5K |
| 20 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.24% | $567,892 | 1.2K |
| 21 | JPMJPMORGAN CHASE & CO. | COM | 0.24% | $549,227 | 2.2K |
| 22 | NVDANVIDIA CORPORATION | COM | 0.19% | $449,948 | 4.2K |
| 23 | FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 0.17% | $397,205 | 1.8K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $329M | 86 | Apr 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $313M | 86 | Feb 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $294M | 88 | Nov 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $264M | 87 | Aug 5, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $233M | 83 | May 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $228M | 82 | Jan 29, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $229M | 86 | Oct 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $186M | 82 | Jun 25, 2024 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.