Managers / Q1 2026
Sensible Money, LLC
CIK 0001965229 · 4200 N MARSHALL WAY SUITE 2, SCOTTSDALE, AZ, 85251 · (480) 719-7290
Summary
Sensible Money, LLC reported $329M in U.S.-listed holdings across 86 positions for Q1 2026.
The portfolio is heavily concentrated: DFAC alone accounts for 26.1% of reported value.
Compared with Q4 2025, the fund opened 4 new positions and exited 4.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 95.8% · $315M
- Common Stock · 4.1% · $14M
- Other · 0.1% · $232,995
Quarter-over-Quarter Changes full breakdown →
vs Q4 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| BRK/BBERKSHIRE HATHAWAY INC DEL | NEW | +2.0K | 2.0K | +$976,131 | $976,131 |
| DFSVDIMENSIONAL ETF TRUST | NEW | +9.7K | 9.7K | +$340,055 | $340,055 |
| DIMENSIONAL ETF TRUST | NEW | +5.1K | 5.1K | +$214,137 | $214,137 |
| VANGUARD INTL EQUITY INDEX F | NEW | +3.7K | 3.7K | +$202,059 | $202,059 |
| DFAWDIMENSIONAL ETF TRUST | ADDED | +3.9K | 6.7K | +$284,748 | $491,837 |
| IBMINTERNATIONAL BUSINESS MACHS | SOLD OUT | −869 | 0 | −$257,407 | $0 |
| VANGUARD WHITEHALL FDS | SOLD OUT | −1.5K | 0 | −$213,781 | $0 |
| LLYELI LILLY & CO | SOLD OUT | −192 | 0 | −$206,339 | $0 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q1 2026
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFACDIMENSIONAL ETF TRUST | US CORE EQUITY 2 · US TARGETED VLU · EMERGING MKTS VA · EMERGING MKTS CO · INTL CORE EQUITY · WORLD EX US CORE · INTL SMALL CAP V · US EQUITY MARKET · US LARGE CAP VAL · WORLD EQUITY ETF | 82.67% | $272M | 6.61M |
| 2 | SCHWAB STRATEGIC TR | US SML CAP ETF · FUNDAMENTAL EMER · FUNDAMENTAL INTL | 2.32% | $8M | 227.0K |
| 3 | ISHARES TR | CORE S&P500 ETF · RUSSELL 3000 ETF · CORE S&P SCP ETF · MSCI USA MIN VOL · U.S. TECH ETF · CORE MSCI EAFE · S&P MC 400VL ETF | 1.90% | $6M | 34.3K |
| 4 | AAPLAPPLE INChistory → | COM | 1.18% | $4M | 15.3K |
| 5 | VANGUARD INDEX FDS | TOTAL STK MKT · S&P 500 ETF SHS | 0.99% | $3M | 8.4K |
| 6 | INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 · INVSCO 30 CORP · BULSHS 2027 CB · BULSHS 2026 CB · BULETSHS 2029 | 0.87% | $3M | 150.4K |
| 7 | GOOGLALPHABET INC | CAP STK CL A · CAP STK CL C | 0.70% | $2M | 8.1K |
| 8 | FCXFREEPORT MCMORAN INC | CL B | 0.68% | $2M | 38.3K |
| 9 | SPDR SERIES TRUST | STATE STREET SPD | 0.57% | $2M | 19.9K |
| 10 | STATE STR SPDR S&P 500 ETF T | TR UNIT | 0.56% | $2M | 2.8K |
| 11 | AMERICAN CENTY ETF TR | EMERGING MKT VAL · AVANTIS EMGMKT | 0.54% | $2M | 26.4K |
| 12 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.48% | $2M | 24.6K |
| 13 | ISHARES INC | CORE MSCI EMKT | 0.48% | $2M | 22.4K |
| 14 | INVESCO EXCH TRADED FD TR II | S&P500 LOW VOL · RAFI DVLPD MRKTS | 0.40% | $1M | 22.8K |
| 15 | INVESCO EXCHANGE TRADED FD T | S&P500 EQL HLT · BUYBACK ACHIEV | 0.36% | $1M | 25.8K |
| 16 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.30% | $976,131 | 2.0K |
| 17 | MSFTMICROSOFT CORP | COM | 0.29% | $944,715 | 2.6K |
| 18 | FIRST TR EXCHANGE-TRADED FD | SHS | 0.28% | $921,371 | 4.3K |
| 19 | WISDOMTREE TR | US MIDCAP FUND | 0.24% | $797,633 | 11.9K |
| 20 | AMZNAMAZON COM INC | COM | 0.23% | $743,941 | 3.6K |
| 21 | NVDANVIDIA CORPORATION | COM | 0.21% | $684,933 | 3.9K |
| 22 | JPMJPMORGAN CHASE & CO | COM | 0.20% | $658,625 | 2.2K |
| 23 | SPDR INDEX SHS FDS | STATE STREET SPD | 0.14% | $450,491 | 9.9K |
| 24 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.14% | $445,710 | 772 |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $329M | 86 | Apr 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $313M | 86 | Feb 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $294M | 88 | Nov 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $264M | 87 | Aug 5, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $233M | 83 | May 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $228M | 82 | Jan 29, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $229M | 86 | Oct 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $186M | 82 | Jun 25, 2024 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.