Managers / Q2 2024 · view latest →
Sensible Money, LLC
CIK 0001965229 · 4200 N MARSHALL WAY SUITE 2, SCOTTSDALE, AZ, 85251 · (480) 719-7290
Summary
Sensible Money, LLC reported $186M in U.S.-listed holdings across 82 positions for Q2 2024.
The portfolio is heavily concentrated: DFAC alone accounts for 25.3% of reported value.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 94.2% · $175M
- Common Stock · 5.7% · $11M
- Other · 0.1% · $203,060
- US DOMESTIC · 0.0% · $9,492
Quarter-over-Quarter Changes full breakdown →
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| DFACDIMENSIONAL ETF TRUST | NEW | +1.47M | 1.47M | +$47M | $47M |
| DIMENSIONAL ETF TRUST | NEW | +670.1K | 670.1K | +$36M | $36M |
| DFAXDIMENSIONAL ETF TRUST | NEW | +923.6K | 923.6K | +$23M | $23M |
| DIMENSIONAL ETF TRUST | NEW | +470.8K | 470.8K | +$12M | $12M |
| DIMENSIONAL ETF TRUST | NEW | +412.7K | 412.7K | +$11M | $11M |
| DISVDIMENSIONAL ETF TRUST | NEW | +291.1K | 291.1K | +$8M | $8M |
| SCHWAB STRATEGIC TR | NEW | +61.7K | 61.7K | +$3M | $3M |
| AAPLAPPLE INC | NEW | +17.0K | 17.0K | +$3M | $3M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q2 2024
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFACDIMENSIONAL ETF TRUST | US CORE EQUITY 2 · US TARGETED VLU · WORLD EX US CORE · EMERGING MKTS VA · EMERGING MKTS CO · INTL SMALL CAP V · INTL CORE EQUITY · US EQUITY ETF · US LARGE CAP VAL | 75.05% | $140M | 4.30M |
| 2 | SCHWAB STRATEGIC TR | US SML CAP ETF · SCHWB FDT EMK LG · SCHWB FDT INT SC | 3.37% | $6M | 172.8K |
| 3 | ISHARES TR | RUSSELL 3000 ETF · CORE S&P500 ETF · CORE S&P SCP ETF · MSCI USA MIN VOL · U.S. TECH ETF · S&P MC 400VL ETF · CORE MSCI EAFE | 2.79% | $5M | 35.5K |
| 4 | AAPLAPPLE INChistory → | COM | 1.56% | $3M | 17.0K |
| 5 | VANGUARD INDEX FDS | S&P 500 ETF SHS · TOTAL STK MKT | 1.45% | $3M | 7.6K |
| 6 | FCXFREEPORT-MCMORAN INChistory → | CL B | 1.31% | $2M | 51.9K |
| 7 | BSCOINVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB · BULSHS 2026 CB · BULSHS 2027 CB · INVSCO BLSH 28 · BULSHS 2025 CB | 1.31% | $2M | 121.0K |
| 8 | SPDR SER TR | S&P 600 SMCP VAL · S&P 400 MDCP VAL | 1.17% | $2M | 26.8K |
| 9 | ISHARES INC | CORE MSCI EMKT · MSCI GBL MIN VOL | 0.83% | $2M | 26.2K |
| 10 | AMERICAN CENTY ETF TR | EMERGING MKT VAL · AVANTIS EMGMKT | 0.73% | $1M | 26.4K |
| 11 | GOOGLALPHABET INC | CAP STK CL A · CAP STK CL C | 0.72% | $1M | 8.9K |
| 12 | INVESCO EXCH TRADED FD TR II | S&P500 LOW VOL · FTSE RAFI SML | 0.69% | $1M | 28.5K |
| 13 | SPDR S&P 500 ETF TR | TR UNIT | 0.64% | $1M | 2.3K |
| 14 | INVESCO EXCHANGE TRADED FD T | S&P500 EQL HLT · BUYBACK ACHIEV | 0.63% | $1M | 27.4K |
| 15 | MSFTMICROSOFT CORP | COM | 0.58% | $1M | 2.6K |
| 16 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.57% | $1M | 21.0K |
| 17 | WISDOMTREE TR | US MIDCAP FUND | 0.51% | $944,163 | 15.5K |
| 18 | FIRST TR NASDAQ 100 TECH IND | SHS | 0.44% | $813,441 | 4.3K |
| 19 | AMZNAMAZON COM INC | COM | 0.34% | $627,629 | 3.5K |
| 20 | NVDANVIDIA CORPORATION | COM | 0.29% | $538,087 | 596 |
| 21 | JPMJPMORGAN CHASE & CO | COM | 0.24% | $442,663 | 2.2K |
| 22 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.23% | $429,358 | 967 |
| 23 | FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 0.20% | $369,162 | 1.8K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $329M | 86 | Apr 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $313M | 86 | Feb 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $294M | 88 | Nov 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $264M | 87 | Aug 5, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $233M | 83 | May 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $228M | 82 | Jan 29, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $229M | 86 | Oct 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $186M | 82 | Jun 25, 2024 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.