Managers / Q3 2024 · view latest →
Sensible Money, LLC
CIK 0001965229 · 4200 N MARSHALL WAY SUITE 2, SCOTTSDALE, AZ, 85251 · (480) 719-7290
Summary
Sensible Money, LLC reported $229M in U.S.-listed holdings across 86 positions for Q3 2024.
The portfolio is heavily concentrated: DFAC alone accounts for 25.4% of reported value.
Compared with Q2 2024, the fund opened 7 new positions and exited 3.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 93.2% · $213M
- Common Stock · 6.7% · $15M
- Closed-End Fund · 0.1% · $126,607
- US DOMESTIC · 0.0% · $9,484
Quarter-over-Quarter Changes full breakdown →
vs Q2 2024 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| VTVVANGUARD INDEX FDS | NEW | +1.6K | 1.6K | +$274,054 | $274,054 |
| INVESCO EXCH TRD SLF IDX FD | NEW | +14.6K | 14.6K | +$273,931 | $273,931 |
| ISHARES TR | NEW | +1.8K | 1.8K | +$241,371 | $241,371 |
| ISHARES TR | NEW | +1.8K | 1.8K | +$230,866 | $230,866 |
| ETHEGRAYSCALE ETHEREUM TR ETH | NEW | +9.8K | 9.8K | +$213,756 | $213,756 |
| UNHUNITEDHEALTH GROUP INC | NEW | +359 | 359 | +$209,901 | $209,901 |
| EATON VANCE TAX-MANAGED GLOB | NEW | +14.6K | 14.6K | +$126,607 | $126,607 |
| DIMENSIONAL ETF TRUST | ADDED | +245.4K | 280.1K | +$7M | $8M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q3 2024
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFACDIMENSIONAL ETF TRUST | US CORE EQUITY 2 · US TARGETED VLU · WORLD EX US CORE · EMERGING MKTS VA · EMERGING MKTS CO · INTL SMALL CAP V · INTL CORE EQUITY · US EQUITY MARKET · US LARGE CAP VAL | 76.12% | $174M | 5.08M |
| 2 | AAPLAPPLE INChistory → | COM | 3.28% | $8M | 32.2K |
| 3 | SCHWAB STRATEGIC TR | US SML CAP ETF · FUNDAMENTAL EMER · FUNDAMENTAL INTL | 2.93% | $7M | 168.7K |
| 4 | ISHARES TR | RUSSELL 3000 ETF · CORE S&P500 ETF · MSCI USA MIN VOL · CORE S&P SCP ETF · U.S. TECH ETF · CORE MSCI EAFE · S&P MC 400VL ETF · MSCI USA QLT FCT | 2.46% | $6M | 35.7K |
| 5 | VANGUARD INDEX FDS | S&P 500 ETF SHS · TOTAL STK MKT | 1.23% | $3M | 7.6K |
| 6 | BSCOINVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB · INVSCO BLSH 28 · BULSHS 2026 CB · BULSHS 2025 CB · BULSHS 2027 CB | 1.23% | $3M | 137.5K |
| 7 | FCXFREEPORT-MCMORAN INChistory → | CL B | 1.09% | $2M | 49.9K |
| 8 | SPDR SER TR | S&P 600 SMCP VAL · S&P 400 MDCP VAL | 0.99% | $2M | 26.5K |
| 9 | SPDR S&P 500 ETF TR | TR UNIT | 0.89% | $2M | 3.5K |
| 10 | ISHARES INC | CORE MSCI EMKT · MSCI GBL MIN VOL | 0.74% | $2M | 25.8K |
| 11 | AMERICAN CENTY ETF TR | EMERGING MKT VAL · AVANTIS EMGMKT | 0.66% | $2M | 26.4K |
| 12 | GOOGLALPHABET INC | CAP STK CL A · CAP STK CL C | 0.62% | $1M | 8.5K |
| 13 | INVESCO EXCH TRADED FD TR II | S&P500 LOW VOL · FTSE RAFI SML | 0.52% | $1M | 23.0K |
| 14 | INVESCO EXCHANGE TRADED FD T | S&P500 EQL HLT · BUYBACK ACHIEV | 0.51% | $1M | 25.8K |
| 15 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.48% | $1M | 20.9K |
| 16 | MSFTMICROSOFT CORP | COM | 0.47% | $1M | 2.5K |
| 17 | FIRST TR NASDAQ 100 TECH IND | SHS | 0.36% | $816,129 | 4.3K |
| 18 | WISDOMTREE TR | US MIDCAP FUND | 0.33% | $750,948 | 12.0K |
| 19 | AMZNAMAZON COM INC | COM | 0.30% | $676,467 | 3.6K |
| 20 | NVDANVIDIA CORPORATION | COM | 0.24% | $540,317 | 4.4K |
| 21 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.22% | $505,641 | 1.0K |
| 22 | JPMJPMORGAN CHASE & CO. | COM | 0.20% | $468,110 | 2.2K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $329M | 86 | Apr 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $313M | 86 | Feb 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $294M | 88 | Nov 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $264M | 87 | Aug 5, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $233M | 83 | May 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $228M | 82 | Jan 29, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $229M | 86 | Oct 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $186M | 82 | Jun 25, 2024 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.