Managers / Q1 2025 · view latest →
RF&L WEALTH MANAGEMENT, LLC
CIK 0001965915 · 525 MASSACHUSETTS AVENUE, SUITE 205, ACTON, MA, 01720 · 978-263-3435
Summary
Rf&L Wealth Management, LLC reported $140M in U.S.-listed holdings across 58 positions for Q1 2025.
Its largest position, Dimensional Etf, represents 10.8% of the portfolio.
Compared with Q4 2024, the fund opened 3 new positions and exited 2.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 69.3% · $97M
- Common Stock · 29.9% · $42M
- REIT · 0.8% · $1M
Quarter-over-Quarter Changes full breakdown →
vs Q4 2024 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| UNHUNITEDHEALTH GROUP INC | NEW | +2.3K | 2.3K | +$1M | $1M |
| GLGLOBE LIFE INC | NEW | +2.2K | 2.2K | +$284,120 | $284,120 |
| BSXBOSTON SCIENTIFIC CORP | NEW | +2.0K | 2.0K | +$201,760 | $201,760 |
| MRKMERCK & CO INC | SOLD OUT | −2.3K | 0 | −$225,820 | $0 |
| RVNCEURREVANCE THERAPEUTICS INC | SOLD OUT | −48.0K | 0 | −$145,920 | $0 |
| NVDANVIDIA CORPORATION | ADDED | +3.0K | 18.0K | −$64,676 | $2M |
| DISVDIMENSIONAL ETF TRUST | ADDED | +3.6K | 24.7K | +$159,099 | $719,992 |
| ISHARES TR | ADDED | +2.1K | 27.8K | +$256,042 | $2M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q1 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFACDIMENSIONAL ETF TRUST | US TARGETED VLU · US CORE EQUITY 2 · US EQUITY MARKET · US MKTWIDE VALUE · US SMALL CAP ETF · INTERNATNAL VAL · WORLD EX US CORE · INTL SMALL CAP V · EMERGING MKTS CO | 39.08% | $55M | 1.23M |
| 2 | VTVVANGUARD INDEX FDS | TOTAL STK MKT · S&P 500 ETF SHS · SM CP VAL ETF · VALUE ETF | 9.42% | $13M | 49.3K |
| 3 | ISHARES TR | CORE S&P TTL STK · CORE MSCI INTL · RUS 1000 VAL ETF · RUSSELL 2000 ETF · RUS 2000 VAL ETF · EAFE SML CP ETF · CORE S&P SCP ETF | 6.33% | $9M | 81.2K |
| 4 | VANGUARD BD INDEX FDS | SHORT TRM BOND | 5.60% | $8M | 100.0K |
| 5 | AAPLAPPLE INChistory → | COM | 4.49% | $6M | 28.3K |
| 6 | SCHWAB STRATEGIC TR | FUNDAMENTAL INTL · US LRG CAP ETF | 4.34% | $6M | 174.6K |
| 7 | AMZNAMAZON COM INChistory → | COM | 3.48% | $5M | 25.6K |
| 8 | MSFTMICROSOFT CORPhistory → | COM | 2.78% | $4M | 10.3K |
| 9 | METAMETA PLATFORMS INChistory → | CL A | 2.72% | $4M | 6.6K |
| 10 | ABBVABBVIE INChistory → | COM | 2.66% | $4M | 17.7K |
| 11 | LLYELI LILLY & COhistory → | COM | 2.19% | $3M | 3.7K |
| 12 | ISHARES INC | CORE MSCI EMKT | 2.03% | $3M | 52.5K |
| 13 | WMTWALMART INChistory → | COM | 1.85% | $3M | 29.4K |
| 14 | NVDANVIDIA CORPORATIONhistory → | COM | 1.40% | $2M | 18.0K |
| 15 | JPMJPMORGAN CHASE & CO.history → | COM | 1.27% | $2M | 7.2K |
| 16 | COSTCOSTCO WHSL CORP NEWhistory → | COM | 1.26% | $2M | 1.9K |
| 17 | ABTABBOTT LABS | COM | 0.94% | $1M | 9.9K |
| 18 | CRWDCROWDSTRIKE HLDGS INC | CL A | 0.88% | $1M | 3.5K |
| 19 | KOCOCA COLA CO | COM | 0.88% | $1M | 17.1K |
| 20 | UNHUNITEDHEALTH GROUP INC | COM | 0.86% | $1M | 2.3K |
| 21 | OMEGA HEALTHCARE INVS INC | COM | 0.79% | $1M | 29.1K |
| 22 | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 0.62% | $866,461 | 19.1K |
| 23 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.47% | $656,671 | 1.2K |
| 24 | QCOMQUALCOMM INC | COM | 0.43% | $598,157 | 3.9K |
| 25 | SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 0.34% | $481,326 | 13.2K |
| 26 | SPDR S&P 500 ETF TR | TR UNIT | 0.31% | $437,443 | 782 |
| 27 | EXMOCEXXON MOBIL CORP | COM | 0.29% | $404,957 | 3.4K |
| 28 | VANGUARD WORLD FD | MEGA CAP VAL ETF | 0.27% | $376,470 | 2.9K |
| 29 | FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 0.24% | $339,957 | 2.1K |
| 30 | TSLATESLA INC | COM | 0.21% | $292,851 | 1.1K |
| 31 | CHVCHEVRON CORP NEW | COM | 0.21% | $288,575 | 1.7K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $134M | 52 | Apr 14, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $178M | 62 | Jan 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $170M | 60 | Oct 8, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $155M | 59 | Jul 7, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $140M | 58 | Apr 21, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $141M | 57 | Jan 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $141M | 58 | Oct 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $131M | 56 | Jul 19, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $130M | 56 | Apr 30, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $120M | 55 | Feb 14, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $108M | 53 | Nov 2, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $110M | 52 | Jul 27, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $103M | 50 | May 4, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $97M | 47 | Feb 14, 2023 | 13F-HR | changes · EDGAR ↗ |
Other Included Managers
This filing reports holdings on behalf of 1 additional manager.
- AQR CAPITAL MANAGEMENT LLC028-10120
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.