Managers / Q4 2023 · view latest →
RF&L WEALTH MANAGEMENT, LLC
CIK 0001965915 · 525 MASSACHUSETTS AVENUE, SUITE 205, ACTON, MA, 01720 · 978-263-3435
Summary
Rf&L Wealth Management, LLC reported $120M in U.S.-listed holdings across 55 positions for Q4 2023.
Its largest position, Dimensional Etf, represents 13.1% of the portfolio.
Compared with Q3 2023, the fund opened 3 new positions and exited 1.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 72.6% · $87M
- Common Stock · 26.8% · $32M
- REIT · 0.7% · $799,947
Quarter-over-Quarter Changes full breakdown →
vs Q3 2023 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| VANGUARD WORLD FD | NEW | +855 | 855 | +$221,881 | $221,881 |
| FIRST TR EXCHANGE TRADED FD | NEW | +1.6K | 1.6K | +$208,114 | $208,114 |
| DBX ETF TR | NEW | +4.7K | 4.7K | +$204,507 | $204,507 |
| PGPROCTER AND GAMBLE CO | SOLD OUT | −1.4K | 0 | −$202,318 | $0 |
| DIMENSIONAL ETF TRUST | ADDED | +4.9K | 14.0K | +$136,779 | $348,317 |
| OMEGA HEALTHCARE INVS INC | ADDED | +5.0K | 26.1K | +$100,573 | $799,947 |
| RVNCEURREVANCE THERAPEUTICS INC | ADDED | +5.0K | 33.0K | −$31,090 | $290,070 |
| WMTWALMART INC | ADDED | +1.2K | 9.8K | +$169,572 | $2M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2023
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFUVDIMENSIONAL ETF TRUST | US TARGETED VLU · US MKTWIDE VALUE · US CORE EQUITY 2 · US EQUITY ETF · US SMALL CAP ETF · INTERNATNAL VAL · WORLD EX US CORE · INTL SMALL CAP V · EMERGING MKTS CO | 43.36% | $52M | 1.26M |
| 2 | VTVVANGUARD INDEX FDS | TOTAL STK MKT · SM CP VAL ETF · S&P 500 ETF SHS · VALUE ETF | 9.31% | $11M | 48.6K |
| 3 | ISHARES TR | CORE S&P TTL STK · CORE MSCI INTL · RUS 1000 VAL ETF · RUSSELL 2000 ETF · RUS 2000 VAL ETF · EAFE SML CP ETF · CORE S&P SCP ETF | 5.85% | $7M | 68.5K |
| 4 | AAPLAPPLE INChistory → | COM | 5.65% | $7M | 35.3K |
| 5 | VANGUARD BD INDEX FDS | SHORT TRM BOND · INTERMED TERM | 5.41% | $7M | 84.5K |
| 6 | SCHWAB STRATEGIC TR | SCHWB FDT INT SC · SCHWB FDT INT LG · US LRG CAP ETF | 4.49% | $5M | 152.9K |
| 7 | AMZNAMAZON COM INChistory → | COM | 3.24% | $4M | 25.6K |
| 8 | MSFTMICROSOFT CORPhistory → | COM | 3.23% | $4M | 10.3K |
| 9 | ABBVABBVIE INChistory → | COM | 2.44% | $3M | 18.9K |
| 10 | LLYELI LILLY & COhistory → | COM | 2.04% | $2M | 4.2K |
| 11 | METAMETA PLATFORMS INChistory → | CL A | 1.94% | $2M | 6.6K |
| 12 | ISHARES INC | CORE MSCI EMKT | 1.71% | $2M | 40.8K |
| 13 | WMTWALMART INChistory → | COM | 1.28% | $2M | 9.8K |
| 14 | JPMJPMORGAN CHASE & COhistory → | COM | 1.06% | $1M | 7.5K |
| 15 | COSTCOSTCO WHSL CORP NEWhistory → | COM | 1.02% | $1M | 1.9K |
| 16 | ABTABBOTT LABS | COM | 0.94% | $1M | 10.2K |
| 17 | KOCOCA COLA CO | COM | 0.84% | $1M | 17.2K |
| 18 | OMEGA HEALTHCARE INVS INC | COM | 0.66% | $799,947 | 26.1K |
| 19 | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 0.66% | $790,149 | 19.2K |
| 20 | EXMOCEXXON MOBIL CORP | COM | 0.52% | $625,275 | 6.3K |
| 21 | NVDANVIDIA CORPORATION | COM | 0.49% | $589,807 | 1.2K |
| 22 | XYZBLOCK INC | CL A | 0.47% | $562,721 | 7.3K |
| 23 | QCOMQUALCOMM INC | COM | 0.45% | $542,941 | 3.8K |
| 24 | SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 0.40% | $486,060 | 14.3K |
| 25 | SPDR S&P 500 ETF TR | TR UNIT | 0.33% | $400,211 | 842 |
| 26 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.30% | $361,297 | 1.0K |
| 27 | VANGUARD WORLD FD | MEGA CAP VAL ETF | 0.27% | $319,579 | 2.9K |
| 28 | FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 0.25% | $302,793 | 2.1K |
| 29 | RVNCEURREVANCE THERAPEUTICS INC | COM | 0.24% | $290,070 | 33.0K |
| 30 | TSLATESLA INC | COM | 0.24% | $287,740 | 1.2K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $134M | 52 | Apr 14, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $178M | 62 | Jan 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $170M | 60 | Oct 8, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $155M | 59 | Jul 7, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $140M | 58 | Apr 21, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $141M | 57 | Jan 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $141M | 58 | Oct 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $131M | 56 | Jul 19, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $130M | 56 | Apr 30, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $120M | 55 | Feb 14, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $108M | 53 | Nov 2, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $110M | 52 | Jul 27, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $103M | 50 | May 4, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $97M | 47 | Feb 14, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.