SEC 13F Intelligence

Managers / Q4 2022 · view latest →

RF&L WEALTH MANAGEMENT, LLC

CIK 0001965915 · 525 MASSACHUSETTS AVENUE, SUITE 205, ACTON, MA, 01720 · 978-263-3435

Reported Value
$97M
Q4 2022
Positions
47
Filings on Record
14
2019–present window
Filed
Feb 14, 2023
original filing

Summary

Rf&L Wealth Management, LLC reported $97M in U.S.-listed holdings across 47 positions for Q4 2022.

Its largest position, Dimensional Etf, represents 13.3% of the portfolio.

Portfolio Metrics

Top-10 Concentration
+62.3%
share of reported value
Largest Position
+13.3%
Dimensional Etf

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’22: $97MQ4 ’22Q1 ’23: $103MQ2 ’23: $110MQ2 ’23Q3 ’23: $108MQ4 ’23: $120MQ4 ’23Q1 ’24: $130MQ2 ’24: $131MQ2 ’24Q3 ’24: $141MQ4 ’24: $141MQ4 ’24Q1 ’25: $140MQ2 ’25: $155MQ2 ’25Q3 ’25: $170MQ4 ’25: $178MQ4 ’25Q1 ’26: $134Mfilingsflow.com

Portfolio Composition

By security type
ETP: 75.5%Common Stock: 23.9%REIT: 0.6%
  • ETP · 75.5% · $73M
  • Common Stock · 23.9% · $23M
  • REIT · 0.6% · $586,975

Quarter-over-Quarter Changes full breakdown →

IssuerMoveShare ΔShares nowValue ΔValue now
DIMENSIONAL ETF TRUSTNEW+292.7K292.7K+$13M$13M
DFUVDIMENSIONAL ETF TRUSTNEW+252.9K252.9K+$8M$8M
DFACDIMENSIONAL ETF TRUSTNEW+283.0K283.0K+$7M$7M
DFUSUSDDIMENSIONAL ETF TRUSTNEW+153.5K153.5K+$6M$6M
VANGUARD BD INDEX FDSNEW+80.1K80.1K+$6M$6M
DIMENSIONAL ETF TRUSTNEW+98.9K98.9K+$5M$5M
AAPLAPPLE INCNEW+35.4K35.4K+$5M$5M
VANGUARD INDEX FDSNEW+22.6K22.6K+$4M$4M

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q4 2022

28 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1DFUVDIMENSIONAL ETF TRUSTUS TARGETED VLU · US MKTWIDE VALUE · US CORE EQUITY 2 · US EQUITY ETF · US SMALL CAP ETF · INTERNATNAL VAL · WORLD EX US CORE · INTL SMALL CAP V45.26%$44M1.24M
2VTVVANGUARD INDEX FDSSM CP VAL ETF · TOTAL STK MKT · S&P 500 ETF SHS · VALUE ETF9.76%$9M50.4K
3VANGUARD BD INDEX FDSSHORT TRM BOND · INTERMED TERM6.70%$7M86.5K
4ISHARES TRCORE S&P TTL STK · RUS 1000 VAL ETF · CORE MSCI INTL · RUS 2000 VAL ETF · RUSSELL 2000 ETF · EAFE SML CP ETF · CORE S&P SCP ETF5.89%$6M62.2K
5AAPLAPPLE INChistory →COM4.73%$5M35.4K
6SCHWAB STRATEGIC TRSCHWB FDT INT SC · SCHWB FDT INT LG · US LRG CAP ETF4.64%$5M144.9K
7ABBVABBVIE INChistory →COM3.29%$3M19.8K
8MSFTMICROSOFT CORPhistory →COM2.56%$2M10.4K
9AMZNAMAZON COM INChistory →COM2.16%$2M24.9K
10LLYLILLY ELI & COhistory →COM1.96%$2M5.2K
11ISHARES INCCORE MSCI EMKT1.61%$2M33.5K
12WMTWALMART INChistory →COM1.26%$1M8.6K
13ABTABBOTT LABShistory →COM1.25%$1M11.0K
14KOCOCA COLA COhistory →COM1.15%$1M17.6K
15JPMJPMORGAN CHASE & COhistory →COM1.04%$1M7.5K
16COSTCOSTCO WHSL CORP NEWCOM0.88%$851,3731.9K
17VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF0.86%$832,55521.4K
18METAMETA PLATFORMS INCCL A0.82%$794,2446.6K
19EXMOCEXXON MOBIL CORPCOM0.71%$689,8166.3K
20OMEGA HEALTHCARE INVS INCCOM0.60%$586,97521.0K
21SPDR INDEX SHS FDSPORTFOLIO DEVLPD0.47%$459,26715.5K
22XYZBLOCK INCCL A0.47%$457,1617.3K
23QCOMQUALCOMM INCCOM0.43%$412,7153.8K
24PFEPFIZER INCCOM0.38%$371,4907.3K
25SPDR S&P 500 ETF TRTR UNIT0.33%$322,006842
26CHVCHEVRON CORP NEWCOM0.31%$305,1331.7K
27BRK/BBERKSHIRE HATHAWAY INC DELCL B NEW0.26%$251,136813
28PGPROCTER AND GAMBLE COCOM0.22%$210,2241.4K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q1 2026$134M52Apr 14, 202613F-HRchanges · EDGAR ↗
Q4 2025$178M62Jan 9, 202613F-HRchanges · EDGAR ↗
Q3 2025$170M60Oct 8, 202513F-HRchanges · EDGAR ↗
Q2 2025$155M59Jul 7, 202513F-HRchanges · EDGAR ↗
Q1 2025$140M58Apr 21, 202513F-HRchanges · EDGAR ↗
Q4 2024$141M57Jan 15, 202513F-HRchanges · EDGAR ↗
Q3 2024$141M58Oct 16, 202413F-HRchanges · EDGAR ↗
Q2 2024$131M56Jul 19, 202413F-HRchanges · EDGAR ↗
Q1 2024$130M56Apr 30, 202413F-HRchanges · EDGAR ↗
Q4 2023$120M55Feb 14, 202413F-HRchanges · EDGAR ↗
Q3 2023$108M53Nov 2, 202313F-HRchanges · EDGAR ↗
Q2 2023$110M52Jul 27, 202313F-HRchanges · EDGAR ↗
Q1 2023$103M50May 4, 202313F-HRchanges · EDGAR ↗
Q4 2022$97M47Feb 14, 202313F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.