Managers / Q4 2025 · view latest →
OLIO Financial Planning
CIK 0001906766 · 1751 PINNACLE DRIVE, SUITE 600, MCLEAN, VA, 22102 · 540-961-6706
Summary
Olio Financial Planning reported $356M in U.S.-listed holdings across 71 positions for Q4 2025.
The portfolio is heavily concentrated: VTV alone accounts for 35.0% of reported value.
Compared with Q3 2025, the fund opened 8 new positions and exited 4.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 95.9% · $342M
- Common Stock · 3.8% · $14M
- REIT · 0.2% · $616,282
- NY Reg Shrs · 0.2% · $547,480
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| GOOGLALPHABET INC | NEW | +1.0K | 1.0K | +$324,764 | $324,764 |
| CVXCHEVRON CORP NEW | NEW | +1.7K | 1.7K | +$263,243 | $263,243 |
| SAICSCIENCE APPLICATIONS INTL CO | NEW | +2.6K | 2.6K | +$263,226 | $263,226 |
| AMDADVANCED MICRO DEVICES INC | NEW | +1.1K | 1.1K | +$239,431 | $239,431 |
| WMTWALMART INC | NEW | +2.0K | 2.0K | +$225,280 | $225,280 |
| CSXCSX CORP | NEW | +5.6K | 5.6K | +$203,000 | $203,000 |
| SMRTSMARTRENT INC | NEW | +31.1K | 31.1K | +$62,794 | $62,794 |
| NAKNORTHERN DYNASTY MINERALS LT | NEW | +22.4K | 22.4K | +$44,168 | $44,168 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VTVVANGUARD INDEX FDS | VALUE ETF · TOTAL STK MKT · MCAP VL IDXVIP · SM CP VAL ETF · MID CAP ETF · S&P 500 ETF SHS | 34.96% | $125M | 562.6K |
| 2 | DFUSDIMENSIONAL ETF TRUST | US EQUITY MARKET · US TARGETED VLU · US MKTWIDE VALUE | 21.66% | $77M | 1.09M |
| 3 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 14.48% | $52M | 826.6K |
| 4 | FBNDFIDELITY MERRIMACK STR TRhistory → | TOTAL BD ETF | 12.60% | $45M | 975.7K |
| 5 | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US · FTSE EMR MKT ETF | 3.57% | $13M | 184.1K |
| 6 | SCHWAB STRATEGIC TR | US DIVIDEND EQ · EMRG MKTEQ ETF · US BRD MKT ETF | 1.78% | $6M | 224.1K |
| 7 | ESGDISHARES TR | ESG AW MSCI EAFE · ESG AWR MSCI USA · CORE S&P500 ETF · NATIONAL MUN ETF · ESG AWARE MSCI · CORE S&P TTL STK · ESG OPTIMIZED | 1.71% | $6M | 55.5K |
| 8 | VANGUARD MUN BD FDS | TAX EXEMPT BD | 1.20% | $4M | 85.1K |
| 9 | SPDR INDEX SHS FDS | PORTFOLIO EMG MK · PORTFOLIO DEVLPD | 0.98% | $4M | 75.4K |
| 10 | SPDR SERIES TRUST | STATE STREET SPD | 0.95% | $3M | 95.6K |
| 11 | AAPLAPPLE INC | COM | 0.79% | $3M | 10.4K |
| 12 | EMXCISHARES INC | MSCI EMRG CHN · ESG AWR MSCI EM | 0.48% | $2M | 31.3K |
| 13 | VANGUARD STAR FDS | VG TL INTL STK F | 0.48% | $2M | 22.8K |
| 14 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.27% | $979,665 | 1.9K |
| 15 | J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 0.27% | $945,651 | 18.6K |
| 16 | AMZNAMAZON COM INC | COM | 0.25% | $885,657 | 3.8K |
| 17 | GOOGALPHABET INC | CAP STK CL C · CAP STK CL A | 0.21% | $740,682 | 2.4K |
| 18 | NVDANVIDIA CORPORATION | COM | 0.20% | $713,065 | 3.8K |
| 19 | QQQINVESCO QQQ TR | UNIT SER 1 | 0.19% | $667,141 | 1.1K |
| 20 | ISRGINTUITIVE SURGICAL INC | COM NEW | 0.19% | $665,473 | 1.2K |
| 21 | JPMJPMORGAN CHASE & CO. | COM | 0.19% | $662,485 | 2.1K |
| 22 | GQ9SPDR GOLD TR | GOLD SHS | 0.18% | $638,456 | 1.6K |
| 23 | MSFTMICROSOFT CORP | COM | 0.16% | $584,159 | 1.2K |
| 24 | BAHBOOZ ALLEN HAMILTON HLDG COR | CL A | 0.16% | $568,671 | 6.7K |
| 25 | AEGAEGON LTD | AMER REG 1 CERT | 0.15% | $547,480 | 71.0K |
| 26 | NSCNORFOLK SOUTHN CORP | COM | 0.13% | $477,209 | 1.7K |
| 27 | METAMETA PLATFORMS INC | CL A | 0.13% | $458,353 | 694 |
| 28 | RTXRTX CORPORATION | COM | 0.12% | $413,934 | 2.3K |
| 29 | DDOMINION ENERGY INC | COM | 0.11% | $383,219 | 6.5K |
| 30 | CSLCARLISLE COS INC | COM | 0.11% | $382,553 | 1.2K |
| 31 | EXMOCEXXON MOBIL CORP | COM | 0.10% | $347,783 | 2.9K |
| 32 | SELECT SECTOR SPDR TR | STATE STREET TEC | 0.09% | $327,100 | 2.3K |
| 33 | GOODGLADSTONE COMMERCIAL CORP | COM | 0.09% | $309,964 | 29.1K |
| 34 | LOANMANHATTAN BRDG CAP INC | COM | 0.09% | $306,318 | 65.9K |
| 35 | MCOMOODYS CORP | COM | 0.08% | $293,441 | 574 |
| 36 | SPDR S&P 500 ETF TR | TR UNIT | 0.08% | $290,443 | 426 |
| 37 | IBITISHARES BITCOIN TRUST ETF | SHS BEN INT | 0.07% | $266,869 | 5.4K |
| 38 | CVXCHEVRON CORP NEW | COM | 0.07% | $263,243 | 1.7K |
| 39 | SAICSCIENCE APPLICATIONS INTL CO | COM | 0.07% | $263,226 | 2.6K |
| 40 | COSTCOSTCO WHSL CORP NEW | COM | 0.07% | $240,294 | 279 |
| 41 | AMDADVANCED MICRO DEVICES INC | COM | 0.07% | $239,431 | 1.1K |
| 42 | LDOSLEIDOS HOLDINGS INC | COM | 0.07% | $235,062 | 1.3K |
| 43 | WMTWALMART INC | COM | 0.06% | $225,280 | 2.0K |
| 44 | RSPTINVESCO EXCHANGE TRADED FD T | S&P500 EQL TEC | 0.06% | $224,683 | 4.9K |
| 45 | KRKROGER CO | COM | 0.06% | $214,612 | 3.4K |
| 46 | VANGUARD BD INDEX FDS | SHORT TRM BOND | 0.06% | $210,054 | 2.7K |
| 47 | TSLATESLA INC | COM | 0.06% | $209,570 | 466 |
| 48 | CSXCSX CORP | COM | 0.06% | $203,000 | 5.6K |
| 49 | SMRTSMARTRENT INC | COM CL A | 0.02% | $62,794 | 31.1K |
| 50 | NAKNORTHERN DYNASTY MINERALS LT | COM NEW | 0.01% | $44,168 | 22.4K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $361M | 72 | Apr 14, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $356M | 71 | Jan 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $341M | 67 | Oct 16, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $317M | 64 | Jul 9, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $289M | 59 | Apr 11, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $285M | 59 | Jan 21, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $238M | 52 | Oct 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $237M | 52 | Jul 12, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $238M | 52 | Apr 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $239M | 52 | Jan 10, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $213M | 53 | Oct 19, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $211M | 47 | Jul 14, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $193M | 42 | Apr 11, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $184M | 41 | Jan 13, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q3 2022 | $168M | 42 | Oct 19, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q2 2022 | $178M | 43 | Jul 15, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q1 2022 | $175M | 47 | Apr 21, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q4 2021 | $168M | 41 | Jan 31, 2022 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.