Managers / Q3 2025 · view latest →
OLIO Financial Planning
CIK 0001906766 · 1751 PINNACLE DRIVE, SUITE 600, MCLEAN, VA, 22102 · 540-961-6706
Summary
Olio Financial Planning reported $341M in U.S.-listed holdings across 67 positions for Q3 2025.
The portfolio is heavily concentrated: VTV alone accounts for 35.8% of reported value.
Compared with Q2 2025, the fund opened 3 new positions and exited 0.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 96.2% · $328M
- Common Stock · 3.5% · $12M
- NY Reg Shrs · 0.2% · $672,351
- REIT · 0.1% · $427,004
Quarter-over-Quarter Changes full breakdown →
vs Q2 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| IBITISHARES BITCOIN TRUST ETF | NEW | +4.3K | 4.3K | +$276,900 | $276,900 |
| LDOSLEIDOS HOLDINGS INC | NEW | +1.5K | 1.5K | +$275,315 | $275,315 |
| VBVANGUARD INDEX FDS | NEW | +796 | 796 | +$202,319 | $202,319 |
| NSCNORFOLK SOUTHN CORP | ADDED | +676 | 1.6K | +$246,330 | $494,562 |
| QQQINVESCO QQQ TR | TRIMMED | −450 | 787 | −$209,887 | $472,492 |
| MCOMOODYS CORP | TRIMMED | −156 | 574 | −$92,530 | $273,698 |
| DFUVDIMENSIONAL ETF TRUST | TRIMMED | −1.0K | 4.8K | −$31,950 | $215,136 |
| TSLATESLA INC | TRIMMED | −104 | 566 | +$38,879 | $251,712 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q3 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VTVVANGUARD INDEX FDS | VALUE ETF · TOTAL STK MKT · MCAP VL IDXVIP · SM CP VAL ETF · MID CAP ETF · S&P 500 ETF SHS · SMALL CP ETF | 35.75% | $122M | 557.1K |
| 2 | DFUSDIMENSIONAL ETF TRUST | US EQUITY MARKET · US TARGETED VLU · US MKTWIDE VALUE | 21.20% | $72M | 1.04M |
| 3 | VEAVANGUARD TAX-MANAGED FDShistory → | VAN FTSE DEV MKT | 14.26% | $49M | 811.0K |
| 4 | FBNDFIDELITY MERRIMACK STR TRhistory → | TOTAL BD ETF | 12.51% | $43M | 922.4K |
| 5 | VEUVANGUARD INTL EQUITY INDEX F | ALLWRLD EX US · FTSE EMR MKT ETF | 3.60% | $12M | 181.8K |
| 6 | SCHDSCHWAB STRATEGIC TR | US DIVIDEND EQ · EMRG MKTEQ ETF · US BRD MKT ETF | 1.90% | $6M | 228.4K |
| 7 | ESGDISHARES TR | ESG AW MSCI EAFE · ESG AWR MSCI USA · CORE S&P500 ETF · NATIONAL MUN ETF · CORE S&P TTL STK · ESG AWARE MSCI · ESG OPTIMIZED | 1.66% | $6M | 52.8K |
| 8 | VTEBVANGUARD MUN BD FDShistory → | TAX EXEMPT BD | 1.21% | $4M | 82.6K |
| 9 | SPDWSPDR INDEX SHS FDS | PORTFOLIO EMG MK · PORTFOLIO DEVLPD | 0.97% | $3M | 71.3K |
| 10 | SPSBSPDR SERIES TRUST | PORTFOLIO SHORT · PORTFOLI S&P1500 · PORTFOLIO AGRGTE | 0.96% | $3M | 92.6K |
| 11 | AAPLAPPLE INC | COM | 0.62% | $2M | 8.3K |
| 12 | VXUSVANGUARD STAR FDS | VG TL INTL STK F | 0.50% | $2M | 23.0K |
| 13 | ESGEISHARES INC | ESG AWR MSCI EM · MSCI EMRG CHN | 0.49% | $2M | 31.5K |
| 14 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.30% | $1M | 2.0K |
| 15 | BIVVANGUARD BD INDEX FDS | INTERMED TERM · SHORT TRM BOND | 0.27% | $924,077 | 11.8K |
| 16 | J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 0.25% | $860,688 | 16.9K |
| 17 | AMZNAMAZON COM INC | COM | 0.24% | $831,951 | 3.8K |
| 18 | NVDANVIDIA CORPORATION | COM | 0.23% | $793,909 | 4.3K |
| 19 | BAHBOOZ ALLEN HAMILTON HLDG COR | CL A | 0.21% | $704,948 | 7.1K |
| 20 | AEGAEGON LTD | AMER REG 1 CERT | 0.20% | $672,351 | 84.1K |
| 21 | JPMJPMORGAN CHASE & CO. | COM | 0.19% | $660,511 | 2.1K |
| 22 | MSFTMICROSOFT CORP | COM | 0.18% | $612,239 | 1.2K |
| 23 | GLDSPDR GOLD TR | GOLD SHS | 0.16% | $552,756 | 1.6K |
| 24 | ISRGINTUITIVE SURGICAL INC | COM NEW | 0.15% | $525,496 | 1.2K |
| 25 | NSCNORFOLK SOUTHN CORP | COM | 0.15% | $494,562 | 1.6K |
| 26 | METAMETA PLATFORMS INC | CL A | 0.14% | $492,718 | 671 |
| 27 | QQQINVESCO QQQ TR | UNIT SER 1 | 0.14% | $472,492 | 787 |
| 28 | GOOGALPHABET INC | CAP STK CL C | 0.14% | $461,861 | 1.9K |
| 29 | DDOMINION ENERGY INC | COM | 0.12% | $396,191 | 6.5K |
| 30 | CSLCARLISLE COS INC | COM | 0.12% | $393,437 | 1.2K |
| 31 | RTXRTX CORPORATION | COM | 0.11% | $377,664 | 2.3K |
| 32 | XLKSELECT SECTOR SPDR TR | TECHNOLOGY | 0.11% | $364,727 | 1.3K |
| 33 | GOODGLADSTONE COMMERCIAL CORP | COM | 0.10% | $357,896 | 29.1K |
| 34 | EXMOCEXXON MOBIL CORP | COM | 0.10% | $326,073 | 2.9K |
| 35 | SPYSPDR S&P 500 ETF TR | TR UNIT | 0.08% | $283,712 | 426 |
| 36 | IBITISHARES BITCOIN TRUST ETF | SHS BEN INT | 0.08% | $276,900 | 4.3K |
| 37 | LDOSLEIDOS HOLDINGS INC | COM | 0.08% | $275,315 | 1.5K |
| 38 | MCOMOODYS CORP | COM | 0.08% | $273,698 | 574 |
| 39 | COSTCOSTCO WHSL CORP NEW | COM | 0.08% | $255,986 | 277 |
| 40 | TSLATESLA INC | COM | 0.07% | $251,712 | 566 |
| 41 | NFLXNETFLIX INC | COM | 0.07% | $239,784 | 200 |
| 42 | KRKROGER CO | COM | 0.07% | $231,393 | 3.4K |
| 43 | RSPTINVESCO EXCHANGE TRADED FD T | S&P500 EQL TEC | 0.06% | $220,092 | 4.9K |
| 44 | TENBTENABLE HLDGS INC | COM | 0.06% | $218,700 | 7.5K |
| 45 | LOANMANHATTAN BRDG CAP INC | COM | 0.02% | $69,108 | 69.1K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $361M | 72 | Apr 14, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $356M | 71 | Jan 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $341M | 67 | Oct 16, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $317M | 64 | Jul 9, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $289M | 59 | Apr 11, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $285M | 59 | Jan 21, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $238M | 52 | Oct 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $237M | 52 | Jul 12, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $238M | 52 | Apr 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $239M | 52 | Jan 10, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $213M | 53 | Oct 19, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $211M | 47 | Jul 14, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $193M | 42 | Apr 11, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $184M | 41 | Jan 13, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q3 2022 | $168M | 42 | Oct 19, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q2 2022 | $178M | 43 | Jul 15, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q1 2022 | $175M | 47 | Apr 21, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q4 2021 | $168M | 41 | Jan 31, 2022 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.