Managers / Q4 2021 · view latest →
OLIO Financial Planning
CIK 0001906766 · 1751 PINNACLE DRIVE, SUITE 600, MCLEAN, VA, 22102 · 540-961-6706
Summary
Olio Financial Planning reported $168M in U.S.-listed holdings across 41 positions for Q4 2021.
The portfolio is heavily concentrated: VTV alone accounts for 39.9% of reported value.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 95.2% · $160M
- Common Stock · 3.8% · $6M
- REIT · 0.9% · $1M
- Closed-End Fund · 0.1% · $95,000
Quarter-over-Quarter Changes full breakdown →
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | NEW | +178.2K | 178.2K | +$43M | $43M |
| VANGUARD INTL EQUITY INDEX F | NEW | +413.8K | 413.8K | +$25M | $25M |
| VTVVANGUARD INDEX FDS | NEW | +101.9K | 101.9K | +$15M | $15M |
| VANGUARD BD INDEX FDS | NEW | +155.0K | 155.0K | +$14M | $14M |
| SCHWAB STRATEGIC TR | NEW | +207.3K | 207.3K | +$13M | $13M |
| ISHARES TR | NEW | +102.6K | 102.6K | +$12M | $12M |
| ISHARES TR | NEW | +66.9K | 66.9K | +$8M | $8M |
| VANGUARD BD INDEX FDS | NEW | +81.0K | 81.0K | +$7M | $7M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2021
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VTVVANGUARD INDEX FDS | TOTAL STK MKT · VALUE ETF · SM CP VAL ETF · MCAP VL IDXVIP · MID CAP ETF · SMALL CP ETF | 39.92% | $67M | 334.4K |
| 2 | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US · FTSE EMR MKT ETF | 15.23% | $26M | 419.6K |
| 3 | ESGDISHARES TR | BARCLAYS 7 10 YR · NATIONAL MUN ETF · ESG AW MSCI EAFE · ESG AWR MSCI USA · CORE MSCI TOTAL · CORE S&P500 ETF | 12.89% | $22M | 191.8K |
| 4 | VANGUARD BD INDEX FDS | INTERMED TERM · SHORT TRM BOND · TOTAL BND MRKT | 12.79% | $22M | 252.6K |
| 5 | SCHWAB STRATEGIC TR | US TIPS ETF · EMRG MKTEQ ETF · US DIVIDEND EQ | 10.12% | $17M | 331.5K |
| 6 | VANGUARD STAR FDS | VG TL INTL STK F | 1.45% | $2M | 38.4K |
| 7 | AAPLAPPLE INChistory → | COM | 1.01% | $2M | 9.5K |
| 8 | GOODGLADSTONE COMMERCIAL CORP | COM | 0.89% | $1M | 58.1K |
| 9 | BAHBOOZ ALLEN HAMILTON HLDG COR | CL A | 0.85% | $1M | 16.8K |
| 10 | VANGUARD WORLD FD | ESG US STK ETF · ESG US CORP BD | 0.65% | $1M | 12.9K |
| 11 | VANGUARD MUN BD FDS | TAX EXEMPT BD | 0.62% | $1M | 19.0K |
| 12 | AMZNAMAZON COM INC | COM | 0.47% | $795,000 | 238 |
| 13 | SPDR SER TR | PORTFOLI S&P1500 | 0.44% | $738,000 | 12.6K |
| 14 | VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 0.43% | $731,000 | 13.3K |
| 15 | TENBTENABLE HLDGS INC | COM | 0.33% | $551,000 | 10.0K |
| 16 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.30% | $512,000 | 1.7K |
| 17 | RTXRAYTHEON TECHNOLOGIES CORP | COM | 0.29% | $487,000 | 5.7K |
| 18 | DHRDANAHER CORPORATION | COM | 0.26% | $436,000 | 1.3K |
| 19 | GQ9SPDR GOLD TR | GOLD SHS | 0.21% | $354,000 | 2.1K |
| 20 | ESGEISHARES INC | ESG AWR MSCI EM | 0.17% | $293,000 | 7.4K |
| 21 | MSFTMICROSOFT CORP | COM | 0.16% | $277,000 | 825 |
| 22 | VANGUARD WORLD FDS | HEALTH CAR ETF | 0.16% | $265,000 | 994 |
| 23 | TSLATESLA INC | COM | 0.16% | $265,000 | 251 |
| 24 | VANGUARD TAX-MANAGED INTL FD | FTSE DEV MKT ETF | 0.14% | $230,000 | 4.5K |
| 25 | SPROTT PHYSICAL SILVER TR | TR UNIT | 0.06% | $95,000 | 11.9K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $361M | 72 | Apr 14, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $356M | 71 | Jan 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $341M | 67 | Oct 16, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $317M | 64 | Jul 9, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $289M | 59 | Apr 11, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $285M | 59 | Jan 21, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $238M | 52 | Oct 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $237M | 52 | Jul 12, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $238M | 52 | Apr 16, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $239M | 52 | Jan 10, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $213M | 53 | Oct 19, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $211M | 47 | Jul 14, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $193M | 42 | Apr 11, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $184M | 41 | Jan 13, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q3 2022 | $168M | 42 | Oct 19, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q2 2022 | $178M | 43 | Jul 15, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q1 2022 | $175M | 47 | Apr 21, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q4 2021 | $168M | 41 | Jan 31, 2022 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.