SEC 13F Intelligence

Managers / Q2 2021 · view latest →

M3F, Inc.

CIK 0001511291 · 2070 E 2100 S, SUITE 250, SALT LAKE CITY, UT, 84109 · 202-246-9200

Reported Value
$282M
Q2 2021
Positions
54
Filings on Record
29
2019–present window
Filed
Aug 13, 2021
original filing

Summary

M3f, Inc. reported $282M in U.S.-listed holdings across 54 positions for Q2 2021.

Its largest position, WFC, represents 8.9% of the portfolio.

Compared with Q1 2021, the fund opened 14 new positions and exited 4.

Portfolio Metrics

Turnover
+14.1%
vs prior filed quarter
Top-10 Concentration
+47.6%
share of reported value
Largest Position
+8.9%
Wells Fargo Co New Com
New / Exited
14 / 4
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q1 ’19: $113MQ1 ’19Q2 ’19: $117MQ3 ’19: $137MQ4 ’19: $128MQ1 ’20: $140MQ1 ’20Q2 ’20: $135MQ3 ’20: $158MQ4 ’20: $211MQ1 ’21: $247MQ1 ’21Q2 ’21: $282MQ3 ’21: $305MQ4 ’21: $298MQ1 ’22: $301MQ1 ’22Q2 ’22: $308MQ3 ’22: $285MQ4 ’22: $327MQ1 ’23: $304MQ1 ’23Q2 ’23: $318MQ3 ’23: $299MQ4 ’23: $315MQ1 ’24: $283MQ1 ’24Q2 ’24: $270MQ3 ’24: $325MQ4 ’24: $346MQ1 ’25: $364MQ1 ’25Q2 ’25: $354MQ3 ’25: $353MQ4 ’25: $364MQ1 ’26: $404MQ1 ’26filingsflow.com

Portfolio Composition

By security type
Common Stock: 80.3%Other: 19.7%
  • Common Stock · 80.3% · $226M
  • Other · 19.7% · $56M

Quarter-over-Quarter Changes full breakdown →

vs Q1 2021 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
ISTRINVESTAR HLDG CORP COMNEW+244.1K244.1K+$6M$6M
OVLYOAK VALLEY BANCORPNEW+284.0K284.0K+$5M$5M
RMBIRICHMOND MUTUAL BANCORPORATINEW+254.0K254.0K+$4M$4M
TSBKTIMBERLAND BANCORP INCNEW+100.8K100.8K+$3M$3M
FNWBFIRST NORTHWEST BANCORP COMNEW+136.9K136.9K+$2M$2M
Penns Woods Bancorp IncNEW+59.2K59.2K+$1M$1M
PRUDENTIAL BANCORP INC NEW COMNEW+101.3K101.3K+$1M$1M
BCBPBCB BANCORP INC COMNEW+98.9K98.9K+$1M$1M

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q2 2021

54 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1WFCWELLS FARGO & CO NEW COMhistory →COMMON8.91%$25M555.0K
2WLFCWillis Lease Finance Corphistory →COMMON6.04%$17M397.6K
3SNFCASECURITY NATL FINL CORP CL A NEWhistory →COMMON5.14%$15M1.66M
4PROVIDENT BANCORP INCCOMMON4.54%$13M785.7K
5BSBKBOGOTA FINANCIAL CORPhistory →COMMON4.18%$12M1.16M
6PBFSPIONEER BANCORP INC/NYhistory →COMMON4.07%$11M953.7K
7FRBKQREPUBLIC FIRST BANCORP INC COMhistory →COMMON4.04%$11M2.86M
8PDL COMMUNITY BANCORPCOMMON4.00%$11M826.4K
9PROVPROVIDENT FINL HLDGS INC COMhistory →COMMON3.52%$10M574.1K
10BankFinancial CorpCOMMON3.18%$9M784.5K
11PCSB FINANCIAL CORPCOMMON2.97%$8M461.7K
12HTBHOMETRUST BANCSHARES INC COMhistory →COMMON2.89%$8M292.3K
13COMMUNITY BANKERS TR CORP COMCOMMON2.44%$7M606.7K
14HTHHilltop Holdings Inchistory →COMMON2.41%$7M186.5K
15MAGYAR BANCORP INC COMCOMMON2.36%$7M487.2K
16FBIZFIRST BUS FINL SVCS INC WIS COMhistory →COMMON2.30%$6M239.5K
17HMN Financial IncCOMMON2.29%$6M303.8K
18EBCEASTERN BANKSHARES INChistory →COMMON2.19%$6M300.0K
19First Financial Northwest IncCOMMON2.06%$6M383.2K
20ISTRINVESTAR HLDG CORP COMhistory →COMMON1.98%$6M244.1K
21RBKBRHINEBECK BANCORP INChistory →COMMON1.95%$6M502.6K
22OVLYOAK VALLEY BANCORPhistory →COMMON1.83%$5M284.0K
23Brookline Bancorp IncCOMMON1.61%$5M302.9K
24MCBMETROPOLITAN BANK HOLDING COhistory →COMMON1.53%$4M71.7K
25SWKHSWK HLDGS CORP COMhistory →COMMON1.52%$4M244.7K
26SFBCSOUND FINL BANCORP INC COMhistory →COMMON1.50%$4M91.9K
27NODKNI HOLDINGS INChistory →COMMON1.43%$4M212.2K
28ASRVAMERISERV FINL INC COMhistory →COMMON1.36%$4M975.0K
29RMBIRICHMOND MUTUAL BANCORPORATIhistory →COMMON1.34%$4M254.0K
30ICC HOLDINGS INCCOMMON1.31%$4M230.9K
31RANDOLPH BANCORP INCCOMMON1.20%$3M164.0K
32SPFISOUTH PLAINS FINANCIAL INChistory →COMMON1.10%$3M134.6K
33Enterprise Bancorp Inc/MACOMMON1.08%$3M93.3K
34TSBKTIMBERLAND BANCORP INChistory →COMMON1.01%$3M100.8K
351895 BANCORP OF WISCONSIN INCOMMON0.99%$3M185.2K
36GBNYGENERATIONS BANCORP NY INCCOMMON0.86%$2M240.8K
37FNWBFIRST NORTHWEST BANCORP COMCOMMON0.85%$2M136.9K
38Community West BancsharesCOMMON0.77%$2M161.8K
39CHMGCHEMUNG FINL CORP COMCOMMON0.67%$2M42.5K
40Penns Woods Bancorp IncCOMMON0.50%$1M59.2K
41PRUDENTIAL BANCORP INC NEW COMCOMMON0.50%$1M101.3K
42BCBPBCB BANCORP INC COMCOMMON0.47%$1M98.9K
43NWFLNORWOOD FINANCIAL CORP COMCOMMON0.42%$1M45.3K
44FUNCFIRST UTD CORP COMCOMMON0.39%$1M63.8K
45PBHCPathfinder Bancorp IncCOMMON0.38%$1M68.1K
46HBCPHome Bancorp IncCOMMON0.33%$924,00024.3K
47GCBCGREENE COUNTY BANCORP INC COMCOMMON0.31%$866,00030.8K
48HWBKHAWTHORN BANCSHARES INCCOMMON0.30%$860,00037.5K
49COFSCHOICEONE FINANCIAL SVCS INCCOMMON0.23%$638,00026.3K
50FCCOFIRST COMMUNITY CORPCOMMON0.20%$556,00027.5K
51CODORUS VY BANCORP INCCOMMON0.18%$495,00024.7K
52ALRSALERUS FINANCIAL CORPCOMMON0.17%$484,00016.7K
53WVFCWVS FINANCIAL CORPCOMMON0.09%$261,00015.9K
54AUBNAUBURN NATL BANCORP COMCOMMON0.09%$243,0006.8K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q1 2026$404M28Apr 28, 202613F-HRchanges · EDGAR ↗
Q4 2025$364M25Feb 13, 202613F-HRchanges · EDGAR ↗
Q3 2025$353M28Nov 12, 202513F-HRchanges · EDGAR ↗
Q2 2025$354M30Aug 13, 202513F-HRchanges · EDGAR ↗
Q1 2025$364M31May 14, 202513F-HRchanges · EDGAR ↗
Q4 2024$346M29Feb 13, 202513F-HRchanges · EDGAR ↗
Q3 2024$325M29Nov 13, 202413F-HRchanges · EDGAR ↗
Q2 2024$270M34Aug 13, 202413F-HRchanges · EDGAR ↗
Q1 2024$283M37May 14, 202413F-HRchanges · EDGAR ↗
Q4 2023$315M37Feb 13, 202413F-HRchanges · EDGAR ↗
Q3 2023$299M42Nov 13, 202313F-HRchanges · EDGAR ↗
Q2 2023$318M42Aug 11, 202313F-HRchanges · EDGAR ↗
Q1 2023$304M39May 12, 202313F-HRchanges · EDGAR ↗
Q4 2022$327M39Feb 10, 202313F-HRchanges · EDGAR ↗
Q3 2022$285M42Nov 14, 202213F-HRchanges · EDGAR ↗
Q2 2022$308M43Aug 12, 202213F-HRchanges · EDGAR ↗
Q1 2022$301M45May 16, 202213F-HRchanges · EDGAR ↗
Q4 2021$298M44Feb 11, 202213F-HRchanges · EDGAR ↗
Q3 2021$305M52Nov 12, 202113F-HRchanges · EDGAR ↗
Q2 2021$282M54Aug 13, 202113F-HRchanges · EDGAR ↗
Q1 2021$247M44May 14, 202113F-HRchanges · EDGAR ↗
Q4 2020$211M43Feb 12, 202113F-HRchanges · EDGAR ↗
Q3 2020$158M50Nov 12, 202013F-HRchanges · EDGAR ↗
Q2 2020$135M43Aug 11, 202013F-HRchanges · EDGAR ↗
Q1 2020$140M46May 14, 202013F-HRchanges · EDGAR ↗
Q4 2019$128M34Feb 13, 202013F-HRchanges · EDGAR ↗
Q3 2019$137M35Nov 12, 201913F-HRchanges · EDGAR ↗
Q2 2019$117M32Aug 12, 201913F-HRchanges · EDGAR ↗
Q1 2019$113M33May 14, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.