SEC 13F Intelligence

Managers / Q1 2019 · view latest →

M3F, Inc.

CIK 0001511291 · 2070 E 2100 S, SUITE 250, SALT LAKE CITY, UT, 84109 · 202-246-9200

Reported Value
$113M
Q1 2019
Positions
33
Filings on Record
29
2019–present window
Filed
May 14, 2019
original filing

Summary

M3f, Inc. reported $113M in U.S.-listed holdings across 33 positions for Q1 2019.

Its largest position, HTH, represents 9.7% of the portfolio.

Portfolio Metrics

Top-10 Concentration
+58.7%
share of reported value
Largest Position
+9.7%
Hilltop

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q1 ’19: $113MQ1 ’19Q2 ’19: $117MQ3 ’19: $137MQ4 ’19: $128MQ1 ’20: $140MQ1 ’20Q2 ’20: $135MQ3 ’20: $158MQ4 ’20: $211MQ1 ’21: $247MQ1 ’21Q2 ’21: $282MQ3 ’21: $305MQ4 ’21: $298MQ1 ’22: $301MQ1 ’22Q2 ’22: $308MQ3 ’22: $285MQ4 ’22: $327MQ1 ’23: $304MQ1 ’23Q2 ’23: $318MQ3 ’23: $299MQ4 ’23: $315MQ1 ’24: $283MQ1 ’24Q2 ’24: $270MQ3 ’24: $325MQ4 ’24: $346MQ1 ’25: $364MQ1 ’25Q2 ’25: $354MQ3 ’25: $353MQ4 ’25: $364MQ1 ’26: $404MQ1 ’26filingsflow.com

Portfolio Composition

By security type
Common Stock: 76.9%Other: 23.1%
  • Common Stock · 76.9% · $87M
  • Other · 23.1% · $26M

Quarter-over-Quarter Changes full breakdown →

IssuerMoveShare ΔShares nowValue ΔValue now
HTHHilltop Holdings IncNEW+598.0K598.0K+$11M$11M
CFGCITIZENS FINL GROUP INC COMNEW+299.0K299.0K+$10M$10M
PROVPROVIDENT FINL HLDGS INC COMNEW+449.8K449.8K+$9M$9M
WFCWELLS FARGO & CO NEW COMNEW+120.5K120.5K+$6M$6M
STLSTERLING BANCORP DEL COMNEW+305.0K305.0K+$6M$6M
PB BANCORP INCNEW+492.2K492.2K+$6M$6M
FBIZFIRST BUS FINL SVCS INC WIS COMNEW+254.0K254.0K+$5M$5M
ASRVAMERISERV FINL INC COMNEW+1.20M1.20M+$5M$5M

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q1 2019

33 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1HTHHilltop Holdings Inchistory →COMMON9.69%$11M598.0K
2CFGCITIZENS FINL GROUP INC COMhistory →COMMON8.63%$10M299.0K
3PROVPROVIDENT FINL HLDGS INC COMhistory →COMMON7.96%$9M449.8K
4WFCWELLS FARGO & CO NEW COMhistory →COMMON5.17%$6M120.5K
5STLSTERLING BANCORP DEL COMhistory →COMMON5.05%$6M305.0K
6PB BANCORP INCCOMMON5.00%$6M492.2K
7FBIZFIRST BUS FINL SVCS INC WIS COMhistory →COMMON4.51%$5M254.0K
8ASRVAMERISERV FINL INC COMhistory →COMMON4.27%$5M1.20M
9SI Financial Group IncCOMMON4.19%$5M365.6K
10HARBORONE BANCORP INCCOMMON4.19%$5M274.3K
11STNDSTANDARD AVB FINL CORP COMhistory →COMMON4.11%$5M171.5K
12FUNCFIRST UTD CORP COMhistory →COMMON3.60%$4M234.6K
13SFBCSOUND FINL BANCORP INC COMhistory →COMMON2.97%$3M98.5K
14NODKNI HOLDINGS INChistory →COMMON2.93%$3M206.3K
15MAGYAR BANCORP INC COMCOMMON2.92%$3M291.6K
16HMN Financial IncCOMMON2.65%$3M138.8K
17FNCB BANCORP INCCOMMON2.51%$3M366.7K
18ICC HOLDINGS INCCOMMON2.37%$3M190.5K
19SNFCASECURITY NATL FINL CORP CL A NEWhistory →COMMON2.31%$3M552.1K
20PDL COMMUNITY BANCORPCOMMON2.20%$2M177.3K
21WLFCWillis Lease Finance Corphistory →COMMON2.06%$2M54.7K
22MFNCMACKINAC FINL CORPhistory →COMMON2.03%$2M145.0K
23RANDOLPH BANCORP INCCOMMON1.70%$2M126.9K
24NFBKNORTHFIELD BANCORP INC DEL COMhistory →COMMON1.70%$2M137.3K
25FSBWFS BANCORP INC COMhistory →COMMON1.17%$1M26.1K
26Community West BancsharesCOMMON1.15%$1M126.8K
27MYFWFIRST WESTERN FINANCIAL INChistory →COMMON1.12%$1M95.9K
28FLFGFEDERAL LIFE GROUP INCCOMMON0.46%$520,00044.5K
29OFEDOCONEE FED FINL CORP COMCOMMON0.39%$435,00016.7K
30CARTER BK & TR MARTINSVILLE VA COMCOMMON0.37%$422,00022.0K
31MCBMETROPOLITAN BANK HOLDING COCOMMON0.32%$357,00010.3K
32PROVIDENT BANCORP INC COMCOMMON0.21%$235,00010.4K
33RIVERIVERVIEW FINANCIAL CORPCOMMON0.13%$144,00012.5K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q1 2026$404M28Apr 28, 202613F-HRchanges · EDGAR ↗
Q4 2025$364M25Feb 13, 202613F-HRchanges · EDGAR ↗
Q3 2025$353M28Nov 12, 202513F-HRchanges · EDGAR ↗
Q2 2025$354M30Aug 13, 202513F-HRchanges · EDGAR ↗
Q1 2025$364M31May 14, 202513F-HRchanges · EDGAR ↗
Q4 2024$346M29Feb 13, 202513F-HRchanges · EDGAR ↗
Q3 2024$325M29Nov 13, 202413F-HRchanges · EDGAR ↗
Q2 2024$270M34Aug 13, 202413F-HRchanges · EDGAR ↗
Q1 2024$283M37May 14, 202413F-HRchanges · EDGAR ↗
Q4 2023$315M37Feb 13, 202413F-HRchanges · EDGAR ↗
Q3 2023$299M42Nov 13, 202313F-HRchanges · EDGAR ↗
Q2 2023$318M42Aug 11, 202313F-HRchanges · EDGAR ↗
Q1 2023$304M39May 12, 202313F-HRchanges · EDGAR ↗
Q4 2022$327M39Feb 10, 202313F-HRchanges · EDGAR ↗
Q3 2022$285M42Nov 14, 202213F-HRchanges · EDGAR ↗
Q2 2022$308M43Aug 12, 202213F-HRchanges · EDGAR ↗
Q1 2022$301M45May 16, 202213F-HRchanges · EDGAR ↗
Q4 2021$298M44Feb 11, 202213F-HRchanges · EDGAR ↗
Q3 2021$305M52Nov 12, 202113F-HRchanges · EDGAR ↗
Q2 2021$282M54Aug 13, 202113F-HRchanges · EDGAR ↗
Q1 2021$247M44May 14, 202113F-HRchanges · EDGAR ↗
Q4 2020$211M43Feb 12, 202113F-HRchanges · EDGAR ↗
Q3 2020$158M50Nov 12, 202013F-HRchanges · EDGAR ↗
Q2 2020$135M43Aug 11, 202013F-HRchanges · EDGAR ↗
Q1 2020$140M46May 14, 202013F-HRchanges · EDGAR ↗
Q4 2019$128M34Feb 13, 202013F-HRchanges · EDGAR ↗
Q3 2019$137M35Nov 12, 201913F-HRchanges · EDGAR ↗
Q2 2019$117M32Aug 12, 201913F-HRchanges · EDGAR ↗
Q1 2019$113M33May 14, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.