Managers / Q4 2025 · view latest →
Valpey Financial Services, LLC
CIK 0002077991 · 100 N MAIN ST, #500, CONCORD, NH, 03301 · (603) 856-7945
Reported Value
Under review
reported total failed a data-quality check
Positions
72
Filings on Record
5
2019–present window
Filed
Feb 10, 2026
original filing
Summary
Compared with Q3 2025, the fund opened 1 new position and exited 1.
Reported Value by Quarter
13F Reported Value
Portfolio Composition
By security type
- ETP · 99.6% · $3M
- Common Stock · 0.4% · $12,455
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| ISHARES TR | NEW | +200.3K | 200.3K | +$3,788 | $3,788 |
| SPDR S&P 500 ETF TR | ADDED | +1.61M | 1.61M | −$1M | $2,366 |
| VANGUARD INDEX FDS | ADDED | +703.5K | 704.4K | −$291,998 | $2,101 |
| ISHARES TR | ADDED | +218.9K | 219.2K | −$209,171 | $320 |
| MSFTMICROSOFT CORP | ADDED | +1.03M | 1.03M | −$1M | $2,125 |
| VUGVANGUARD INDEX FDS | ADDED | +8.15M | 8.17M | −$8M | $16,744 |
| ISHARES TR | ADDED | +356.1K | 356.9K | −$365,074 | $754 |
| GOOGLALPHABET INC | ADDED | +317.4K | 318.3K | −$234,061 | $1,017 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
14 positions
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | US LCAP GR ETF · INTL EQTY ETF · SHT TM US TRES · US LCAP VA ETF · US AGGREGATE B · US MID-CAP ETF · US SML CAP ETF · US TIPS ETF · INT-TRM U.S TRES | 50.59% | $1M | 38.72M |
| 2 | AOKISHARES TR | CORE S&P US VLU · CORE US AGGBD ET · CORE S&P MCP ETF · TIPS BD ETF · CORE INTL AGGR · MSCI EAFE ETF · CORE S&P US GWT · CORE UNIVRSL USD · 1 3 YR TREAS BD · CORE S&P SCP ETF · CORE MSCI INTL · CORE 30/70 CONSE · SP SMCP600VL ETF · CORE 60/40 BALAN · S&P 500 GRWT ETF | 9.13% | $254,279 | 23.49M |
| 3 | VUSBVANGUARD BD INDEX FDS | TOTAL BND MRKT · SHORT TRM BOND · VANGUARD ULTRA | 5.34% | $148,582 | 10.90M |
| 4 | VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 5.02% | $139,723 | 6.75M |
| 5 | SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 4.45% | $124,004 | 5.51M |
| 6 | INVESCO EXCH TRADED FD TR II | SR LN ETF | 4.23% | $117,926 | 2.48M |
| 7 | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US · FTSE EMR MKT ETF | 3.69% | $102,801 | 7.01M |
| 8 | VGSHVANGUARD SCOTTSDALE FDS | VNG RUS1000VAL · TOTAL CORP BND · VNG RUS1000GRW · SHORT TERM TREAS | 3.64% | $101,450 | 8.82M |
| 9 | VTVVANGUARD INDEX FDS | VALUE ETF · SM CP VAL ETF · GROWTH ETF · MID CAP ETF | 3.45% | $96,070 | 25.25M |
| 10 | SPDR SERIES TRUST | STATE STREET SPD | 2.93% | $81,469 | 4.56M |
| 11 | VANGUARD STAR FDS | VG TL INTL STK F | 2.88% | $80,100 | 6.04M |
| 12 | VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX · SMLLCP 600 IDX | 1.42% | $39,551 | 4.41M |
| 13 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.57% | $15,747 | 983.7K |
| 14 | GOLDMAN SACHS ETF TR | ACCESS INVT GR | 0.37% | $10,218 | 472.6K |
Filing History
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.