Managers / Q3 2025 · view latest →
Valpey Financial Services, LLC
CIK 0002077991 · 100 N MAIN ST, #500, CONCORD, NH, 03301 · (603) 856-7945
Summary
Valpey Financial Services, LLC reported $153M in U.S.-listed holdings across 72 positions for Q3 2025.
The portfolio is heavily concentrated: Schwab Strategic Tr alone accounts for 24.8% of reported value.
Compared with Q2 2025, the fund opened 5 new positions and exited 0.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 97.3% · $149M
- Common Stock · 2.7% · $4M
Quarter-over-Quarter Changes full breakdown →
vs Q2 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | NEW | +10.3K | 10.3K | +$258,427 | $258,427 |
| GOOGLALPHABET INC | NEW | +967 | 967 | +$235,078 | $235,078 |
| ISHARES TR | NEW | +313 | 313 | +$209,491 | $209,491 |
| ISHARES INC | NEW | +3.1K | 3.1K | +$205,305 | $205,305 |
| ISHARES TR | NEW | +1.0K | 1.0K | +$204,892 | $204,892 |
| AAPLAPPLE INC | ADDED | +1.2K | 3.5K | +$428,607 | $896,595 |
| VUSBVANGUARD BD INDEX FDS | ADDED | +1.9K | 11.4K | +$94,015 | $568,266 |
| JPMJPMORGAN CHASE & CO. | TRIMMED | −281 | 1.3K | −$47,268 | $422,676 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q3 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | US LCAP GR ETF · US LCAP VA ETF · INTL EQTY ETF · SHT TM US TRES · US MID-CAP ETF · US AGGREGATE B · US SML CAP ETF · US TIPS ETF · INT-TRM U.S TRES | 24.77% | $38M | 1.39M |
| 2 | VUGVANGUARD INDEX FDS | GROWTH ETF · VALUE ETF · MID CAP ETF · SM CP VAL ETF · SMALL CP ETF · TOTAL STK MKT | 17.24% | $26M | 100.9K |
| 3 | AOKISHARES TR | CORE S&P US GWT · CORE S&P US VLU · CORE US AGGBD ET · TIPS BD ETF · MSCI EAFE ETF · CORE S&P MCP ETF · CORE S&P SCP ETF · SP SMCP600VL ETF · CORE INTL AGGR · 1 3 YR TREAS BD · CORE MSCI INTL · SHORT TREAS BD · S&P 500 GRWT ETF · CORE TOTAL USD · S&P 500 VAL ETF · MORNINGSTAR GRWT · CORE MSCI TOTAL · CORE 30/70 CONSE · CORE 60/40 BALAN · RUS 1000 GRW ETF · CORE 80/20 AGGRE · CORE S&P500 ETF · RUS 1000 VAL ETF | 17.21% | $26M | 274.6K |
| 4 | VUSBVANGUARD BD INDEX FDS | TOTAL BND MRKT · SHORT TRM BOND · VANGUARD ULTRA · INTERMED TERM | 6.88% | $11M | 141.2K |
| 5 | VGSHVANGUARD SCOTTSDALE FDS | VNG RUS1000VAL · TOTAL CORP BND · VNG RUS1000GRW · SHORT TERM TREAS · INT-TERM CORP | 5.84% | $9M | 103.2K |
| 6 | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US · FTSE EMR MKT ETF | 4.48% | $7M | 102.3K |
| 7 | VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 4.27% | $7M | 131.9K |
| 8 | VANGUARD STAR FDS | VG TL INTL STK F | 3.81% | $6M | 79.3K |
| 9 | SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 3.46% | $5M | 123.7K |
| 10 | SPDR SERIES TRUST | PRTFLO S&P500 VL · PRTFLO S&P500 GW · PORTFOLIO S&P400 · PORTFOLIO S&P600 · BLOOMBERG INVT | 2.83% | $4M | 77.1K |
| 11 | VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX · SMLLCP 600 IDX | 2.80% | $4M | 38.7K |
| 12 | INVESCO EXCH TRADED FD TR II | SR LN ETF · S&P500 LOW VOL | 1.77% | $3M | 117.0K |
| 13 | SPDR S&P 500 ETF TR | TR UNIT | 0.84% | $1M | 1.9K |
| 14 | MSFTMICROSOFT CORP | COM | 0.71% | $1M | 2.1K |
| 15 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.62% | $947,216 | 15.8K |
| 16 | AAPLAPPLE INC | COM | 0.59% | $896,595 | 3.5K |
| 17 | IBMINTERNATIONAL BUSINESS MACHS | COM | 0.58% | $880,904 | 3.1K |
| 18 | GOLDMAN SACHS ETF TR | ACCESS INVT GR | 0.29% | $445,660 | 9.5K |
| 19 | EXMOCEXXON MOBIL CORP | COM | 0.29% | $442,569 | 3.9K |
| 20 | JPMJPMORGAN CHASE & CO. | COM | 0.28% | $422,676 | 1.3K |
| 21 | GOOGLALPHABET INC | CAP STK CL A | 0.15% | $235,078 | 967 |
| 22 | HONGBPHONEYWELL INTL INC | COM | 0.15% | $225,235 | 1.1K |
| 23 | ISHARES INC | CORE MSCI EMKT | 0.13% | $205,305 | 3.1K |
Filing History
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.