Managers / Q4 2025 · view latest →
Vested Financial Planning, LLC
CIK 0002044679 · 802 TAMARACK AVE, SAN CARLOS, CA, 94070 · 650-315-7372
Summary
Vested Financial Planning, LLC reported $130M in U.S.-listed holdings across 30 positions for Q4 2025.
The portfolio is heavily concentrated: DFAC alone accounts for 29.9% of reported value.
The book was largely unchanged from Q3 2025.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 97.5% · $127M
- Common Stock · 2.5% · $3M
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| ISHARES TR | ADDED | +8.2K | 27.5K | +$377,643 | $1M |
| ISHARES TR | ADDED | +4.2K | 14.0K | +$196,306 | $701,733 |
| RBLXROBLOX CORP | ADDED | +982 | 4.5K | −$120,264 | $361,232 |
| VANGUARD INDEX FDS | ADDED | +602 | 4.4K | +$228,913 | $1M |
| ABNBAIRBNB INC | ADDED | +291 | 2.1K | +$66,008 | $290,844 |
| VANGUARD MUN BD FDS | ADDED | +7.8K | 110.1K | +$414,257 | $6M |
| SPDR INDEX SHS FDS | ADDED | +8.6K | 137.7K | +$590,457 | $6M |
| VANGUARD INDEX FDS | ADDED | +1.1K | 17.8K | +$228,028 | $4M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFACDIMENSIONAL ETF TRUST | US CORE EQUITY 2 · WORLD EX US CORE · NATL MUN BD ETF · CORE FIXED INCOM · US HIGH PROFITAB · GLOBAL EX US COR · GLOBAL CORE PLUS · GLOBAL REAL EST | 64.53% | $84M | 2.15M |
| 2 | VANGUARD INDEX FDS | S&P 500 ETF SHS · EXTEND MKT ETF · TOTAL STK MKT | 16.59% | $22M | 48.3K |
| 3 | SPDR INDEX SHS FDS | PORTFOLIO DEVLPD · PORTFOLIO EMG MK | 6.25% | $8M | 180.4K |
| 4 | VANGUARD MUN BD FDS | TAX EXEMPT BD | 4.26% | $6M | 110.1K |
| 5 | ESGDISHARES TR | CORE UNIVRSL USD · CORE US AGGBD ET · CORE INTL AGGR · MSCI EAFE ETF · ESG MSCI LEADR · CORE 80/20 AGGRE · ESG AW MSCI EAFE | 3.46% | $4M | 66.5K |
| 6 | AAPLAPPLE INChistory → | COM | 2.02% | $3M | 9.7K |
| 7 | VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 0.67% | $867,453 | 6.2K |
| 8 | SPDR S&P 500 ETF TR | TR UNIT | 0.63% | $824,287 | 1.2K |
| 9 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.50% | $645,026 | 1.1K |
| 10 | RBLXROBLOX CORP | CL A | 0.28% | $361,232 | 4.5K |
| 11 | VANGUARD WORLD FD | INF TECH ETF | 0.27% | $347,493 | 461 |
| 12 | ABNBAIRBNB INC | COM CL A | 0.22% | $290,844 | 2.1K |
| 13 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.16% | $210,711 | 3.4K |
| 14 | J P MORGAN EXCHANGE TRADED F | SUSTAINABLE MUNI | 0.16% | $210,237 | 4.2K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $131M | 27 | Apr 16, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $130M | 30 | Jan 23, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $123M | 30 | Oct 29, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $112M | 28 | Jul 22, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $100M | 25 | Apr 30, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $106M | 25 | Jan 29, 2025 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.