Managers / Q3 2025 · view latest →
Vested Financial Planning, LLC
CIK 0002044679 · 802 TAMARACK AVE, SAN CARLOS, CA, 94070 · 650-315-7372
Summary
Vested Financial Planning, LLC reported $123M in U.S.-listed holdings across 30 positions for Q3 2025.
The portfolio is heavily concentrated: DFAC alone accounts for 30.5% of reported value.
Compared with Q2 2025, the fund opened 2 new positions and exited 0.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 97.4% · $120M
- Common Stock · 2.6% · $3M
Quarter-over-Quarter Changes full breakdown →
vs Q2 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| RBLXROBLOX CORP | NEW | +3.5K | 3.5K | +$481,496 | $481,496 |
| VANGUARD TAX-MANAGED FDS | NEW | +3.4K | 3.4K | +$202,110 | $202,110 |
| VANGUARD INTL EQUITY INDEX F | ADDED | +3.1K | 6.1K | +$458,426 | $833,901 |
| ISHARES TR | ADDED | +1.9K | 8.3K | +$199,451 | $836,062 |
| VANGUARD INDEX FDS | ADDED | +802 | 3.8K | +$336,210 | $1M |
| ABNBAIRBNB INC | TRIMMED | −644 | 1.9K | −$105,495 | $224,836 |
| ISHARES TR | ADDED | +1.3K | 6.3K | +$139,882 | $592,693 |
| SPDR S&P 500 ETF TR | ADDED | +205 | 1.2K | +$183,926 | $789,163 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q3 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFACDIMENSIONAL ETF TRUST | US CORE EQUITY 2 · WORLD EX US CORE · NATL MUN BD ETF · CORE FIXED INCOM · US HIGH PROFITAB · GLOBAL EX US COR · GLOBAL CORE PLUS · GLOBAL REAL EST | 65.64% | $81M | 2.12M |
| 2 | VANGUARD INDEX FDS | S&P 500 ETF SHS · EXTEND MKT ETF · TOTAL STK MKT | 16.09% | $20M | 45.2K |
| 3 | SPDR INDEX SHS FDS | PORTFOLIO DEVLPD · PORTFOLIO EMG MK | 6.00% | $7M | 169.2K |
| 4 | VANGUARD MUN BD FDS | TAX EXEMPT BD | 4.15% | $5M | 102.3K |
| 5 | ESGDISHARES TR | CORE TOTAL USD · CORE US AGGBD ET · MSCI EAFE ETF · CORE INTL AGGR · ESG MSCI LEADR · CORE 80/20 AGGRE · ESG AW MSCI EAFE | 3.09% | $4M | 53.5K |
| 6 | AAPLAPPLE INChistory → | COM | 2.00% | $2M | 9.7K |
| 7 | VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 0.68% | $833,901 | 6.1K |
| 8 | SPDR S&P 500 ETF TR | TR UNIT | 0.64% | $789,163 | 1.2K |
| 9 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.51% | $630,389 | 1.1K |
| 10 | RBLXROBLOX CORP | CL A | 0.39% | $481,496 | 3.5K |
| 11 | VANGUARD WORLD FD | INF TECH ETF | 0.28% | $344,196 | 461 |
| 12 | ABNBAIRBNB INC | COM CL A | 0.18% | $224,836 | 1.9K |
| 13 | J P MORGAN EXCHANGE TRADED F | SUSTAINABLE MUNI | 0.17% | $209,568 | 4.2K |
| 14 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.16% | $202,110 | 3.4K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $131M | 27 | Apr 16, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $130M | 30 | Jan 23, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $123M | 30 | Oct 29, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $112M | 28 | Jul 22, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $100M | 25 | Apr 30, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $106M | 25 | Jan 29, 2025 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.