Managers / Q3 2025 · view latest →
ZynergyRetirementPlanningLLC
CIK 0002031137 · 10 ROUTE 35, 3RD FLOOR, RED BANK, NJ, 07701 · 7327842380
Summary
Zynergyretirementplanningllc reported $159M in U.S.-listed holdings across 28 positions for Q3 2025.
The portfolio is heavily concentrated: Ishares Tr alone accounts for 24.0% of reported value.
Compared with Q1 2025, the fund opened 1 new position and exited 88.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 97.8% · $155M
- Common Stock · 2.2% · $3M
Quarter-over-Quarter Changes full breakdown →
vs Q1 2025 (amended baseline) · note: prior filed quarter, not the immediately preceding one
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| LULULULULEMON ATHLETICA INC | NEW | +3.0K | 3.0K | +$533,790 | $533,790 |
| SPDR SER TR | SOLD OUT | −3.4K | 0 | −$340,878 | $0 |
| VANGUARD INDEX FDS | SOLD OUT | −2.0K | 0 | −$179,051 | $0 |
| METAMETA PLATFORMS INC | SOLD OUT | −249 | 0 | −$145,792 | $0 |
| SPDR S&P 500 ETF TR | SOLD OUT | −229 | 0 | −$134,212 | $0 |
| VANGUARD INTL EQUITY INDEX F | SOLD OUT | −3.0K | 0 | −$117,098 | $0 |
| PNCPNC FINL SVCS GROUP INC | SOLD OUT | −607 | 0 | −$117,060 | $0 |
| DUKDUKE ENERGY CORP NEW | SOLD OUT | −872 | 0 | −$93,949 | $0 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q3 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | US AGGREGATE B · INTL EQTY ETF · US REIT ETF · US SML CAP ETF · US TIPS ETF · SHT TM US TRES · EMRG MKTEQ ETF · US LCAP VA ETF · INTL SCEQT ETF · US LCAP GR ETF · US DIVIDEND EQ · US BRD MKT ETF | 71.40% | $113M | 4.60M |
| 2 | ISHARES TR | CORE S&P500 ETF · US AER DEF ETF | 24.09% | $38M | 57.7K |
| 3 | AAPLAPPLE INC | COM | 0.86% | $1M | 5.3K |
| 4 | VPUVANGUARD WORLD FD | FINANCIALS ETF · UTILITIES ETF | 0.58% | $920,593 | 6.4K |
| 5 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.56% | $888,548 | 1.5K |
| 6 | VTVVANGUARD INDEX FDS | VALUE ETF · SMALL CP ETF | 0.53% | $837,188 | 4.0K |
| 7 | HDHOME DEPOT INC | COM | 0.41% | $650,735 | 1.6K |
| 8 | LULULULULEMON ATHLETICA INC | COM | 0.34% | $533,790 | 3.0K |
| 9 | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 0.31% | $489,170 | 6.9K |
| 10 | JPMJPMORGAN CHASE & CO. | COM | 0.26% | $416,683 | 1.3K |
| 11 | GQ9SPDR GOLD TR | GOLD SHS | 0.22% | $341,607 | 961 |
| 12 | NVDANVIDIA CORPORATION | COM | 0.16% | $256,734 | 1.4K |
| 13 | VANGUARD WHITEHALL FDS | HIGH DIV YLD | 0.16% | $249,763 | 1.8K |
| 14 | NJRNEW JERSEY RES CORP | COM | 0.13% | $212,514 | 4.4K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $165M | 26 | Apr 17, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $163M | 27 | Jan 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $159M | 28 | Oct 8, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $141M | 115 | Apr 24, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $142M | 111 | Jan 23, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $142M | 111 | Nov 7, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $131M | 125 | Jul 25, 2024 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.