Managers / Q1 2026
ZynergyRetirementPlanningLLC
CIK 0002031137 · 10 ROUTE 35, 3RD FLOOR, RED BANK, NJ, 07701 · 7327842380
Summary
Zynergyretirementplanningllc reported $165M in U.S.-listed holdings across 26 positions for Q1 2026.
The portfolio is heavily concentrated: Ishares Tr alone accounts for 23.5% of reported value.
The book was largely unchanged from Q4 2025.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 98.0% · $162M
- Common Stock · 2.0% · $3M
Quarter-over-Quarter Changes full breakdown →
vs Q4 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| NVDANVIDIA CORPORATION | ADDED | +2.8K | 7.3K | +$435,359 | $1M |
| SCHWAB STRATEGIC TR | TRIMMED | −2.8K | 19.0K | −$104,616 | $886,845 |
| SCHWAB STRATEGIC TR | TRIMMED | −1.5K | 13.8K | +$3,088 | $422,740 |
| SCHWAB STRATEGIC TR | TRIMMED | −45.4K | 438.5K | −$1M | $11M |
| SCHWAB STRATEGIC TR | TRIMMED | −1.5K | 15.3K | −$101,402 | $444,233 |
| AAPLAPPLE INC | TRIMMED | −390 | 5.0K | −$195,581 | $1M |
| SCHWAB STRATEGIC TR | ADDED | +54.7K | 806.3K | +$2M | $17M |
| SCHWAB STRATEGIC TR | ADDED | +27.7K | 451.8K | +$789,265 | $12M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q1 2026
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | US AGGREGATE B · INTL EQTY ETF · US REIT ETF · US SML CAP ETF · US TIPS ETF · SHT TM US TRES · EMRG MKTEQ ETF · US LCAP VA ETF · INTL SCEQT ETF · US LCAP GR ETF · US DIVIDEND EQ · US BRD MKT ETF | 72.13% | $119M | 4.80M |
| 2 | ISHARES TR | CORE S&P500 ETF · US AER DEF ETF | 23.64% | $39M | 60.5K |
| 3 | NVDANVIDIA CORPORATION | COM | 0.77% | $1M | 7.3K |
| 4 | AAPLAPPLE INC | COM | 0.76% | $1M | 5.0K |
| 5 | VPUVANGUARD WORLD FD | FINANCIALS ETF · UTILITIES ETF | 0.53% | $881,963 | 6.4K |
| 6 | VTVVANGUARD INDEX FDS | VALUE ETF · SMALL CP ETF | 0.53% | $873,197 | 4.0K |
| 7 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.50% | $829,985 | 1.4K |
| 8 | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 0.31% | $514,735 | 6.9K |
| 9 | HDHOME DEPOT INC | COM | 0.30% | $493,006 | 1.5K |
| 10 | GQ9SPDR GOLD TR | GOLD SHS | 0.23% | $382,528 | 889 |
| 11 | VANGUARD WHITEHALL FDS | HIGH DIV YLD | 0.15% | $249,549 | 1.7K |
| 12 | NJRNEW JERSEY RES CORP | COM | 0.15% | $247,321 | 4.5K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $165M | 26 | Apr 17, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $163M | 27 | Jan 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $159M | 28 | Oct 8, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $141M | 115 | Apr 24, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $142M | 111 | Jan 23, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $142M | 111 | Nov 7, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $131M | 125 | Jul 25, 2024 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.