Managers / Q2 2025 · view latest →
RCS Financial Planning, LLC
CIK 0001963347 · 130 ADMIRAL COCHRANE DR,, STE 200-A, ANNAPOLIS, MD, 21401 · (410) 224-0097
Summary
Rcs Financial Planning, LLC reported $201M in U.S.-listed holdings across 83 positions for Q2 2025.
The portfolio is heavily concentrated: DFAC alone accounts for 48.0% of reported value.
Compared with Q1 2025, the fund opened 9 new positions and exited 2.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 96.9% · $195M
- Common Stock · 3.1% · $6M
Quarter-over-Quarter Changes full breakdown →
vs Q1 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| BLACKROCK ETF TRUST | NEW | +41.3K | 41.3K | +$1M | $1M |
| ISHARES TR | NEW | +17.0K | 17.0K | +$869,092 | $869,092 |
| BLACKROCK ETF TRUST | NEW | +18.4K | 18.4K | +$530,784 | $530,784 |
| SCHWAB STRATEGIC TR | NEW | +9.8K | 9.8K | +$285,294 | $285,294 |
| SELECT SECTOR SPDR TR | NEW | +1.1K | 1.1K | +$272,729 | $272,729 |
| VANGUARD SCOTTSDALE FDS | NEW | +5.6K | 5.6K | +$260,094 | $260,094 |
| VANGUARD INDEX FDS | NEW | +1.2K | 1.2K | +$243,204 | $243,204 |
| VANGUARD STAR FDS | NEW | +3.0K | 3.0K | +$206,864 | $206,864 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q2 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFACDIMENSIONAL ETF TRUST | US CORE EQUITY 2 · CORE FIXED INCOM · INTL CORE EQUITY · US HIGH PROFITAB · US SMALL CAP VAL · SHORT DURATION F · EMERGING MKTS CO · US CORE EQT MKT · US REAL ESTATE E · EMGR CRE EQT MNG · INTL SMALL CAP V · US CORE EQUITY 1 · GLOBAL CR ETF · INTL HIGH PROFIT · INTL CORE EQT MK · NATL MUN BD ETF · EMERGING MKTS HI · EMERGING MKTS VA · US LARGE CAP VAL · GLOBAL CORE PLUS | 47.96% | $96M | 2.71M |
| 2 | TLHISHARES TR | CORE S&P500 ETF · CORE TOTAL USD · MSCI USA QLT FCT · EAFE VALUE ETF · S&P 500 GRWT ETF · S&P 500 VAL ETF · S&P 100 ETF · EAFE GRWTH ETF · U.S. TECH ETF · 10-20 YR TRS ETF · NATIONAL MUN ETF · SHRT NAT MUN ETF · MBS ETF · MSCI USA MMENTM · CORE INTL AGGR · CORE MSCI EAFE · ESG AWR MSCI USA · CORE S&P TTL STK · MSCI INTL VLU FT · EUROPE ETF | 21.35% | $43M | 409.1K |
| 3 | FIDELITY MERRIMACK STR TR | TOTAL BD ETF · LOW DURTIN ETF | 10.30% | $21M | 441.3K |
| 4 | VUGVANGUARD INDEX FDS | GROWTH ETF · VALUE ETF · TOTAL STK MKT · LARGE CAP ETF · SMALL CP ETF · SM CP VAL ETF | 3.56% | $7M | 25.3K |
| 5 | LCTUUSDBLACKROCK ETF TRUST | ISHARES US EQUIT · ISHARES US THEMA · ISHARES A I INNO · US CARBON TRANS | 2.82% | $6M | 126.0K |
| 6 | VANGUARD MUN BD FDS | TAX EXEMPT BD | 2.41% | $5M | 98.8K |
| 7 | AMERICAN CENTY ETF TR | INTL SMCP VLU · US SML CP VALU · US EQT ETF | 1.79% | $4M | 43.5K |
| 8 | AAPLAPPLE INChistory → | COM | 1.53% | $3M | 14.9K |
| 9 | ISHARES INC | CORE MSCI EMKT · MSCI EMRG CHN | 1.21% | $2M | 40.3K |
| 10 | VANGUARD BD INDEX FDS | SHORT TRM BOND · TOTAL BND MRKT · INTERMED TERM · LONG TERM BOND | 1.13% | $2M | 29.7K |
| 11 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.93% | $2M | 32.7K |
| 12 | SCHWAB STRATEGIC TR | US AGGREGATE B · INTL EQTY ETF · US LCAP GR ETF | 0.85% | $2M | 71.8K |
| 13 | MRSHMARSH & MCLENNAN COS INC | COM | 0.75% | $2M | 6.9K |
| 14 | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 0.43% | $867,564 | 17.5K |
| 15 | BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 0.36% | $727,216 | 13.8K |
| 16 | VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 0.35% | $705,491 | 7.0K |
| 17 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.30% | $605,867 | 1.1K |
| 18 | IAU*ISHARES GOLD TR | ISHARES NEW | 0.29% | $591,734 | 9.5K |
| 19 | VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 0.27% | $549,563 | 11.1K |
| 20 | CSXCSX CORP | COM | 0.21% | $430,390 | 13.2K |
| 21 | PGPROCTER AND GAMBLE CO | COM | 0.20% | $406,744 | 2.6K |
| 22 | MSFTMICROSOFT CORP | COM | 0.20% | $392,110 | 788 |
| 23 | VANGUARD WORLD FD | INF TECH ETF | 0.19% | $377,437 | 569 |
| 24 | HONGBPHONEYWELL INTL INC | COM | 0.14% | $278,292 | 1.2K |
| 25 | SELECT SECTOR SPDR TR | TECHNOLOGY | 0.14% | $272,729 | 1.1K |
| 26 | VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 0.13% | $260,094 | 5.6K |
| 27 | VANGUARD STAR FDS | VG TL INTL STK F | 0.10% | $206,864 | 3.0K |
| 28 | NVDANVIDIA CORPORATION | COM | 0.10% | $201,172 | 1.3K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $193M | 98 | Apr 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $232M | 90 | Jan 15, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $226M | 92 | Nov 5, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $201M | 83 | Jul 28, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $189M | 76 | Apr 25, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $188M | 77 | Jan 23, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $180M | 68 | Oct 22, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $170M | 69 | Jul 22, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $162M | 69 | Apr 26, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $153M | 63 | Feb 8, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $131M | 60 | Nov 3, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $121M | 48 | Jul 21, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $113M | 48 | Apr 27, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $103M | 51 | Jan 30, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.