Managers / Q3 2024 · view latest →
RCS Financial Planning, LLC
CIK 0001963347 · 130 ADMIRAL COCHRANE DR,, STE 200-A, ANNAPOLIS, MD, 21401 · (410) 224-0097
Summary
Rcs Financial Planning, LLC reported $180M in U.S.-listed holdings across 68 positions for Q3 2024.
Its largest position, DFCF, represents 15.7% of the portfolio.
Compared with Q2 2024, the fund opened 2 new positions and exited 3.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 96.2% · $173M
- Common Stock · 3.8% · $7M
Quarter-over-Quarter Changes full breakdown →
vs Q2 2024 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| ISHARES TR | NEW | +3.3K | 3.3K | +$417,432 | $417,432 |
| VANGUARD INDEX FDS | NEW | +892 | 892 | +$212,308 | $212,308 |
| ISHARES TR | SOLD OUT | −11.6K | 0 | −$413,362 | $0 |
| VANGUARD SCOTTSDALE FDS | SOLD OUT | −8.9K | 0 | −$405,277 | $0 |
| VANGUARD BD INDEX FDS | SOLD OUT | −5.7K | 0 | −$402,557 | $0 |
| ISHARES TR | TRIMMED | −10.2K | 6.0K | −$496,456 | $308,454 |
| ISHARES TR | ADDED | +20.3K | 57.7K | +$1M | $3M |
| BLACKROCK ETF TRUST II | ADDED | +4.4K | 12.7K | +$246,239 | $677,807 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q3 2024
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFCFDIMENSIONAL ETF TRUST | CORE FIXED INCOM · US CORE EQUITY 2 · SHORT DURATION F · INTL CORE EQUITY · US SMALL CAP VAL · US HIGH PROFITAB · EMERGING MKTS CO · EMGR CRE EQT MNG · US CORE EQT MKT · US REAL ESTATE E · INTL SMALL CAP V · INTL HIGH PROFIT · US CORE EQUITY 1 · EMERGING MKTS VA · INTL CORE EQT MK · EMERGING MKTS HI | 59.69% | $107M | 3.03M |
| 2 | ISHARES TR | CORE S&P500 ETF · CORE TOTAL USD · EAFE VALUE ETF · MSCI USA QLT FCT · S&P 500 GRWT ETF · EAFE GRWTH ETF · S&P 500 VAL ETF · NATIONAL MUN ETF · MBS ETF · U.S. TECH ETF · ESG AWR MSCI USA · S&P 100 ETF · CORE MSCI EAFE · SHRT NAT MUN ETF · 20 YR TR BD ETF | 22.54% | $41M | 422.4K |
| 3 | VUGVANGUARD INDEX FDS | GROWTH ETF · VALUE ETF · LARGE CAP ETF · TOTAL STK MKT | 3.85% | $7M | 26.7K |
| 4 | AAPLAPPLE INChistory → | COM | 1.95% | $4M | 15.1K |
| 5 | BLACKROCK ETF TRUST | US EQT FACTOR | 1.47% | $3M | 53.4K |
| 6 | VANGUARD BD INDEX FDS | SHORT TRM BOND · TOTAL BND MRKT | 1.44% | $3M | 33.4K |
| 7 | ISHARES INC | MSCI EMRG CHN · CORE MSCI EMKT | 1.11% | $2M | 33.4K |
| 8 | VANGUARD MUN BD FDS | TAX EXEMPT BD | 1.03% | $2M | 36.1K |
| 9 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.94% | $2M | 32.0K |
| 10 | MRSHMARSH & MCLENNAN COS INC | COM | 0.86% | $2M | 6.9K |
| 11 | VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 0.39% | $708,916 | 7.0K |
| 12 | BLACKROCK ETF TRUST II | FLEXIBLE INCOME | 0.38% | $677,807 | 12.7K |
| 13 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.29% | $518,330 | 1.1K |
| 14 | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 0.27% | $486,991 | 10.2K |
| 15 | CSXCSX CORP | COM | 0.25% | $455,244 | 13.2K |
| 16 | PGPROCTER AND GAMBLE CO | COM | 0.25% | $453,957 | 2.6K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $193M | 98 | Apr 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $232M | 90 | Jan 15, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $226M | 92 | Nov 5, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $201M | 83 | Jul 28, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $189M | 76 | Apr 25, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $188M | 77 | Jan 23, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $180M | 68 | Oct 22, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $170M | 69 | Jul 22, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $162M | 69 | Apr 26, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $153M | 63 | Feb 8, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $131M | 60 | Nov 3, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $121M | 48 | Jul 21, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $113M | 48 | Apr 27, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $103M | 51 | Jan 30, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.