Managers / Q4 2025 · view latest →
FinDec Wealth Services, Inc.
CIK 0001916066 · 1776 W. MARCH LANE, SUITE 190, STOCKTON, CA, 95207 · 209-957-7413
Summary
Findec Wealth Services, Inc. reported $93M in U.S.-listed holdings across 32 positions for Q4 2025.
The portfolio is heavily concentrated: DFLV alone accounts for 43.0% of reported value.
Compared with Q3 2025, the fund opened 1 new position and exited 3.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 94.0% · $88M
- Common Stock · 6.0% · $6M
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| VCITVANGUARD SCOTTSDALE FDS | NEW | +3.6K | 3.6K | +$300,160 | $300,160 |
| CATHGLOBAL X FDS | SOLD OUT | −3.5K | 0 | −$282,000 | $0 |
| PSAPUBLIC STORAGE OPER CO | SOLD OUT | −729 | 0 | −$210,572 | $0 |
| AMZNAMAZON COM INC | SOLD OUT | −946 | 0 | −$207,758 | $0 |
| VOOVANGUARD INDEX FDS | ADDED | +268 | 1.1K | +$180,134 | $674,763 |
| TSLATESLA INC | ADDED | +101 | 901 | +$49,422 | $405,198 |
| IHIISHARES TR | TRIMMED | −1.2K | 10.1K | −$50,136 | $628,989 |
| DFAIDIMENSIONAL ETF TRUST | TRIMMED | −21.6K | 212.3K | −$411,641 | $8M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFLVDIMENSIONAL ETF TRUST | US LARGE CAP VAL · US CORE EQT MKT · INTL CORE EQT MK · CORE FIXED INCOM · EMGR CRE EQT MNG · US TARGETED VLU · INTERNATNAL VAL · SHORT DURATION F · US SMALL CAP ETF | 42.97% | $40M | 1.02M |
| 2 | CGCPCAPITAL GRP FIXED INCM ETF Thistory → | CORE PLUS INCM | 17.28% | $16M | 711.6K |
| 3 | SCHGSCHWAB STRATEGIC TR | US LCAP GR ETF · INTL EQTY ETF · EMRG MKTEQ ETF · US LRG CAP ETF | 16.74% | $16M | 499.6K |
| 4 | VOVANGUARD INDEX FDS | MID CAP ETF · SMALL CP ETF · TOTAL STK MKT · S&P 500 ETF SHS | 13.34% | $12M | 42.4K |
| 5 | AAPLAPPLE INChistory → | COM | 2.31% | $2M | 7.9K |
| 6 | BRK/ABERKSHIRE HATHAWAY INC DELhistory → | CL A | 1.62% | $2M | 2 |
| 7 | BIVVANGUARD BD INDEX FDShistory → | INTERMED TERM | 1.34% | $1M | 16.1K |
| 8 | IHIISHARES TR | U.S. MED DVC ETF | 0.67% | $628,989 | 10.1K |
| 9 | CGDVCAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 0.56% | $525,221 | 12.0K |
| 10 | PEPPEPSICO INC | COM | 0.56% | $517,821 | 3.6K |
| 11 | NVDANVIDIA CORPORATION | COM | 0.54% | $500,695 | 2.7K |
| 12 | MSFTMICROSOFT CORP | COM | 0.50% | $469,365 | 971 |
| 13 | TSLATESLA INC | COM | 0.43% | $405,198 | 901 |
| 14 | VCITVANGUARD SCOTTSDALE FDS | INT-TERM CORP | 0.32% | $300,160 | 3.6K |
| 15 | CGGRCAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 0.28% | $263,933 | 5.9K |
| 16 | CGUSCAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 0.24% | $219,298 | 5.5K |
| 17 | CGGOCAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 0.23% | $217,626 | 6.3K |
| 18 | CRDFCARDIFF ONCOLOGY INC | COM | 0.05% | $44,960 | 16.0K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $82M | 30 | May 5, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $93M | 32 | Feb 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $97M | 34 | Oct 23, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $96M | 35 | Jul 24, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $101M | 38 | May 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $144M | 39 | Feb 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $172M | 42 | Nov 14, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $158M | 41 | Jul 17, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $159M | 43 | May 13, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $150M | 43 | Feb 7, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $138M | 44 | Oct 19, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $143M | 45 | Jul 19, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $132M | 43 | May 10, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $121M | 41 | Jan 25, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.