Managers / Q3 2025 · view latest →
FinDec Wealth Services, Inc.
CIK 0001916066 · 1776 W. MARCH LANE, SUITE 190, STOCKTON, CA, 95207 · 209-957-7413
Summary
Findec Wealth Services, Inc. reported $97M in U.S.-listed holdings across 34 positions for Q3 2025.
The portfolio is heavily concentrated: DFLV alone accounts for 43.0% of reported value.
Compared with Q2 2025, the fund opened 1 new position and exited 2.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 93.9% · $91M
- Common Stock · 5.8% · $6M
- REIT · 0.2% · $210,572
Quarter-over-Quarter Changes full breakdown →
vs Q2 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| TSLATESLA INC | NEW | +800 | 800 | +$355,776 | $355,776 |
| SCHVSCHWAB STRATEGIC TR | SOLD OUT | −8.8K | 0 | −$244,679 | $0 |
| IDMOINVESCO EXCH TRADED FD TR II | SOLD OUT | −4.4K | 0 | −$223,707 | $0 |
| DFSDDIMENSIONAL ETF TRUST | TRIMMED | −2.8K | 5.1K | −$134,562 | $245,928 |
| CGGOCAPITAL GROUP GBL GROWTH EQT | TRIMMED | −3.6K | 6.6K | −$99,696 | $224,032 |
| CGDVCAPITAL GROUP DIVIDEND VALUE | TRIMMED | −5.3K | 12.3K | −$176,273 | $516,087 |
| DFIVDIMENSIONAL ETF TRUST | TRIMMED | −2.2K | 5.6K | −$75,967 | $258,490 |
| CGUSCAPITAL GROUP CORE EQUITY ET | TRIMMED | −2.1K | 5.6K | −$63,812 | $221,973 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q3 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFLVDIMENSIONAL ETF TRUST | US LARGE CAP VAL · US CORE EQT MKT · INTL CORE EQT MK · CORE FIXED INCOM · EMGR CRE EQT MNG · US TARGETED VLU · INTERNATNAL VAL · SHORT DURATION F · US SMALL CAP ETF | 42.97% | $41M | 1.09M |
| 2 | CGCPCAPITAL GRP FIXED INCM ETF Thistory → | CORE PLUS INCM | 17.47% | $17M | 742.5K |
| 3 | SCHGSCHWAB STRATEGIC TR | US LCAP GR ETF · INTL EQTY ETF · EMRG MKTEQ ETF · US LRG CAP ETF | 16.70% | $16M | 526.0K |
| 4 | VOVANGUARD INDEX FDS | MID CAP ETF · SMALL CP ETF · TOTAL STK MKT · S&P 500 ETF SHS | 13.24% | $13M | 44.2K |
| 5 | AAPLAPPLE INChistory → | COM | 2.12% | $2M | 8.0K |
| 6 | BRK/ABERKSHIRE HATHAWAY INC DELhistory → | CL A | 1.56% | $2M | 2 |
| 7 | BIVVANGUARD BD INDEX FDShistory → | INTERMED TERM | 1.30% | $1M | 16.0K |
| 8 | IHIISHARES TR | U.S. MED DVC ETF | 0.70% | $679,125 | 11.3K |
| 9 | CGDVCAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 0.53% | $516,087 | 12.3K |
| 10 | MSFTMICROSOFT CORP | COM | 0.53% | $510,452 | 986 |
| 11 | PEPPEPSICO INC | COM | 0.52% | $506,708 | 3.6K |
| 12 | NVDANVIDIA CORPORATION | COM | 0.49% | $471,980 | 2.5K |
| 13 | TSLATESLA INC | COM | 0.37% | $355,776 | 800 |
| 14 | CATHGLOBAL X FDS | S&P 500 CATHOLIC | 0.29% | $282,000 | 3.5K |
| 15 | CGGRCAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 0.28% | $266,057 | 6.1K |
| 16 | CGGOCAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 0.23% | $224,032 | 6.6K |
| 17 | CGUSCAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 0.23% | $221,973 | 5.6K |
| 18 | PSAPUBLIC STORAGE OPER CO | COM | 0.22% | $210,572 | 729 |
| 19 | AMZNAMAZON COM INC | COM | 0.22% | $207,758 | 946 |
| 20 | CRDFCARDIFF ONCOLOGY INC | COM | 0.03% | $32,960 | 16.0K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $82M | 30 | May 5, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $93M | 32 | Feb 9, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $97M | 34 | Oct 23, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $96M | 35 | Jul 24, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $101M | 38 | May 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $144M | 39 | Feb 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $172M | 42 | Nov 14, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $158M | 41 | Jul 17, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $159M | 43 | May 13, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $150M | 43 | Feb 7, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $138M | 44 | Oct 19, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $143M | 45 | Jul 19, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $132M | 43 | May 10, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $121M | 41 | Jan 25, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.