SEC 13F Intelligence

Managers / Q4 2025 · view latest →

Berkshire Money Management, Inc.

CIK 0001535172 · 161 MAIN ST, DALTON, MA, 01226 · 1-888-232-6072

Reported Value
$1.0B
Q4 2025
Positions
132
Filings on Record
30
2019–present window
Filed
Jan 27, 2026
original filing

Summary

Berkshire Money Management, Inc. reported $1.0B in U.S.-listed holdings across 132 positions for Q4 2025.

The portfolio is heavily concentrated: Spdr S P 500 Etf Tr alone accounts for 22.1% of reported value.

Compared with Q3 2025, the fund opened 84 new positions and exited 1.

Portfolio Metrics

Turnover
+1.1%
vs prior filed quarter
Top-10 Concentration
+72.6%
share of reported value
Largest Position
+22.1%
Spdr S P 500 Etf Tr
New / Exited
84 / 1
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’18: $402MQ4 ’18Q1 ’19: $452MQ2 ’19: $473MQ3 ’19: $484MQ4 ’19: $514MQ4 ’19Q1 ’20: $407MQ2 ’20: $454MQ3 ’20: $481MQ4 ’20: $542MQ4 ’20Q1 ’21: $572MQ2 ’21: $622MQ3 ’21: $630MQ4 ’21: $684MQ4 ’21Q1 ’22: $696MQ2 ’22: $602MQ3 ’22: $582MQ4 ’22: $631MQ4 ’22Q1 ’23: $660MQ2 ’23: $692MQ3 ’23: $660MQ4 ’23: $751MQ4 ’23Q1 ’24: $828MQ2 ’24: $824MQ3 ’24: $874MQ4 ’24: $920MQ4 ’24Q1 ’25: $891MQ2 ’25: $950MQ3 ’25: $972MQ4 ’25: $1.0BQ4 ’25Q1 ’26: $976Mfilingsflow.com

Portfolio Composition

By security type
ETP: 96.3%Common Stock: 3.7%ADR: 0.0%
  • ETP · 96.3% · $1.0B
  • Common Stock · 3.7% · $38M
  • ADR · 0.0% · $246,455

Quarter-over-Quarter Changes full breakdown →

vs Q3 2025 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
VANGUARD INDEX FDSNEW+5.6K5.6K+$3M$3M
MSFTMICROSOFT CORPNEW+6.5K6.5K+$3M$3M
ISHARES TRNEW+6.5K6.5K+$2M$2M
AVGOBROADCOM INCNEW+5.6K5.6K+$2M$2M
ISHARES TRNEW+7.1K7.1K+$2M$2M
VANGUARD INDEX FDSNEW+6.2K6.2K+$2M$2M
GOOGLALPHABET INCNEW+5.3K5.3K+$2M$2M
VANGUARD SCOTTSDALE FDSNEW+5.3K5.3K+$2M$2M

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q4 2025

26 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1SPDR S&P 500 ETF TRTR UNIT22.14%$232M340.3K
2INNOVATOR ETFS TRUSTUS SMALL CAP PWR · US EQTY PWR BUF · US EQTY BUFR FEB · US SML CP PWR B · US SML CP PWR ET · US EQT ULTRA BF · US EQTY BUF OCT · US EQTY BUFR JUL · US EQTY BUFR JAN11.53%$121M3.76M
3SPDR DOW JONES INDL AVERAGEUT SER 19.47%$99M206.6K
4ISHARES TRRUS 1000 GRW ETF · S&P 500 VAL ETF · MSCI USA MMENTM · S&P 100 ETF · RUSSELL 2000 ETF · EXPANDED TECH · CORE S&P500 ETF · 0-3 MNTH TREASRY9.29%$97M317.9K
5SPDR SERIES TRUSTSTATE STREET SPD7.88%$83M2.16M
6NDQINVESCO QQQ TRhistory →UNIT SER 17.71%$81M131.6K
7INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT · AI AND NEXT GEN6.86%$72M544.7K
8VANGUARD SPECIALIZED FUNDSDIV APP ETF5.94%$62M283.1K
9VUGVANGUARD INDEX FDSGROWTH ETF · S&P 500 ETF SHS · MCAP GR IDXVIP · LARGE CAP ETF3.17%$33M70.7K
10VANGUARD BD INDEX FDSSHORT TRM BOND3.06%$32M406.8K
11XLUSELECT SECTOR SPDR TRhistory →STATE STREET UTI2.35%$25M576.1K
12VANECK ETF TRUSTMRNGSTR WDE MOAT · SEMICONDUCTR ETF2.22%$23M216.0K
13EXCHANGE TRADED CONCEPTS TRUROBO GLB ARTIF1.46%$15M241.1K
14AAPLAPPLE INCCOM0.70%$7M26.9K
15TIDAL TRUST IFUNDSTRAT GRANNY0.68%$7M287.5K
16DIREXION SHS ETF TRNAS100 EQL WGT0.54%$6M55.4K
17MSFTMICROSOFT CORPCOM0.30%$3M6.5K
18VANGUARD SCOTTSDALE FDSVNG RUS1000IDX · SHRT TRM CORP BD0.30%$3M23.8K
19NVDANVIDIA CORPORATIONCOM0.29%$3M16.6K
20AMZNAMAZON COM INCCOM0.24%$3M11.0K
21AVGOBROADCOM INCCOM0.18%$2M5.6K
22GOOGLALPHABET INCCAP STK CL A0.16%$2M5.3K
23MDYSPDR S&P MIDCAP 400 ETF TRUTSER1 S&PDCRP0.12%$1M2.2K
24EXMOCEXXON MOBIL CORPCOM0.12%$1M10.4K
25RTXRTX CORPORATIONCOM0.11%$1M6.4K
26METAMETA PLATFORMS INCCL A0.10%$1M1.6K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q1 2026$976M52Apr 21, 202613F-HRchanges · EDGAR ↗
Q4 2025$1.0B132Jan 27, 202613F-HRchanges · EDGAR ↗
Q3 2025$972M48Oct 14, 202513F-HRchanges · EDGAR ↗
Q2 2025$950M167Jul 22, 202513F-HRchanges · EDGAR ↗
Q1 2025$891M103Apr 23, 202513F-HRchanges · EDGAR ↗
Q4 2024$920M87Jan 27, 202513F-HRchanges · EDGAR ↗
Q3 2024$874M40Oct 16, 202413F-HRchanges · EDGAR ↗
Q2 2024$824M39Jul 19, 202413F-HRchanges · EDGAR ↗
Q1 2024$828M85May 8, 202413F-HRchanges · EDGAR ↗
Q4 2023$751M40Feb 8, 202413F-HRchanges · EDGAR ↗
Q3 2023$660M40Oct 17, 202313F-HRchanges · EDGAR ↗
Q2 2023$692M47Aug 7, 202313F-HRchanges · EDGAR ↗
Q1 2023$660M45May 12, 202313F-HRchanges · EDGAR ↗
Q4 2022$631M45Feb 14, 202313F-HRchanges · EDGAR ↗
Q3 2022$582M43Oct 21, 202213F-HRchanges · EDGAR ↗
Q2 2022$602M47Jul 14, 202213F-HRchanges · EDGAR ↗
Q1 2022$696M30Apr 19, 202213F-HRchanges · EDGAR ↗
Q4 2021$684M28Jan 14, 202213F-HRchanges · EDGAR ↗
Q3 2021$630M26Oct 13, 202113F-HRchanges · EDGAR ↗
Q2 2021$622M27Jul 23, 202113F-HRchanges · EDGAR ↗
Q1 2021$572M28Apr 20, 202113F-HRchanges · EDGAR ↗
Q4 2020$542M31Jan 25, 202113F-HRchanges · EDGAR ↗
Q3 2020$481M29Oct 26, 202013F-HRchanges · EDGAR ↗
Q2 2020$454M45Jul 27, 202013F-HRchanges · EDGAR ↗
Q1 2020$407M80Apr 15, 202013F-HRchanges · EDGAR ↗
Q4 2019$514M37Jan 9, 202013F-HRchanges · EDGAR ↗
Q3 2019$484M35Oct 21, 201913F-HRchanges · EDGAR ↗
Q2 2019$473M34Jul 29, 201913F-HRchanges · EDGAR ↗
Q1 2019$452M29Apr 24, 201913F-HRchanges · EDGAR ↗
Q4 2018$402M30Feb 6, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.