Managers / Q1 2026
Retirement Management Systems Inc.
CIK 0002110516 · 41615 PARK AVENUE, LEONARDTOWN, MD, 20650 · (301) 327-5312
Summary
Retirement Management Systems Inc. reported $415M in U.S.-listed holdings across 51 positions for Q1 2026.
Its largest position, Spdr Series, represents 7.5% of the portfolio.
Compared with Q4 2025, the fund opened 4 new positions and exited 7.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 97.6% · $405M
- REIT · 1.7% · $7M
- Common Stock · 0.7% · $3M
Quarter-over-Quarter Changes full breakdown →
vs Q4 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| EA SERIES TRUST | NEW | +150.4K | 150.4K | +$8M | $8M |
| ISHARES INC | NEW | +116.7K | 116.7K | +$7M | $7M |
| ISHARES TR | NEW | +34.2K | 34.2K | +$3M | $3M |
| T ROWE PRICE ETF INC | NEW | +6.5K | 6.5K | +$320,919 | $320,919 |
| AMERICAN CENTY ETF TR | ADDED | +155.8K | 175.3K | +$11M | $11M |
| ISHARES TR | SOLD OUT | −55.6K | 0 | −$8M | $0 |
| FIDELITY COVINGTON TRUST | SOLD OUT | −127.4K | 0 | −$7M | $0 |
| VANGUARD SCOTTSDALE FDS | SOLD OUT | −19.5K | 0 | −$2M | $0 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q1 2026
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | TLHISHARES TR | CORE MSCI INTL · GLOBAL 100 ETF · CORE S&P500 ETF · RUS 1000 GRW ETF · EXPANDED TECH · 10-20 YR TRS ETF · U.S. UTILITS ETF · CORE S&P US VLU · MSCI INTL QUALTY | 11.78% | $49M | 458.9K |
| 2 | SPDR SERIES TRUST | STATE STREET SPD | 9.52% | $39M | 464.3K |
| 3 | INVESCO EXCH TRADED FD TR II | S&P INTL MOMNT · NASDAQ 100 ETF | 7.97% | $33M | 451.1K |
| 4 | HARTFORD FDS EXCHANGE TRADED | STRATEGIC INCOME | 6.05% | $25M | 723.1K |
| 5 | MORGAN STANLEY ETF TRUST | EATON VANCE TOTA | 5.75% | $24M | 469.8K |
| 6 | VANGUARD BD INDEX FDS | INTERMED TERM | 5.57% | $23M | 299.2K |
| 7 | PUTNAM ETF TRUST | FOCUSED LAR CAP | 4.60% | $19M | 411.6K |
| 8 | FIDELITY COVINGTON TRUST | ENHANCED MID | 4.59% | $19M | 529.5K |
| 9 | ISHARES INC | MSCI EMRG CHN · MSCI GBL ETF NEW | 4.37% | $18M | 263.0K |
| 10 | COLUMBIA ETF TR I | RESH ENHNC COR | 4.33% | $18M | 460.8K |
| 11 | STATE STR SPDR S&P 500 ETF T | TR UNIT | 4.24% | $18M | 27.1K |
| 12 | VANECK ETF TRUST | SEMICONDUCTR ETF · URANIUM AND NUCL | 4.22% | $17M | 85.7K |
| 13 | VANGUARD WORLD FD | MEGA CAP VAL ETF | 3.96% | $16M | 113.3K |
| 14 | VANGUARD INDEX FDS | MID CAP ETF · SMALL CP ETF | 3.87% | $16M | 58.4K |
| 15 | J P MORGAN EXCHANGE TRADED F | SMALL & MID CAP | 3.46% | $14M | 215.2K |
| 16 | AMERICAN CENTY ETF TR | QUALITY DIVRSFED · AVANTIS EMGMKT | 3.02% | $13M | 188.2K |
| 17 | WISDOMTREE TR | WISDOMTREE US VA | 2.06% | $9M | 90.4K |
| 18 | EA SERIES TRUST | FREEDOM 100 EM | 1.98% | $8M | 150.4K |
| 19 | JANUS DETROIT STR TR | HENDRSON AAA CL | 1.62% | $7M | 133.1K |
| 20 | SCHWAB STRATEGIC TR | US TIPS ETF | 1.45% | $6M | 226.8K |
| 21 | TFLRT ROWE PRICE ETF INC | FLOATING RATE · ULTRA SHRT TRM | 1.18% | $5M | 96.9K |
| 22 | WELLWELLTOWER INC | COM | 0.87% | $4M | 18.2K |
| 23 | VENVENTAS INC | COM | 0.87% | $4M | 44.0K |
| 24 | FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 0.64% | $3M | 58.1K |
| 25 | PIMCO ETF TR | 25YR+ ZERO U S | 0.64% | $3M | 41.4K |
| 26 | NVDANVIDIA CORPORATION | COM | 0.39% | $2M | 9.2K |
| 27 | GQ9SPDR GOLD TR | GOLD SHS | 0.23% | $941,044 | 2.2K |
| 28 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.16% | $683,814 | 1.2K |
| 29 | IAU*ISHARES GOLD TR | ISHARES NEW | 0.11% | $471,039 | 5.3K |
| 30 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.11% | $470,574 | 982 |
| 31 | FIDELITY COMWLTH TR | NASDAQ COMPSIT | 0.10% | $424,550 | 5.0K |
| 32 | CWCURTISS WRIGHT CORP | COM | 0.10% | $405,266 | 595 |
| 33 | AAPLAPPLE INC | COM | 0.08% | $348,004 | 1.4K |
| 34 | FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 0.06% | $251,080 | 7.4K |
Filing History
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.