Managers / Q2 2025 · view latest →
Partners in Financial Planning
CIK 0002054264 · 421 SOUTH COLLEGE AVENUE, SALEM, VA, 24153 · 5404442930
Summary
Partners In Financial Planning reported $542M in U.S.-listed holdings across 107 positions for Q2 2025.
Its largest position, Vanguard Bd Index Fds, represents 12.2% of the portfolio.
Compared with Q1 2025, the fund opened 28 new positions and exited 13.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 95.1% · $516M
- Common Stock · 4.7% · $26M
- REIT · 0.1% · $504,985
- Other · 0.0% · $230,928
Quarter-over-Quarter Changes full breakdown →
vs Q1 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| VANGUARD MUN BD FDS | NEW | +238.2K | 238.2K | +$12M | $12M |
| ISHARES TR | NEW | +91.5K | 91.5K | +$10M | $10M |
| VANGUARD INDEX FDS | NEW | +10.6K | 10.6K | +$6M | $6M |
| ISHARES TR | NEW | +44.5K | 44.5K | +$5M | $5M |
| ISHARES TR | NEW | +57.6K | 57.6K | +$3M | $3M |
| SPDR SER TR | NEW | +100.0K | 100.0K | +$3M | $3M |
| SPDR SER TR | NEW | +47.9K | 47.9K | +$1M | $1M |
| FERGFERGUSON ENTERPRISES INC | NEW | +5.0K | 5.0K | +$1M | $1M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q2 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VUGVANGUARD INDEX FDS | GROWTH ETF · VALUE ETF · SM CP VAL ETF · SML CP GRW ETF · REAL ESTATE ETF · TOTAL STK MKT · S&P 500 ETF SHS · MID CAP ETF · EXTEND MKT ETF · LARGE CAP ETF · SMALL CP ETF | 36.04% | $195M | 856.2K |
| 2 | VANGUARD BD INDEX FDS | TOTAL BND MRKT · SHORT TRM BOND · INTERMED TERM | 18.99% | $103M | 1.37M |
| 3 | VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 9.32% | $51M | 1.02M |
| 4 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 8.19% | $44M | 778.6K |
| 5 | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF · FTSE SMCAP ETF · ALLWRLD EX US · GLB EX US ETF | 6.05% | $33M | 471.5K |
| 6 | ISHARES TR | SHRT NAT MUN ETF · NATIONAL MUN ETF · EAFE SML CP ETF · CORE INTL AGGR · RUS 1000 GRW ETF · U S EQUITY FACTR · MSCI EAFE ETF · CORE S&P500 ETF | 4.75% | $26M | 280.3K |
| 7 | SPDR SER TR | PRTFLO S&P500 GW · PRTFLO S&P500 VL · PORTFOLIO AGRGTE · S&P 600 SMCP VAL · S&P 600 SMCP GRW · PORTFOLIO SH TSR | 3.00% | $16M | 318.6K |
| 8 | SPDR INDEX SHS FDS | PORTFOLIO DEVLPD · PORTFOLIO EMG MK | 2.69% | $15M | 356.2K |
| 9 | VANGUARD MUN BD FDS | TAX EXEMPT BD | 2.15% | $12M | 238.2K |
| 10 | VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 1.23% | $7M | 80.4K |
| 11 | VANGUARD WELLINGTON FD | US MULTIFACTOR | 0.50% | $3M | 20.0K |
| 12 | NSCNORFOLK SOUTHN CORP | COM | 0.42% | $2M | 8.8K |
| 13 | EXMOCEXXON MOBIL CORP | COM | 0.25% | $1M | 12.6K |
| 14 | AMZNAMAZON COM INC | COM | 0.25% | $1M | 6.1K |
| 15 | AAPLAPPLE INC | COM | 0.25% | $1M | 6.5K |
| 16 | VANGUARD STAR FDS | VG TL INTL STK F | 0.24% | $1M | 19.2K |
| 17 | MSFTMICROSOFT CORP | COM | 0.24% | $1M | 2.6K |
| 18 | FERGFERGUSON ENTERPRISES INC | COMMON STOCK NEW | 0.20% | $1M | 5.0K |
| 19 | DIMENSIONAL ETF TRUST | US TARGETED VLU | 0.19% | $1M | 19.0K |
| 20 | TSLATESLA INC | COM | 0.18% | $972,357 | 3.1K |
| 21 | STLDSTEEL DYNAMICS INC | COM | 0.17% | $914,375 | 7.1K |
| 22 | EWEDWARDS LIFESCIENCES CORP | COM | 0.17% | $905,985 | 11.6K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $603M | 122 | May 11, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $591M | 115 | Feb 2, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $578M | 115 | Nov 10, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $542M | 107 | Aug 4, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $320M | 92 | May 5, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $380M | 93 | Feb 26, 2025 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.