Managers / Q4 2025 · view latest →

Financially Speaking Inc

CIK 0002040901 · 5889 GREENWOOD PLAZA BLVD., SUITE 400, GREENWOOD VILLAGE, CO, 80111 · 3032900702

Reported Value

$155M

Q4 2025

Positions

209

Filings on Record

2025–present window

Filed

Feb 10, 2026

original filing

Summary

Financially Speaking Inc reported $155M in U.S.-listed holdings across 209 positions for Q4 2025.

The portfolio is heavily concentrated: RSP alone accounts for 20.4% of reported value.

Compared with Q3 2025, the fund opened 19 new positions and exited 20.

Portfolio Metrics

Turnover

+52.8%

vs prior filed quarter

Top-10 Concentration

+87.6%

share of reported value

Largest Position

+20.4%

Invsc S P 500 Equal Weight Etf

New / Exited

19 / 20

positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value

Portfolio Composition

By security type

ETP · 68.4% · $106M
Open-End Fund · 25.5% · $39M
Common Stock · 4.5% · $7M
ADR · 1.4% · $2M
US DOMESTIC · 0.2% · $260,056
Other · 0.0% · $17,310

Quarter-over-Quarter Changes full breakdown →

vs Q3 2025 (amended baseline)

Issuer	Move	Share Δ	Shares now	Value Δ	Value now
RSP INVSC S P 500 EQUAL WEIGHT ETF	NEW	+164.3K	164.3K	+$31M	$31M
SPY SPDR S&P 500 ETF	NEW	+40.9K	40.9K	+$28M	$28M
EQWL INVESCO S AND P 100 EQL WGHT ETF	NEW	+41.3K	41.3K	+$5M	$5M
XLV STATE STRT HLTH CRE SLT SEC SPDR ETF	NEW	+11.2K	11.2K	+$2M	$2M
PPLT ABRDN PHYSICAL PLATINUM SHARES ETF	NEW	+6.7K	6.7K	+$1M	$1M
GOLDMAN SACHS BAN 4.2 26CD FDIC INS DUE 04/01/26US	NEW	+50.0K	50.0K	+$50,040	$50,040
THE BANK OF NEW 3.75 26CD FDIC INS DUE 12/22/26US	NEW	+50.0K	50.0K	+$50,021	$50,021
GOLDMAN SACHS BA 3.75 26CD FDIC INS DUE 06/23/26US	NEW	+50.0K	50.0K	+$50,007	$50,007

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q4 2025

167 positions (from 209 filing rows — )

Export to Excel

#	Issuer	Class	% Portfolio	Value ↓	Shares
1	RSP INVSC S P 500 EQUAL WEIGHT ETF history →	UIE	20.37%	$31M	164.3K
2	SPY SPDR S&P 500 ETF history →	UIE	18.04%	$28M	40.9K
3	SNOXX SCHWAB TREASURY OBLIG MONEY INV history →	MMN	12.02%	$19M	18.59M
4	FLDR FIDELITY LOW DURATION BOND FACTR ETF history →	UIE	11.34%	$18M	349.0K
5	IOBAX ICON FLEXIBLE BD FD INV history →	MFF	10.46%	$16M	1.91M
6	SCHG SCHWAB US LARGE CAP GROWTH ETF history →	UIE	4.90%	$8M	232.2K
7	JPST JPMORGAN ULTRA SHORT INCOME ETF history →	UIE	4.32%	$7M	131.9K
8	EQWL INVESCO S AND P 100 EQL WGHT ETF history →	UIE	3.16%	$5M	41.3K
9	SCOXX SCHWAB TREASURY OBLIG MONEY ULTRA history →	MMN	1.62%	$2M	2.50M
10	RNMBY RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS history →	ADR	1.40%	$2M	5.9K
11	XLV STATE STRT HLTH CRE SLT SEC SPDR ETF history →	UIE	1.12%	$2M	11.2K
12	XME ST SRT SPDR S&P MTLS ANDMNG ETF	UIE	0.91%	$1M	13.6K
13	SIL GLOBAL X SILVER MINERS ETF	UIE	0.91%	$1M	16.8K
14	GDX VANECK GOLD MINERS ETF	UIE	0.90%	$1M	16.2K
15	PLTR PALANTIR TECHNOLOGIES INCLASS CLASS A	COM	0.81%	$1M	7.0K
16	PPLT ABRDN PHYSICAL PLATINUM SHARES ETF	UIE	0.80%	$1M	6.7K
17	SNSXX SCHWAB US TREASURY MONEY INVESTOR	MMN	0.63%	$971,700	971.7K
18	NVDA NVIDIA CORP	COM	0.61%	$944,814	5.1K
19	SILJ AMPLIFY JUNIOR SILVER MINERS ETF	UIE	0.59%	$912,834	33.0K
20	GDXJ VANECK JUNIOR GOLD MINERS ETF	UIE	0.58%	$900,796	7.9K
21	MCK MCKESSON CORP	COM	0.42%	$656,232	800
22	SDY STATE STREET SPDR S&P DIV ETF	UIE	0.29%	$450,977	3.2K
23	ANCFX AMERICAN FUNDS FUNDAMENTAL INVS A	MPL	0.24%	$363,924	4.0K
24	XEL XCEL ENERGY INC	COM	0.18%	$281,102	3.8K
25	EXMOC EXXON MOBIL CORP	COM	0.16%	$246,938	2.1K
26	MDT MEDTRONIC PLC F	FGO	0.15%	$237,076	2.5K
27	SWVXX SCHWAB PRIME ADVANTAGE MONEY INVESTOR	MMN	0.14%	$220,398	220.4K
28	RTX RTX CORP	COM	0.12%	$188,352	1.0K
29	GOOGL ALPHABET INC CLASS CLASS A	COM	0.12%	$187,504	599
30	JNJ JOHNSON & JOHNSON	COM	0.12%	$184,392	891
31	COST COSTCO WHSL CORP NEW	COM	0.11%	$176,779	205
32	MO ALTRIA GROUP INC	COM	0.11%	$164,331	2.9K
33	AMZN AMAZON.COM INC	COM	0.10%	$147,032	637
34	PCONX PUTNAM CONVERTIBLE SECURITIES A	MFF	0.09%	$136,704	5.0K
35	USB US BANCORP DEL	COM	0.08%	$117,819	2.2K
36	META META PLATFORMS INC CLASS A	COM	0.07%	$112,215	170
37	AWSHX AMERICAN FUNDS WASHINGTON MUTUAL A	MPL	0.07%	$111,698	1.7K
38	NET CLOUDFLARE INC CLASS CLASS A	COM	0.07%	$108,433	550
39	OXY OCCIDENTAL PETE CORP	COM	0.06%	$96,015	2.3K
40	AAPL APPLE INC	COM	0.06%	$90,986	335
41	MCD MCDONALDS CORP	COM	0.06%	$89,244	292
42	JPMORGAN U S TECH LEADERS ETF IV	UIE	0.06%	$88,271	980
43	BA BOEING CO	COM	0.06%	$86,848	400
44	VEIPX VANGUARD EQUITY-INCOME INV	MFC	0.05%	$80,872	1.8K
45	TT TRANE TECHNOLOGIES PLC F	FGO	0.05%	$77,840	200
46	VWINX VANGUARD WELLESLEY INCOME INV	MFC	0.05%	$74,347	2.9K
47	CRWD CROWDSTRIKE HLDGS INC CLASS A	COM	0.05%	$70,314	150
48	LII LENNOX INTL INC	COM	0.04%	$64,582	133
49	BRK/B BERKSHIRE HATHAWAY CLASS CLASS B	COM	0.04%	$64,339	128
50	LIN LINDE PLC F	FGO	0.04%	$59,695	140
51	INVESCO S&P 500 LOW VOLATILITY ETF	UIE	0.04%	$58,993	826
52	TMO THERMO FISHER SCIENTIFIC	COM	0.04%	$57,945	100
53	DIS DISNEY WALT CO	COM	0.04%	$57,909	509
54	PSX PHILLIPS 66	COM	0.04%	$55,748	432
55	ADV INNER CIR FD III DM LR CP CR ETF	UIE	0.04%	$54,347	1.3K
56	PWRD TCW TRANSFORM SYSTEMS ETF	UIE	0.03%	$53,078	552
57	PG PROCTER & GAMBLE CO	COM	0.03%	$52,058	363
58	SWPPX SCHWAB S&P 500 INDEX	MFS	0.03%	$51,830	3.0K
59	ROST ROSS STORES INC	COM	0.03%	$51,160	284
60	GOLDMAN SACHS BAN 4.2 26CD FDIC INS DUE 04/01/26US	CDS	0.03%	$50,040	50.0K
61	THE BANK OF NEW 3.75 26CD FDIC INS DUE 12/22/26US	CDS	0.03%	$50,021	50.0K
62	GOLDMAN SACHS BA 3.75 26CD FDIC INS DUE 06/23/26US	CDS	0.03%	$50,007	50.0K
63	VZ VERIZON COMMUNICATIONS I	COM	0.03%	$49,691	1.2K
64	AMD ADVANCED MICRO DEVIC	COM	0.03%	$48,400	226
65	NPSAX NUVEEN PREFERRED SECS & INC A	MFF	0.03%	$47,103	2.9K
66	NVDL GRANITESHARES NVDA LNG DAILY ETF	UIE	0.03%	$44,005	500
67	T AT&T INC	COM	0.03%	$42,973	1.7K
68	PNC PNC FINL SERVICES	COM	0.03%	$41,746	200
69	BANK OF AMERICA, 3.7 26CD FDIC INS DUE 08/19/26US	CDS	0.03%	$39,989	40.0K
70	BARCLAYS BANK DE 3.75 26CD FDIC INS DUE 05/19/26US	CDS	0.03%	$39,989	40.0K
71	MKC MCCORMICK & CO INC CLASS CLASS N	COM	0.03%	$39,504	580
72	KMB KIMBERLY CLARK CORP	COM	0.02%	$38,036	377
73	RIVN RIVIAN AUTOMOTIVE INC CLASS CLASS A	COM	0.02%	$36,207	1.8K
74	SYK STRYKER CORP	COM	0.02%	$35,147	100
75	GEV GE VERNOVA INC	COM	0.02%	$34,639	53
76	SBUX STARBUCKS CORP	COM	0.02%	$33,684	400
77	DTCAX BNY MELLON SUST US EQUITY A	MFA	0.02%	$31,353	1.6K
78	NOC NORTHROP GRUMMAN CORP	COM	0.02%	$30,221	53
79	WELLS FARGO BANK 4.15 26CD FDIC INS DUE 02/17/26US	CDS	0.02%	$30,010	30.0K
80	BAC BANK OF AMERICA CORP	COM	0.02%	$27,469	499
81	HD HOME DEPOT INC	COM	0.02%	$26,496	77
82	INTC INTEL CORP	COM	0.02%	$25,161	682
83	NDSN NORDSON CORP	COM	0.02%	$24,043	100
84	TQQQ PROSHARES ULTRAPRO QQQ ETF	UIE	0.02%	$23,724	450
85	CELH CELSIUS HLDGS INC	COM	0.01%	$22,870	500
86	GILD GILEAD SCIENCES INC	COM	0.01%	$22,339	182
87	SLV ISHARES SILVER TRUST ETF	UIE	0.01%	$21,516	334
88	MSFT MICROSOFT CORP	COM	0.01%	$21,279	44
89	ALV AUTOLIV INC	COM	0.01%	$19,229	162
90	GBTC GRAYSCALE BITCOIN TRUST ETF	UIE	0.01%	$18,799	275
91	MRK MERCK & CO. INC.	COM	0.01%	$18,526	176
92	SMTC SEMTECH CORP	COM	0.01%	$18,423	250
93	IOT SAMSARA INC CLASS A	COM	0.01%	$17,725	500
94	QCOM QUALCOMM INC	COM	0.01%	$17,105	100
95	FKINX FRANKLIN INCOME A1	MFF	0.01%	$16,947	6.8K
96	SOFI SOFI TECHNOLOGIES INC	COM	0.01%	$15,708	600
97	CMPAX CALVERT SMALL/MID CAP FUND CLASS A	MFA	0.01%	$15,255	657
98	LOW LOWES COS INC	COM	0.01%	$14,711	61
99	PM PHILIP MORRIS INTL INC	COM	0.01%	$13,634	85
100	EQT EQT CORP	COM	0.01%	$13,400	250

Filing History

Quarter	Reported Value	Positions	Filed	Type	Links
Q1 2026	$21M	116	Apr 7, 2026	13F-HR	changes · EDGAR ↗
Q4 2025	$155M	209	Feb 10, 2026	13F-HR	changes · EDGAR ↗
Q3 2025	$152M	216	Nov 6, 2025	13F-HR	changes · EDGAR ↗
Q2 2025	$152M	202	Aug 7, 2025	13F-HR	changes · EDGAR ↗
Q1 2025	$136M	78	May 7, 2025	13F-HR	changes · EDGAR ↗
Q4 2024	$147M	223	Feb 11, 2025	13F-HR	changes · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.