Managers / Q4 2025 · view latest →
Towneley Capital Management, Inc / DE
CIK 0002004980 · 23197 LA CADENA DRIVE, SUITE 103, LAGUNA HILLS, CA, 92653 · 949-837-3580
Summary
Towneley Capital Management, Inc / De reported $474M in U.S.-listed holdings across 40 positions for Q4 2025.
The portfolio is heavily concentrated: Vanguard Index Fds alone accounts for 32.4% of reported value.
Compared with Q3 2025, the fund opened 5 new positions and exited 3.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 99.8% · $473M
- Common Stock · 0.1% · $433,787
- Closed-End Fund · 0.1% · $247,980
- REIT · 0.1% · $243,235
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| ISHARES TR | NEW | +2.1K | 2.1K | +$782,730 | $782,730 |
| J P MORGAN EXCHANGE TRADED F | NEW | +4.9K | 4.9K | +$250,064 | $250,064 |
| ISHARES U S ETF TR | NEW | +5.0K | 5.0K | +$249,638 | $249,638 |
| DFIVDIMENSIONAL ETF TRUST | NEW | +4.4K | 4.4K | +$217,882 | $217,882 |
| DIMENSIONAL ETF TRUST | NEW | +5.0K | 5.0K | +$213,110 | $213,110 |
| CHVCHEVRON CORP NEW | SOLD OUT | −7.8K | 0 | −$1M | $0 |
| AAPLAPPLE INC | SOLD OUT | −820 | 0 | −$208,797 | $0 |
| LOWLOWES COS INC | SOLD OUT | −800 | 0 | −$201,048 | $0 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VUGVANGUARD INDEX FDS | TOTAL STK MKT · GROWTH ETF · VALUE ETF · MID CAP ETF | 32.61% | $155M | 461.7K |
| 2 | VGSHVANGUARD SCOTTSDALE FDS | INTER TERM TREAS · SHRT TRM CORP BD · LONG TERM TREAS · SHORT TERM TREAS | 14.62% | $69M | 1.06M |
| 3 | VANGUARD STAR FDS | VG TL INTL STK F | 13.15% | $62M | 826.6K |
| 4 | HARBOR ETF TRUST | LONG TERM GROWER | 7.41% | $35M | 1.13M |
| 5 | JANUS DETROIT STR TR | HENDERSON MTG | 5.76% | $27M | 598.3K |
| 6 | ETFS GOLD TR | PHYSCL GOLD SHS | 5.06% | $24M | 584.8K |
| 7 | PUTNAM ETF TRUST | FOCUSED LAR CAP | 4.12% | $20M | 429.3K |
| 8 | VANGUARD MUN BD FDS | TAX EXEMPT BD | 3.50% | $17M | 329.9K |
| 9 | SCHWAB STRATEGIC TR | SHT TM US TRES | 2.76% | $13M | 537.7K |
| 10 | DFUSUSDDIMENSIONAL ETF TRUST | EMGR CRE EQT MNG · US EQUITY MARKET · US MKTWIDE VALUE · US SUSTAINABILTY · US TARGETED VLU · US SMALL CAP ETF · INTERNATNAL VAL · INTERNATIONAL | 2.46% | $12M | 325.5K |
| 11 | GLTRABRDN PRECIOUS METALS BASKEThistory → | PHYSCL PRECS MET | 2.05% | $10M | 47.3K |
| 12 | AMERICAN CENTY ETF TR | US SML CP VALU | 2.04% | $10M | 94.8K |
| 13 | IAU*ISHARES GOLD TRhistory → | ISHARES NEW | 1.83% | $9M | 106.7K |
| 14 | VANECK ETF TRUST | FALLEN ANGEL HG | 0.82% | $4M | 132.5K |
| 15 | GQ9SPDR GOLD TR | GOLD SHS | 0.78% | $4M | 9.4K |
| 16 | ISHARES TR | CORE S&P500 ETF · RUS 1000 ETF · CORE US AGGBD ET | 0.42% | $2M | 5.7K |
| 17 | SPDR INDEX SHS FDS | MSCI ACWI EXUS | 0.11% | $518,863 | 14.4K |
| 18 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.09% | $433,787 | 863 |
| 19 | VANGUARD BD INDEX FDS | TOTAL BND MRKT | 0.07% | $322,145 | 4.3K |
| 20 | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 0.06% | $267,533 | 3.6K |
| 21 | VANGUARD MALVERN FDS | STRM INFPROIDX | 0.05% | $257,883 | 5.2K |
| 22 | J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 0.05% | $250,064 | 4.9K |
| 23 | ISHARES U S ETF TR | SHORT MATURITY M | 0.05% | $249,638 | 5.0K |
| 24 | SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD TR | 0.05% | $247,980 | 7.5K |
| 25 | SELFGLOBAL SELF STORAGE INC | COM | 0.05% | $243,235 | 47.7K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $478M | 42 | Apr 21, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $474M | 40 | Jan 30, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $460M | 38 | Oct 17, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $436M | 34 | Jul 30, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $427M | 44 | Apr 11, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $421M | 45 | Jan 29, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $442M | 39 | Oct 8, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $426M | 39 | Jul 23, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $407M | 47 | Apr 22, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $390M | 45 | Jan 17, 2024 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.