Managers / Q4 2025 · view latest →
Clifford Group, LLC
CIK 0001965522 · 321 COMMONWEALTH ROAD, SUITE 103, WAYLAND, MA, 01778 · 6176002083
Summary
Clifford Group, LLC reported $129M in U.S.-listed holdings across 76 positions for Q4 2025.
The portfolio is heavily concentrated: Vanguard Index Fds alone accounts for 31.4% of reported value.
Compared with Q3 2025, the fund opened 2 new positions and exited 7.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 69.1% · $89M
- Common Stock · 27.7% · $36M
- Other · 1.9% · $2M
- ADR · 1.0% · $1M
- REIT · 0.3% · $445,100
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| ISHARES TR | NEW | +312 | 312 | +$213,701 | $213,701 |
| CHUBB LIMITED | NEW | +643 | 643 | +$200,693 | $200,693 |
| WMTWALMART INC | ADDED | +3.1K | 6.0K | +$371,564 | $667,346 |
| UPSUNITED PARCEL SERVICE INC | SOLD OUT | −3.8K | 0 | −$313,913 | $0 |
| FISFIDELITY NATL INFORMATION SV | SOLD OUT | −4.7K | 0 | −$312,739 | $0 |
| UBERUBER TECHNOLOGIES INC | SOLD OUT | −2.7K | 0 | −$264,715 | $0 |
| NFLXNETFLIX INC | SOLD OUT | −207 | 0 | −$248,176 | $0 |
| TRANE TECHNOLOGIES PLC | SOLD OUT | −497 | 0 | −$209,714 | $0 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | S&P 500 ETF SHS · EXTEND MKT ETF · REAL ESTATE ETF | 40.64% | $53M | 127.0K |
| 2 | VANGUARD WORLD FD | MEGA GRWTH IND · INF TECH ETF | 12.63% | $16M | 34.3K |
| 3 | ISHARES TR | EAFE VALUE ETF · NATIONAL MUN ETF · RUS 1000 GRW ETF · RUS 1000 VAL ETF · US TREAS BD ETF · US INFRASTRUC | 11.69% | $15M | 181.6K |
| 4 | GOOGLALPHABET INC | CAP STK CL A · CAP STK CL C | 2.63% | $3M | 10.9K |
| 5 | NVDANVIDIA CORPORATIONhistory → | COM | 2.59% | $3M | 18.0K |
| 6 | AMZNAMAZON COM INChistory → | COM | 2.36% | $3M | 13.3K |
| 7 | SPDR SERIES TRUST | STATE STREET SPD | 2.18% | $3M | 70.9K |
| 8 | MSFTMICROSOFT CORPhistory → | COM | 2.06% | $3M | 5.5K |
| 9 | AAPLAPPLE INChistory → | COM | 2.00% | $3M | 9.5K |
| 10 | JPMJPMORGAN CHASE & CO.history → | COM | 1.32% | $2M | 5.3K |
| 11 | METAMETA PLATFORMS INChistory → | CL A | 1.21% | $2M | 2.4K |
| 12 | TSMTAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 1.00% | $1M | 4.2K |
| 13 | ADPAUTOMATIC DATA PROCESSING IN | COM | 0.80% | $1M | 4.0K |
| 14 | DWDMORGAN STANLEY | COM NEW | 0.73% | $939,401 | 5.3K |
| 15 | AVGOBROADCOM INC | COM | 0.63% | $810,791 | 2.3K |
| 16 | ABGCENCORA INC | COM | 0.58% | $753,130 | 2.2K |
| 17 | VVISA INC | COM CL A | 0.55% | $705,979 | 2.0K |
| 18 | WMTWALMART INC | COM | 0.52% | $667,346 | 6.0K |
| 19 | HLIHOULIHAN LOKEY INC | CL A | 0.51% | $663,026 | 3.8K |
| 20 | TE CONNECTIVITY PLC | ORD SHS | 0.50% | $642,637 | 2.8K |
| 21 | CSCOCISCO SYS INC | COM | 0.49% | $634,415 | 8.2K |
| 22 | GSGOLDMAN SACHS GROUP INC | COM | 0.47% | $607,389 | 691 |
| 23 | AJGGALLAGHER ARTHUR J & CO | COM | 0.43% | $557,850 | 2.2K |
| 24 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.42% | $542,862 | 1.1K |
| 25 | NEENEXTERA ENERGY INC | COM | 0.40% | $520,393 | 6.5K |
| 26 | UNPUNION PAC CORP | COM | 0.40% | $519,551 | 2.2K |
| 27 | ABTABBOTT LABS | COM | 0.40% | $515,369 | 4.1K |
| 28 | HDHOME DEPOT INC | COM | 0.39% | $510,601 | 1.5K |
| 29 | PGPROCTER AND GAMBLE CO | COM | 0.37% | $478,930 | 3.3K |
| 30 | LLYELI LILLY & CO | COM | 0.37% | $475,009 | 442 |
| 31 | ADIANALOG DEVICES INC | COM | 0.36% | $464,566 | 1.7K |
| 32 | PLDPROLOGIS INC. | COM | 0.34% | $445,100 | 3.5K |
| 33 | COSTCOSTCO WHSL CORP NEW | COM | 0.34% | $435,890 | 505 |
| 34 | PSXPHILLIPS 66 | COM | 0.33% | $427,794 | 3.3K |
| 35 | ORCLORACLE CORP | COM | 0.33% | $426,268 | 2.2K |
| 36 | KVYOKLAVIYO INC | COM SER A | 0.33% | $424,480 | 13.1K |
| 37 | AXPAMERICAN EXPRESS CO | COM | 0.32% | $420,263 | 1.1K |
| 38 | WORLD GOLD TR | SPDR GLD MINIS | 0.30% | $389,543 | 4.6K |
| 39 | ACCENTURE PLC IRELAND | SHS CLASS A | 0.29% | $371,187 | 1.4K |
| 40 | EATON CORP PLC | SHS | 0.28% | $365,649 | 1.1K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $130M | 80 | May 15, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $129M | 76 | Feb 13, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $128M | 81 | Nov 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $122M | 83 | Aug 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $107M | 76 | May 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $131M | 75 | Feb 12, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $129M | 74 | Nov 12, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $124M | 73 | Aug 12, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $121M | 71 | May 15, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $108M | 74 | Feb 14, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $92M | 70 | Nov 14, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $93M | 71 | Aug 14, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $82M | 66 | May 15, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $80M | 74 | Feb 13, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.