Managers / Q4 2025 · view latest →
Envision Financial Planning, LLC
CIK 0001964460 · 5100 POPLAR AVENUE, SUITE 2428, MEMPHIS, TN, 38137 · 901-422-7526
Summary
Envision Financial Planning, LLC reported $265M in U.S.-listed holdings across 47 positions for Q4 2025.
Its largest position, DFAU, represents 8.8% of the portfolio.
Compared with Q3 2025, the fund opened 2 new positions and exited 0.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 99.4% · $263M
- Common Stock · 0.6% · $2M
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| ISHARES TR | NEW | +2.1K | 2.1K | +$203,968 | $203,968 |
| DFACDIMENSIONAL ETF TRUST | NEW | +5.1K | 5.1K | +$201,004 | $201,004 |
| FIDELITY MERRIMACK STR TR | ADDED | +392.0K | 497.9K | +$18M | $23M |
| CGCVCAPITAL GROUP CONSERVATIVE E | ADDED | +462.4K | 604.1K | +$14M | $18M |
| SELECT SECTOR SPDR TR | ADDED | +33.7K | 54.9K | +$6M | $8M |
| VANGUARD BD INDEX FDS | TRIMMED | −20.9K | 3.8K | −$2M | $303,312 |
| ISHARES TR | TRIMMED | −285.5K | 306.6K | −$7M | $7M |
| DFSUDIMENSIONAL ETF TRUST | ADDED | +3.6K | 15.8K | +$167,590 | $686,983 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFAUDIMENSIONAL ETF TRUST | US CORE EQT MKT · US HIGH PROFITAB · INTL CORE EQT MK · EMGR CRE EQT MNG · INTL HIGH PROFIT · US EQUITY MARKET · US SMALL CAP ETF · US LARGE CAP VAL · INTL CORE EQUITY · EMERGING MKTS HI · WORLD EQUITY ETF · US SUSTAINABILTY · INTERNATIONAL · NATL MUN BD ETF · US CORE EQUITY 2 | 42.81% | $113M | 2.74M |
| 2 | ISHARES TR | IBONDS DEC 2033 · US TREAS BD ETF · IBONDS DEC 2031 · IBONDS DEC 29 · IBONDS DEC 2029 · IBONDS DEC 28 · IBONDS DEC 27 · MSCI USA QLT FCT · MSCI EAFE ETF | 24.26% | $64M | 2.69M |
| 3 | FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 8.67% | $23M | 497.9K |
| 4 | CGCVCAPITAL GROUP CONSERVATIVE Ehistory → | SHS | 6.96% | $18M | 604.1K |
| 5 | INVESCO EXCH TRD SLF IDX FD | BULLETSHS 32 MUN · BULLETSHARE 2034 · INVESCO BULLETSH · BULLETSHS 31 MUN · INVSC 30 MUNI BD | 4.49% | $12M | 498.6K |
| 6 | AMERICAN CENTY ETF TR | AVANTIS US MID C | 3.68% | $10M | 137.9K |
| 7 | SELECT SECTOR SPDR TR | STATE STREET HEA | 3.21% | $8M | 54.9K |
| 8 | CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 2.36% | $6M | 227.9K |
| 9 | VTVVANGUARD INDEX FDS | MCAP GR IDXVIP · MID CAP ETF · TOTAL STK MKT · SM CP VAL ETF · VALUE ETF | 2.05% | $5M | 20.7K |
| 10 | VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 0.48% | $1M | 11.4K |
| 11 | NUENUCOR CORP | COM | 0.26% | $695,609 | 4.3K |
| 12 | AAPLAPPLE INC | COM | 0.19% | $509,513 | 1.9K |
| 13 | CGDVUSDCAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 0.16% | $427,140 | 9.8K |
| 14 | IAU*ISHARES GOLD TR | ISHARES NEW | 0.16% | $418,918 | 5.2K |
| 15 | MSFTMICROSOFT CORP | COM | 0.13% | $351,144 | 726 |
| 16 | VANGUARD BD INDEX FDS | SHORT TRM BOND | 0.11% | $303,312 | 3.8K |
| 17 | IBRXIMMUNITYBIO INC | COM | 0.01% | $20,691 | 10.4K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $276M | 51 | May 15, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $265M | 47 | Feb 17, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $236M | 45 | Nov 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $214M | 49 | Aug 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $196M | 41 | May 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $194M | 46 | Feb 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $190M | 36 | Nov 7, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $131M | 31 | Jul 31, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $124M | 29 | Apr 30, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $114M | 30 | Jan 23, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $101M | 24 | Nov 3, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.