Managers / Q2 2025 · view latest →
Waterford Advisors, LLC
CIK 0001960657 · 3858 N. BUFFALO ROAD, SUITE 2, ORCHARD PARK, NY, 14127 · 716-580-3906
Summary
Waterford Advisors, LLC reported $271M in U.S.-listed holdings across 53 positions for Q2 2025.
The portfolio is heavily concentrated: Ishares Tr alone accounts for 20.5% of reported value.
Compared with Q1 2025, the fund opened 4 new positions and exited 2.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 92.7% · $251M
- Common Stock · 7.3% · $20M
Quarter-over-Quarter Changes full breakdown →
vs Q1 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| CBUCOMMUNITY FINANCIAL SYSTEM I | NEW | +64.1K | 64.1K | +$3M | $3M |
| PGRPROGRESSIVE CORP | NEW | +199.1K | 199.1K | +$2M | $2M |
| APHAMPHENOL CORP NEW | NEW | +144.6K | 144.6K | +$620,545 | $620,545 |
| TSLATESLA INC | NEW | +2.7K | 2.7K | +$229,351 | $229,351 |
| BRK/ABERKSHIRE HATHAWAY INC DEL | ADDED | +529.7K | 529.7K | +$589,517 | $2M |
| METAMETA PLATFORMS INC | ADDED | +89.1K | 89.5K | +$297,298 | $562,424 |
| SHWSHERWIN WILLIAMS CO | ADDED | +148.5K | 149.4K | −$5,090 | $299,753 |
| SOSOUTHERN CO | ADDED | +349.0K | 351.7K | −$320 | $245,278 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q2 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | IBDQISHARES TR | CORE S&P500 ETF · GLOBAL REIT ETF · NATIONAL MUN ETF · MSCI EAFE ETF · IBONDS DEC25 ETF · MSCI EMG MKT ETF | 25.17% | $68M | 45.6K |
| 2 | VUGVANGUARD INDEX FDS | GROWTH ETF · VALUE ETF · REAL ESTATE ETF · SMALL CP ETF · S&P 500 ETF SHS | 20.92% | $57M | 392.1K |
| 3 | SCHWAB STRATEGIC TR | US SML CAP ETF · FUNDAMENTAL EMER · US AGGREGATE B · INTL EQTY ETF · US LCAP VA ETF · EMRG MKTEQ ETF · US BRD MKT ETF · US LCAP GR ETF · US DIVIDEND EQ | 16.79% | $45M | 933.0K |
| 4 | VANGUARD BD INDEX FDS | SHORT TRM BOND · LONG TERM BOND | 8.45% | $23M | 49.8K |
| 5 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 8.06% | $22M | 873 |
| 6 | VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 6.15% | $17M | 2.7K |
| 7 | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 3.64% | $10M | 1.4K |
| 8 | VANGUARD WORLD FD | MEGA CAP INDEX | 2.01% | $5M | 877 |
| 9 | CBUCOMMUNITY FINANCIAL SYSTEM I | COM | 0.94% | $3M | 64.1K |
| 10 | INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 0.94% | $3M | 762 |
| 11 | BRK/ABERKSHIRE HATHAWAY INC DEL | CL A | 0.81% | $2M | 529.7K |
| 12 | RTXRTX CORPORATION | COM | 0.81% | $2M | 669.3K |
| 13 | PGRPROGRESSIVE CORP | COM | 0.70% | $2M | 199.1K |
| 14 | AAPLAPPLE INC | COM | 0.63% | $2M | 276.5K |
| 15 | MSFTMICROSOFT CORP | COM | 0.51% | $1M | 1.3K |
| 16 | CARRCARRIER GLOBAL CORPORATION | COM | 0.36% | $979,355 | 1.3K |
| 17 | NVDANVIDIA CORPORATION | COM | 0.34% | $928,349 | 14.0K |
| 18 | SPDR S&P 500 ETF TR | TR UNIT | 0.31% | $838,422 | 22.9K |
| 19 | OTISOTIS WORLDWIDE CORP | COM | 0.24% | $662,444 | 14.9K |
| 20 | JPMJPMORGAN CHASE & CO. | COM | 0.23% | $625,336 | 5.9K |
| 21 | ISHARES INC | MSCI WORLD ETF | 0.23% | $624,673 | 24.3K |
| 22 | APHAMPHENOL CORP NEW | CL A | 0.23% | $620,545 | 144.6K |
| 23 | METAMETA PLATFORMS INC | CL A | 0.21% | $562,424 | 89.5K |
| 24 | HDHOME DEPOT INC | COM | 0.18% | $479,565 | 2.2K |
| 25 | VVISA INC | COM CL A | 0.17% | $454,464 | 20.9K |
| 26 | CATCATERPILLAR INC | COM | 0.13% | $340,460 | 8.3K |
| 27 | SHWSHERWIN WILLIAMS CO | COM | 0.11% | $299,753 | 149.4K |
| 28 | EXMOCEXXON MOBIL CORP | COM | 0.11% | $291,325 | 17.1K |
| 29 | AMGNAMGEN INC | COM | 0.11% | $290,658 | 459 |
| 30 | NFGNATIONAL FUEL GAS CO | COM | 0.10% | $265,396 | 302.7K |
| 31 | MRKMERCK & CO INC | COM | 0.09% | $253,945 | 6.7K |
| 32 | SOSOUTHERN CO | COM | 0.09% | $245,278 | 351.7K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $315M | 57 | May 15, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $256M | 48 | Feb 20, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $289M | 54 | Nov 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $271M | 53 | Aug 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $241M | 51 | May 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $196M | 46 | Feb 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $196M | 50 | Nov 14, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $239M | 54 | Aug 14, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $236M | 55 | May 15, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $213M | 51 | Feb 14, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | Under review | 47 | Nov 7, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $207,735 | 52 | Jul 31, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $184,776 | 51 | May 2, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $171,701 | 50 | Feb 14, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.