Managers / Q4 2024 · view latest →
Cardinal Point Capital Management ULC
CIK 0001950841 · 3280 BLOOR STREET WEST, CENTRE TOWER, SUITE 500, TORONTO, A6, M8X 2X3 · 866-213-2036
Reported Value
$630M
Q4 2024
Positions
84
Filings on Record
16
2019–present window
Filed
Jan 14, 2025
original filing
Summary
Cardinal Point Capital Management Ulc reported $630M in U.S.-listed holdings across 84 positions for Q4 2024.
The portfolio is heavily concentrated: Vanguard Index Fds alone accounts for 24.4% of reported value.
Compared with Q3 2024, the fund opened 10 new positions and exited 9.
Reported Value by Quarter
13F Reported Value
Portfolio Composition
By security type
- ETP · 93.4% · $588M
- Common Stock · 6.4% · $40M
- REIT · 0.2% · $1M
Quarter-over-Quarter Changes full breakdown →
vs Q3 2024 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| IRON MTN INC DEL | NEW | +10.2K | 10.2K | +$1M | $1M |
| NFLXNETFLIX INC | NEW | +451 | 451 | +$401,985 | $401,985 |
| SELECT SECTOR SPDR TR | NEW | +2.8K | 2.8K | +$379,005 | $379,005 |
| XLESELECT SECTOR SPDR TR | NEW | +4.4K | 4.4K | +$375,713 | $375,713 |
| FISVFISERV INC | NEW | +1.3K | 1.3K | +$257,802 | $257,802 |
| INNOVATOR ETFS TRUST | NEW | +6.3K | 6.3K | +$249,268 | $249,268 |
| DC4DEXCOM INC | NEW | +3.2K | 3.2K | +$248,864 | $248,864 |
| LUVSOUTHWEST AIRLS CO | NEW | +7.2K | 7.2K | +$243,360 | $243,360 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2024
27 positions
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | TOTAL STK MKT · S&P 500 ETF SHS | 24.71% | $156M | 533.4K |
| 2 | EAORISHARES TR | U S EQUITY FACTR · NATIONAL MUN ETF · TRS FLT RT BD · ESG AWARE GROWTH · ESG AWRE 1 5 YR · MSCI LW CRB TG · ESG AWARE AGGRSV · ESG AWR US AGRGT · CORE DIV GRWTH · CORE S&P500 ETF · GRWT ALLOCAT ETF | 14.42% | $91M | 1.35M |
| 3 | WISDOMTREE TR | FLOATNG RAT TREA · ITL HDG QTLY DIV | 13.96% | $88M | 1.80M |
| 4 | DFAXDIMENSIONAL ETF TRUST | WORLD EX US CORE · US CORE EQUITY 2 · US SUSTAINABILTY · INTERNATIONAL · EMERGING MARKETS | 10.59% | $67M | 2.26M |
| 5 | VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 8.05% | $51M | 874.5K |
| 6 | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 5.86% | $37M | 642.8K |
| 7 | LITMAN GREGORY FDS TR | IMGP DBI MANAGED | 4.42% | $28M | 1.06M |
| 8 | PIMCO ETF TR | MULTISECTOR BD · ACTIVE BD ETF | 3.70% | $23M | 864.5K |
| 9 | IAU*ISHARES GOLD TR | ISHARES NEW | 3.21% | $20M | 408.1K |
| 10 | AAPLAPPLE INC | COM | 1.39% | $9M | 35.0K |
| 11 | FIRST TR EXCH TRADED FD III | LNG/SHT EQUITY | 1.31% | $8M | 125.2K |
| 12 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW · CL A | 1.18% | $7M | 13.3K |
| 13 | TSLATESLA INC | COM | 1.00% | $6M | 15.5K |
| 14 | INNOVATOR ETFS TRUST | US EQTY PWR BUF · US EQTY PWR BF · INTRNL DEV APRL | 0.76% | $5M | 129.6K |
| 15 | VANGUARD WORLD FD | INF TECH ETF | 0.65% | $4M | 6.6K |
| 16 | GOOGALPHABET INC | CAP STK CL C · CAP STK CL A | 0.59% | $4M | 19.5K |
| 17 | AMZNAMAZON COM INC | COM | 0.39% | $2M | 11.1K |
| 18 | NVDANVIDIA CORPORATION | COM | 0.37% | $2M | 17.2K |
| 19 | MSFTMICROSOFT CORP | COM | 0.35% | $2M | 5.3K |
| 20 | NDQINVESCO QQQ TR | UNIT SER 1 | 0.32% | $2M | 3.9K |
| 21 | IRON MTN INC DEL | COM | 0.17% | $1M | 10.2K |
| 22 | VVISA INC | COM CL A | 0.16% | $1M | 3.2K |
| 23 | GQ9SPDR GOLD TR | GOLD SHS | 0.13% | $798,545 | 3.3K |
| 24 | SPDR S&P 500 ETF TR | TR UNIT | 0.12% | $766,202 | 1.3K |
| 25 | AMERICAN CENTY ETF TR | US SML CP VALU | 0.12% | $738,551 | 7.7K |
| 26 | METAMETA PLATFORMS INC | CL A | 0.11% | $703,783 | 1.2K |
| 27 | MSIMOTOROLA SOLUTIONS INC | COM NEW | 0.11% | $669,961 | 1.4K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $1.6B | 286 | Apr 20, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $1.5B | 260 | Feb 5, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $1.4B | 266 | Nov 6, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $1.3B | 242 | Jul 31, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $1.1B | 179 | May 8, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $630M | 84 | Jan 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $600M | 83 | Oct 8, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $575M | 73 | Jul 12, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $526M | 72 | Apr 24, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $413M | 69 | Jan 12, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $382M | 67 | Oct 19, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $332M | 68 | Aug 10, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.