Managers / Q4 2025 · view latest →
Sterling Wealth Advisors Inc
CIK 0001943937 · 8201 PETERS ROAD, SUITE 1000, PLANTATION, FL, 33324 · 9547711313
Summary
Sterling Wealth Advisors Inc reported $166M in U.S.-listed holdings across 20 positions for Q4 2025.
The portfolio is heavily concentrated: DFAU alone accounts for 90.8% of reported value.
The book was largely unchanged from Q3 2025.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 100.0% · $166M
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| DFCFDIMENSIONAL ETF TRUST | ADDED | +82.9K | 260.4K | +$3M | $11M |
| DFACDIMENSIONAL ETF TRUST | ADDED | +14.9K | 52.4K | +$638,860 | $2M |
| DFGRDIMENSIONAL ETF TRUST | ADDED | +20.0K | 79.0K | +$471,865 | $2M |
| DFAXDIMENSIONAL ETF TRUST | ADDED | +8.6K | 41.6K | +$321,504 | $1M |
| SCHVSCHWAB STRATEGIC TR | TRIMMED | −1.9K | 10.8K | −$47,438 | $319,196 |
| DFAEDIMENSIONAL ETF TRUST | ADDED | +27.6K | 251.9K | +$1M | $8M |
| DFUVDIMENSIONAL ETF TRUST | TRIMMED | −745 | 5.5K | −$20,022 | $256,478 |
| VIGVANGUARD SPECIALIZED FUNDS | TRIMMED | −1.4K | 14.0K | −$252,036 | $3M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | DFAUDIMENSIONAL ETF TRUST | US CORE EQT MKT · SHORT DURATION F · US EQUITY MARKET · INTL CORE EQT MK · CORE FIXED INCOM · INTL CORE EQUITY · EMGR CRE EQT MNG · GLOBAL REAL EST · US CORE EQUITY 2 · WORLD EX US CORE · EMERGING MKTS CO · NATL MUN BD ETF · US MKTWIDE VALUE | 90.84% | $151M | 3.33M |
| 2 | IDVISHARES TR | INTL SEL DIV ETF · CORE S&P500 ETF · CORE DIV GRWTH | 6.44% | $11M | 171.7K |
| 3 | VIGVANGUARD SPECIALIZED FUNDShistory → | DIV APP ETF | 1.85% | $3M | 14.0K |
| 4 | VBVANGUARD INDEX FDS | SMALL CP ETF | 0.52% | $855,312 | 3.3K |
| 5 | SCHVSCHWAB STRATEGIC TR | US LCAP VA ETF | 0.19% | $319,196 | 10.8K |
| 6 | VYMVANGUARD WHITEHALL FDS | HIGH DIV YLD | 0.16% | $271,540 | 1.9K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $175M | 20 | Apr 23, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $166M | 20 | Jan 26, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $157M | 20 | Oct 22, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $141M | 18 | Jul 17, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $130M | 18 | May 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $127M | 18 | Jan 28, 2025 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.