Managers / Q4 2025 · view latest →
Silver Oak Advisory Group, Inc.
CIK 0001906937 · 1130 SW MORRISON STREET, SUITE 312, PORTLAND, OR, 97205 · 503-242-1715
Summary
Silver Oak Advisory Group, Inc. reported $221M in U.S.-listed holdings across 75 positions for Q4 2025.
The portfolio is heavily concentrated: BND alone accounts for 30.4% of reported value.
Compared with Q3 2025, the fund opened 2 new positions and exited 4.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 95.2% · $211M
- Common Stock · 4.8% · $11M
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| DFAWDIMENSIONAL ETF TRUST | NEW | +3.9K | 3.9K | +$285,000 | $285,000 |
| MDYSPDR S&P MIDCAP 400 ETF TR | NEW | +333 | 333 | +$200,000 | $200,000 |
| DFSUDIMENSIONAL ETF TRUST | ADDED | +8.1K | 13.8K | +$358,000 | $597,000 |
| VVVANGUARD INDEX FDS | SOLD OUT | −4.3K | 0 | −$1M | $0 |
| AMGNAMGEN INC | SOLD OUT | −1.4K | 0 | −$386,000 | $0 |
| RTXRTX CORPORATION | SOLD OUT | −1.8K | 0 | −$303,000 | $0 |
| HDHOME DEPOT INC | SOLD OUT | −659 | 0 | −$267,000 | $0 |
| VBVANGUARD INDEX FDS | TRIMMED | −1.4K | 1.8K | −$357,000 | $459,000 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | BNDVANGUARD BD INDEX FDS | TOTAL BND MRKT · SHORT TRM BOND · INTERMED TERM | 30.41% | $67M | 890.3K |
| 2 | DFACDIMENSIONAL ETF TRUST | US CORE EQUITY 2 · WORLD EX US CORE · US EQUITY MARKET · US TARGETED VLU · US MKTWIDE VALUE · US SUSTAINABILTY · INTERNATNAL VAL · WORLD EQUITY ETF · US SMALL CAP ETF · EMGR CRE EQT MNG | 16.31% | $36M | 943.4K |
| 3 | BNDXVANGUARD CHARLOTTE FDShistory → | TOTAL INT BD ETF | 10.98% | $24M | 502.7K |
| 4 | VTIVANGUARD INDEX FDS | TOTAL STK MKT · REAL ESTATE ETF · VALUE ETF · SM CP VAL ETF · SMALL CP ETF · GROWTH ETF · S&P 500 ETF SHS | 9.14% | $20M | 119.0K |
| 5 | VTEBVANGUARD MUN BD FDS | TAX EXEMPT BD · INTERMEDIATE TRM | 7.23% | $16M | 258.3K |
| 6 | VIOVVANGUARD ADMIRAL FDS INC | SMLCP 600 VAL · SMLLCP 600 IDX | 4.78% | $11M | 105.8K |
| 7 | VXUSVANGUARD STAR FDShistory → | VG TL INTL STK F | 2.78% | $6M | 81.5K |
| 8 | VSGXVANGUARD WORLD FD | ESG INTL STK ETF · ESG US STK ETF | 2.22% | $5M | 59.2K |
| 9 | SCHBSCHWAB STRATEGIC TR | US BRD MKT ETF · INTL EQTY ETF | 2.00% | $4M | 170.5K |
| 10 | VGITVANGUARD SCOTTSDALE FDS | INTER TERM TREAS · INT-TERM CORP · SHORT TERM TREAS · SHRT TRM CORP BD | 1.64% | $4M | 54.8K |
| 11 | EAGGISHARES TR | ESG AWR US AGRGT · CORE S&P500 ETF · DOW JONES US ETF · RUS 1000 ETF · ESG AWRE 1 5 YR · ESG AW MSCI EAFE · CORE US AGGBD ET · S&P 500 VAL ETF | 1.50% | $3M | 43.0K |
| 12 | NUSCNUSHARES ETF TR | NUVEEN ESG US · NUVEEN ESG SMLCP | 1.48% | $3M | 125.3K |
| 13 | VTVANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF · ALLWRLD EX US · FTSE EMR MKT ETF · FTSE SMCAP ETF | 1.40% | $3M | 29.4K |
| 14 | VTESVANGUARD WELLINGTON FDhistory → | SHORT TRM TAX EX | 1.01% | $2M | 21.9K |
| 15 | VTIPVANGUARD MALVERN FDS | STRM INFPROIDX | 0.98% | $2M | 43.6K |
| 16 | MSFTMICROSOFT CORP | COM | 0.86% | $2M | 3.9K |
| 17 | AAPLAPPLE INC | COM | 0.75% | $2M | 6.1K |
| 18 | SPYSPDR S&P 500 ETF TR | TR UNIT | 0.57% | $1M | 1.8K |
| 19 | MANAGER DIRECTED PORTFOLIOS | VERT GLB SUST RE | 0.45% | $1M | 96.7K |
| 20 | COSTCOSTCO WHSL CORP NEW | COM | 0.40% | $877,000 | 1.0K |
| 21 | WFCWELLS FARGO CO NEW | COM | 0.28% | $613,000 | 6.6K |
| 22 | JPMJPMORGAN CHASE & CO. | COM | 0.25% | $557,000 | 1.7K |
| 23 | ABBVABBVIE INC | COM | 0.25% | $545,000 | 2.4K |
| 24 | LLYELI LILLY & CO | COM | 0.23% | $509,000 | 474 |
| 25 | CSXCSX CORP | COM | 0.23% | $503,000 | 13.9K |
| 26 | GOOGLALPHABET INC | CAP STK CL A · CAP STK CL C | 0.21% | $473,000 | 1.5K |
| 27 | EXMOCEXXON MOBIL CORP | COM | 0.21% | $464,000 | 3.9K |
| 28 | GBCIGLACIER BANCORP INC NEW | COM | 0.18% | $390,000 | 8.9K |
| 29 | NKENIKE INC | CL B | 0.16% | $357,000 | 5.6K |
| 30 | INTCINTEL CORP | COM | 0.14% | $300,000 | 8.1K |
| 31 | SBUXSTARBUCKS CORP | COM | 0.12% | $273,000 | 3.2K |
| 32 | VEAVANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.12% | $258,000 | 4.1K |
| 33 | CVXCHEVRON CORP NEW | COM | 0.12% | $256,000 | 1.7K |
| 34 | HWMHOWMET AEROSPACE INC | COM | 0.11% | $249,000 | 1.2K |
| 35 | JNJJOHNSON & JOHNSON | COM | 0.11% | $249,000 | 1.2K |
| 36 | CSCOCISCO SYS INC | COM | 0.11% | $247,000 | 3.2K |
| 37 | GLDSPDR GOLD TR | GOLD SHS | 0.10% | $228,000 | 577 |
| 38 | BIOBIO RAD LABS INC | CL A | 0.10% | $219,000 | 726 |
| 39 | MDYSPDR S&P MIDCAP 400 ETF TR | UTSER1 S&PDCRP | 0.09% | $200,000 | 333 |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $232M | 80 | May 1, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $221M | 75 | Feb 3, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $221M | 77 | Nov 7, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $206M | 73 | Jul 31, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $188M | 65 | May 9, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $189M | 65 | Feb 7, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $195M | 68 | Nov 8, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $180M | 64 | Aug 1, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $178M | 64 | May 3, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $170M | 61 | Feb 2, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $154M | 60 | Nov 6, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $153M | 55 | Aug 7, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $149M | 57 | May 5, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $142M | 57 | Feb 13, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q3 2022 | $133M | 51 | Nov 1, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q2 2022 | $141M | 55 | Aug 11, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q1 2022 | $153M | 56 | May 3, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q4 2021 | $158M | 60 | Feb 14, 2022 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.