Managers / Q4 2025 · view latest →
Beacon Wealthcare LLC
CIK 0001849336 · 1633 GLENWOOD AVE, RALEIGH, NC, 27608 · 919-821-5225
Summary
Beacon Wealthcare LLC reported $291M in U.S.-listed holdings across 24 positions for Q4 2025.
The portfolio is heavily concentrated: VTI alone accounts for 53.6% of reported value.
The book was largely unchanged from Q3 2025.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 99.2% · $289M
- Common Stock · 0.8% · $2M
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| VUGVanguard Indx Grw | TRIMMED | −415 | 1.1K | −$189,551 | $561,039 |
| IVViShs Core S&P | TRIMMED | −100 | 662 | −$56,577 | $453,430 |
| BILSPDR Brcy1-3 Ser | ADDED | +3.0K | 26.6K | +$264,217 | $2M |
| MSFTMicrosoft | TRIMMED | −101 | 1.3K | −$97,971 | $643,215 |
| SCHRSchwab Inter Tsy | ADDED | +75.1K | 1.35M | +$2M | $34M |
| SHYiShs Lehman 1-3Tsy | ADDED | +4.9K | 101.2K | +$392,752 | $8M |
| IEFiShs 7-10 ys Tsy | HELD | +14.6K | 405.5K | +$1M | $39M |
| VTEBVanguard Tx Ex Bd | HELD | +5.1K | 154.6K | +$287,824 | $8M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VTIVanguard Ttl Stkhistory → | ETF | 53.58% | $156M | 465.4K |
| 2 | IEFiShs 7-10 ys Tsyhistory → | ETF | 13.39% | $39M | 405.5K |
| 3 | SCHRSchwab Inter Tsyhistory → | ETF | 11.59% | $34M | 1.35M |
| 4 | VEUVanguard FTSE Allhistory → | ETF | 6.59% | $19M | 260.9K |
| 5 | SCHBSchwb US Broadhistory → | ETF | 4.03% | $12M | 447.7K |
| 6 | SHYiShs Lehman 1-3Tsyhistory → | ETF | 2.88% | $8M | 101.2K |
| 7 | VTEBVanguard Tx Ex Bdhistory → | ETF | 2.67% | $8M | 154.6K |
| 8 | SCHFSchwab Intl Equityhistory → | ETF | 1.62% | $5M | 196.2K |
| 9 | BILSPDR Brcy1-3 Ser | ETF | 0.83% | $2M | 26.6K |
| 10 | AAPLApple | COM | 0.54% | $2M | 5.8K |
| 11 | VOOVanguard Indx | ETF | 0.39% | $1M | 1.8K |
| 12 | SPYSPDE S&P 500 | ETF | 0.32% | $931,509 | 1.4K |
| 13 | BNDVanguard Bd Inx | ETF | 0.22% | $655,098 | 8.8K |
| 14 | MSFTMicrosoft | COM | 0.22% | $643,215 | 1.3K |
| 15 | VUGVanguard Indx Grw | ETF | 0.19% | $561,039 | 1.1K |
| 16 | VVVanguard Inx Lrg | ETF | 0.16% | $454,886 | 1.4K |
| 17 | IVViShs Core S&P | ETF | 0.16% | $453,430 | 662 |
| 18 | QUALiShs MSCI USA | ETF | 0.11% | $314,018 | 1.6K |
| 19 | VGTVanguard Info Tech | ETF | 0.10% | $281,160 | 373 |
| 20 | QQQInvesco QQQ Tr | ETF | 0.09% | $261,082 | 425 |
| 21 | OMFLInvesco Rusl 1000 | ETF | 0.09% | $257,357 | 4.2K |
| 22 | EXMOCExxon Mobil | COM | 0.08% | $243,448 | 2.0K |
| 23 | VBVanguard Indx Fd | ETF | 0.08% | $228,802 | 887 |
| 24 | SCHXSchwab Stratgc Tr | ETF | 0.07% | $211,680 | 7.9K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q2 2026 | $312M | 26 | Jul 1, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q1 2026 | $284M | 26 | Apr 1, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $291M | 24 | Jan 6, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $285M | 24 | Oct 1, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $265M | 25 | Jul 8, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $246M | 22 | Apr 2, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $247M | 25 | Jan 3, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $248M | 27 | Oct 8, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $229M | 19 | Jul 3, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $219M | 19 | Apr 12, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $208M | 16 | Jan 5, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $189M | 16 | Oct 10, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $196M | 16 | Jul 11, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $191M | 15 | Apr 6, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $178M | 15 | Feb 10, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q3 2022 | $170M | 11 | Oct 4, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q2 2022 | $181M | 11 | Jul 1, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q1 2022 | $203M | 12 | Apr 5, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q4 2021 | $220M | 13 | Jan 7, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q3 2021 | $207M | 11 | Oct 5, 2021 | 13F-HR | changes · EDGAR ↗ |
| Q2 2021 | $202M | 14 | Jul 2, 2021 | 13F-HR | changes · EDGAR ↗ |
| Q1 2021 | $187M | 11 | Apr 6, 2021 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.