Managers / Q1 2025 · view latest →
Bull Oak Capital, LLC
CIK 0001824263 · 16236 SAN DIEGUITO RD, SUITE 4-22, RANCHO SANTA FE, CA, 92091 · (858) 999-3550
Summary
Bull Oak Capital, LLC reported $183M in U.S.-listed holdings across 23 positions for Q1 2025.
The portfolio is heavily concentrated: IVV alone accounts for 57.6% of reported value.
Compared with Q4 2024, the fund opened 3 new positions and exited 6.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 98.7% · $181M
- Common Stock · 1.3% · $2M
Quarter-over-Quarter Changes full breakdown →
vs Q4 2024 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| SCHXSCHWAB STRATEGIC TR | NEW | +85.1K | 85.1K | +$2M | $2M |
| CRMSALESFORCE INC | NEW | +1.6K | 1.6K | +$428,188 | $428,188 |
| AAPLAPPLE INC | NEW | +1.1K | 1.1K | +$237,639 | $237,639 |
| Freedom 100 Emerging Markets ETF | SOLD OUT | −13.7K | 0 | −$449,119 | $0 |
| NVDANVIDIA Corporation - Common Stock | SOLD OUT | −1.9K | 0 | −$261,910 | $0 |
| SCHDSchwab US Dividend Equity ETF | SOLD OUT | −8.1K | 0 | −$221,348 | $0 |
| QQQInvesco QQQ Trust, Series 1 | SOLD OUT | −411 | 0 | −$210,116 | $0 |
| VTIVanguard Total Stock Market ETF | SOLD OUT | −707 | 0 | −$204,751 | $0 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q1 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | IVVISHARES TR | CORE S&P500 ETF · CORE MSCI EAFE · SHORT TREAS BD · US TREAS BD ETF | 57.61% | $106M | 832.3K |
| 2 | AVUSAMERICAN CENTY ETF TR | US EQT ETF · US SML CP VALU · INTL SMCP VLU | 21.44% | $39M | 455.1K |
| 3 | SPYMSPDR SER TR | PORTFOLIO S&P500 · PORTFOLIO AGRGTE | 7.28% | $13M | 320.6K |
| 4 | VOVANGUARD INDEX FDS | MID CAP ETF · GROWTH ETF · VALUE ETF | 5.04% | $9M | 36.3K |
| 5 | IBITISHARES BITCOIN TRUST ETFhistory → | SHS BEN INT | 3.44% | $6M | 134.7K |
| 6 | BSVVANGUARD BD INDEX FDShistory → | SHORT TRM BOND | 2.49% | $5M | 58.5K |
| 7 | SCHXSCHWAB STRATEGIC TRhistory → | US LRG CAP ETF | 1.02% | $2M | 85.1K |
| 8 | MSFTMICROSOFT CORP | COM | 0.31% | $565,459 | 1.5K |
| 9 | INTUINTUIT | COM | 0.29% | $539,083 | 878 |
| 10 | SPYSPDR S&P 500 ETF TR | TR UNIT | 0.27% | $487,110 | 871 |
| 11 | CRMSALESFORCE INC | COM | 0.23% | $428,188 | 1.6K |
| 12 | ADBEADOBE INC | COM | 0.20% | $367,805 | 959 |
| 13 | DFUVDIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 0.13% | $241,077 | 5.8K |
| 14 | AAPLAPPLE INC | COM | 0.13% | $237,639 | 1.1K |
| 15 | BACBANK AMERICA CORP | COM | 0.12% | $212,089 | 5.1K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q1 2026 | $260M | 38 | May 11, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q4 2025 | $245M | 36 | Feb 2, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $235M | 32 | Nov 10, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $219M | 32 | Aug 1, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $183M | 23 | Apr 30, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $180M | 26 | Feb 5, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $174M | 124 | Oct 23, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $155M | 45 | Jul 18, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $149M | 39 | Apr 11, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $389M | 43 | Jan 29, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $91M | 86 | Nov 1, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $137M | 15 | Jul 27, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $129M | 16 | Apr 25, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $118M | 15 | Jan 13, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q3 2022 | $103M | 20 | Oct 18, 2022 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.