SEC 13F Intelligence

Managers / Q4 2024 · view latest →

Lutz Financial Services LLC

CIK 0001737112 · 13616 CALIFORNIA ST, SUITE 200, OMAHA, NE, 68154 · 402-827-2300

Reported Value
$1.2B
Q4 2024
Positions
92
Filings on Record
30
2019–present window
Filed
Feb 4, 2025
original filing

Summary

Lutz Financial Services LLC reported $1.2B in U.S.-listed holdings across 92 positions for Q4 2024.

Its largest position, Vanguard Index Fds, represents 10.8% of the portfolio.

Compared with Q3 2024, the fund opened 7 new positions and exited 2.

Portfolio Metrics

Turnover
+1.1%
vs prior filed quarter
Top-10 Concentration
+58.9%
share of reported value
Largest Position
+10.8%
Vanguard Index Fds
New / Exited
7 / 2
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’18: $448MQ4 ’18Q1 ’19: $490MQ2 ’19: $511MQ3 ’19: $522MQ4 ’19: $563MQ4 ’19Q1 ’20: $450MQ2 ’20: $491MQ3 ’20: $519MQ4 ’20: $609MQ4 ’20Q1 ’21: $676MQ2 ’21: $751MQ3 ’21: $770MQ4 ’21: $814MQ4 ’21Q1 ’22: $811MQ2 ’22: $754MQ3 ’22: $732MQ4 ’22: $814MQ4 ’22Q1 ’23: $876MQ2 ’23: $930MQ3 ’23: $918MQ4 ’23: $1.1BQ4 ’23Q1 ’24: $1.1BQ2 ’24: $1.1BQ3 ’24: $1.2BQ4 ’24: $1.2BQ4 ’24Q1 ’25: $1.2BQ2 ’25: $1.3BQ3 ’25: $1.4BQ4 ’25: $1.5BQ4 ’25Q1 ’26: $1.5Bfilingsflow.com

Portfolio Composition

By security type
ETP: 99.2%Common Stock: 0.8%
  • ETP · 99.2% · $1.2B
  • Common Stock · 0.8% · $10M

Quarter-over-Quarter Changes full breakdown →

vs Q3 2024 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
SPDR SER TRNEW+3.3K3.3K+$363,819$363,819
SCHWAB STRATEGIC TRNEW+14.9K14.9K+$276,353$276,353
NDQINVESCO QQQ TRNEW+539539+$275,553$275,553
AMERICAN CENTY ETF TRNEW+4.2K4.2K+$271,644$271,644
TSLATESLA INCNEW+581581+$234,631$234,631
VVISA INCNEW+710710+$224,388$224,388
MAMASTERCARD INCORPORATEDNEW+404404+$212,734$212,734
SCHWAB STRATEGIC TRADDED+21.1K28.1K+$51,216$782,486

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q4 2024

17 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1ISHARES TRCORE S&P MCP ETF · MBS ETF · NATIONAL MUN ETF · ISHS 1-5YR INVS · S&P 500 VAL ETF · CORE S&P SCP ETF · CORE US AGGBD ET · S&P MC 400VL ETF · TIPS BD ETF · CORE S&P500 ETF · MSCI USA QLT FCT · CORE S&P US VLU · 0-5 YR TIPS ETF · SHRT NAT MUN ETF · SP SMCP600VL ETF · RUSSELL 3000 ETF · CORE 1 5 YR USD28.18%$349M3.95M
2SPDR SER TRPRTFLO S&P500 VL · S&P 400 MDCP VAL · S&P 600 SMCP VAL14.79%$183M3.07M
3VTVVANGUARD INDEX FDSS&P 500 ETF SHS · MCAP VL IDXVIP · VALUE ETF · SM CP VAL ETF12.89%$159M400.2K
4VANGUARD BD INDEX FDSTOTAL BND MRKT · SHORT TRM BOND8.05%$100M1.37M
5DFACDIMENSIONAL ETF TRUSTUS CORE EQUITY 2 · INTL CORE EQUITY · US HIGH PROFITAB · US SMALL CAP ETF · US TARGETED VLU · US MKTWIDE VALUE · EMERGING MKTS CO7.64%$94M2.65M
6SCHWAB STRATEGIC TRUS TIPS ETF · US MID-CAP ETF · US LRG CAP ETF · US SML CAP ETF6.83%$84M3.29M
7VANGUARD MUN BD FDSTAX EXEMPT BD5.68%$70M1.40M
8VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD4.25%$53M674.0K
9SPDR S&P 500 ETF TRTR UNIT3.53%$44M74.5K
10VANGUARD ADMIRAL FDS INC500 VAL IDX FD · MIDCP 400 VAL2.09%$26M198.6K
11AMERICAN CENTY ETF TRINTL EQT ETF · US SML CP VALU1.31%$16M220.2K
12MDYSPDR S&P MIDCAP 400 ETF TRhistory →UTSER1 S&PDCRP0.88%$11M19.2K
13VANGUARD MALVERN FDSSTRM INFPROIDX0.41%$5M105.3K
14PIMCO ETF TR1-5 US TIP IDX0.39%$5M92.2K
15ISHARES INCCORE MSCI EMKT0.38%$5M89.0K
16VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF0.29%$4M80.5K
17BRK/BBERKSHIRE HATHAWAY INC DELCL B NEW0.16%$2M4.4K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q1 2026$1.5B100May 4, 202613F-HRchanges · EDGAR ↗
Q4 2025$1.5B102Feb 6, 202613F-HRchanges · EDGAR ↗
Q3 2025$1.4B96Nov 10, 202513F-HRchanges · EDGAR ↗
Q2 2025$1.3B97Jul 29, 202513F-HRchanges · EDGAR ↗
Q1 2025$1.2B95May 7, 202513F-HRchanges · EDGAR ↗
Q4 2024$1.2B92Feb 4, 202513F-HRchanges · EDGAR ↗
Q3 2024$1.2B87Oct 30, 202413F-HRchanges · EDGAR ↗
Q2 2024$1.1B87Jul 29, 202413F-HRchanges · EDGAR ↗
Q1 2024$1.1B86May 3, 202413F-HRchanges · EDGAR ↗
Q4 2023$1.1B84Feb 8, 202413F-HRchanges · EDGAR ↗
Q3 2023$918M81Nov 3, 202313F-HRchanges · EDGAR ↗
Q2 2023$930M81Aug 7, 202313F-HRchanges · EDGAR ↗
Q1 2023$876M76May 2, 202313F-HRchanges · EDGAR ↗
Q4 2022$814M75Feb 7, 202313F-HRchanges · EDGAR ↗
Q3 2022$732M71Oct 24, 202213F-HRchanges · EDGAR ↗
Q2 2022$754M67Jul 20, 202213F-HRchanges · EDGAR ↗
Q1 2022$811M60Apr 25, 202213F-HRchanges · EDGAR ↗
Q4 2021$814M64Jan 19, 202213F-HRchanges · EDGAR ↗
Q3 2021$770M63Oct 27, 202113F-HRchanges · EDGAR ↗
Q2 2021$751M62Jul 26, 202113F-HRchanges · EDGAR ↗
Q1 2021$676M57Apr 27, 202113F-HRchanges · EDGAR ↗
Q4 2020$609M56Feb 12, 202113F-HRchanges · EDGAR ↗
Q3 2020$519M58Nov 5, 202013F-HRchanges · EDGAR ↗
Q2 2020$491M57Jul 28, 202013F-HRchanges · EDGAR ↗
Q1 2020$450M61Apr 27, 202013F-HRchanges · EDGAR ↗
Q4 2019$563M66Feb 3, 202013F-HRchanges · EDGAR ↗
Q3 2019$522M66Oct 31, 201913F-HRchanges · EDGAR ↗
Q2 2019$511M65Aug 13, 201913F-HRchanges · EDGAR ↗
Q1 2019$490M61May 6, 201913F-HRchanges · EDGAR ↗
Q4 2018$448M63Feb 13, 201913F-HRchanges · EDGAR ↗

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.