SEC 13F Intelligence

Managers / Q4 2024 · view latest →

CITIZENS & NORTHERN CORP

CIK 0000810958 · 90-92 MAIN ST, WELLSBORO, PA, 16901 · 877-838-2517

Reported Value
$365M
Q4 2024
Positions
126
Filings on Record
22
2019–present window
Filed
Jan 31, 2025
original filing

Summary

Citizens & Northern Corp reported $365M in U.S.-listed holdings across 126 positions for Q4 2024.

Its largest position, Vanguard Russell 1000 Growth Etf, represents 11.8% of the portfolio.

Compared with Q3 2024, the fund opened 12 new positions and exited 12.

Portfolio Metrics

Turnover
+10.4%
vs prior filed quarter
Top-10 Concentration
+50.7%
share of reported value
Largest Position
+11.8%
Vanguard Russell 1000 Growth Etf
New / Exited
12 / 12
positions this quarter

Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.

Reported Value by Quarter

13F Reported Value
Q4 ’20: $227MQ4 ’20Q1 ’21: $253MQ2 ’21: $267MQ3 ’21: $261MQ3 ’21Q4 ’21: $279MQ1 ’22: $271MQ2 ’22: $229MQ2 ’22Q3 ’22: $213MQ4 ’22: $242MQ1 ’23: $256MQ1 ’23Q2 ’23: $265MQ3 ’23: $249MQ4 ’23: $280MQ4 ’23Q1 ’24: $296MQ2 ’24: $320MQ3 ’24: $333MQ3 ’24Q4 ’24: $365MQ1 ’25: $355MQ2 ’25: $374MQ2 ’25Q3 ’25: $404MQ4 ’25: $404MQ1 ’26: $401MQ1 ’26filingsflow.com

Portfolio Composition

By security type
Common Stock: 51.6%ETP: 46.7%Other: 0.8%REIT: 0.5%ADR: 0.4%
  • Common Stock · 51.6% · $188M
  • ETP · 46.7% · $170M
  • Other · 0.8% · $3M
  • REIT · 0.5% · $2M
  • ADR · 0.4% · $1M

Quarter-over-Quarter Changes full breakdown →

vs Q3 2024 (amended baseline)

IssuerMoveShare ΔShares nowValue ΔValue now
iShares North American Natural Resources ETFNEW+438.5K438.5K+$19M$19M
iShares Core MSCI Emerging Mkts ETFNEW+351.6K351.6K+$18M$18M
BLKBlackrock Funding IncNEW+1.4K1.4K+$1M$1M
MTBM & T Bank CorpNEW+2.8K2.8K+$523,420$523,420
SPDR NYSE Technology ETFNEW+1.5K1.5K+$299,703$299,703
AVGOBroadcom Inc CommonNEW+1.2K1.2K+$278,208$278,208
iShares Biotechnology ETFNEW+2.1K2.1K+$275,526$275,526
iShares PHLX Semiconductor ETFNEW+1.3K1.3K+$269,578$269,578

Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.

Holdings — Q4 2024

50 positions
Export to Excel
#IssuerClass% PortfolioValue ↓Shares
1Vanguard Russell 1000 Growth ETFVNG RUS1000GRW11.84%$43M418.6K
2Fidelity MSCI Real Estate Index ETFMSCI RL EST ETF5.80%$21M783.1K
3iShares North American Natural Resources ETFNORTH AMERN NAT5.13%$19M438.5K
4iShares Core MSCI Emerging Mkts ETFCORE MSCI EMKT5.03%$18M351.6K
5iShares S&P MidCap 400 Index FdCORE S&P MCP ETF4.27%$16M250.0K
6SPDR Portfolio S&P 400 Mid Cap ETFPORTFOLIO S&P4004.20%$15M280.5K
7AAPLApple Computer Inchistory →COM4.14%$15M60.4K
8MSFTMicrosoft Corphistory →COM3.77%$14M32.6K
9NVDANvidia Corphistory →COM3.36%$12M91.4K
10iShares JPMorgan USD Emerging Markets Bond ETFJPMORGAN USD EMG3.13%$11M128.5K
11GOOGAlphabet Inc Class Chistory →CAP STK CL C2.43%$9M46.5K
12AMZNAmazon Communications Inchistory →COM2.39%$9M39.7K
13CZFSCitizens Financial Services Inchistory →COM2.01%$7M115.9K
14CZNCCitizens & Northern Corphistory →COM1.73%$6M338.7K
15JPMJPMorgan Chase & Cohistory →COM1.69%$6M25.7K
16DFACDimensional U.S. Core Equity 2 ETFhistory →US CORE EQUITY 21.55%$6M163.6K
17METAMeta Platforms Inchistory →CL A1.46%$5M9.1K
18COSTCostco Wholesale Corp (New)history →COM1.40%$5M5.6K
19MAMastercard Inc Class Ahistory →CL A1.18%$4M8.2K
20CMGChipotle Mexican Grill Inc Corp CommonCOM0.95%$3M57.6K
21PGProcter & Gamble CoCOM0.85%$3M18.5K
22iShares Barclays MBS Bond Fund ETFMBS ETF0.85%$3M33.7K
23EXMOCExxon Mobil CorpCOM0.84%$3M28.6K
24CRMSalesforce, Inc.COM0.83%$3M9.0K
25HDHome Depot IncCOM0.72%$3M6.8K
26ORCLOracle CorpCOM0.70%$3M15.2K
27ABTAbbott LabsCOM0.69%$3M22.1K
28NSCNorfolk Southern CorpCOM0.61%$2M9.5K
29BXBlackstone IncCOM0.60%$2M12.8K
30TJXTjx Companies (New)COM0.59%$2M17.9K
31PANWPalo Alto Networks Inc CommonCOM0.58%$2M11.6K
32ADIAnalog Devices IncCOM0.58%$2M10.0K
33HONGBPHoneywell Intl IncCOM0.57%$2M9.2K
34GDGeneral Dynamics CorpCOM0.56%$2M7.8K
35Flexshares Morningstar Global Upstream Nat Res Index ETFMORNSTAR UPSTR0.56%$2M56.3K
36CSCOCisco Systems IncCOM0.54%$2M33.2K
37MDLZMondelez Intl Inc Class ACL A0.53%$2M32.2K
38Avantis International Equity ETFINTL EQT ETF0.52%$2M31.2K
39NOWServicenow IncCOM0.49%$2M1.7K
40ADBEAdobe Systems IncCOM0.48%$2M4.0K
41MRSHMarsh & McLennan Cos IncCOM0.48%$2M8.3K
42GWWW W Grainger IncCOM0.48%$2M1.6K
43AMTAmerican Tower REIT IncCOM0.47%$2M9.4K
44Accenture PLCSHS CLASS A0.47%$2M4.9K
45CMCSAComcast Corp Class ACL A0.46%$2M44.9K
46SPDR S&P 500 ETF TrustTR UNIT0.46%$2M2.9K
47ABGCencora, Inc.COM0.45%$2M7.4K
48ICEIntercontinental Exchange Inc CommonCOM0.45%$2M11.0K
49SCHWCharles Schwab CorpCOM0.44%$2M21.5K
50TFCTruist Financial CorporationCOM0.43%$2M36.6K

Filing History

QuarterReported ValuePositionsFiledTypeLinks
Q1 2026$401M119Apr 27, 202613F-HRchanges · EDGAR ↗
Q4 2025$404M124Jan 28, 202613F-HRchanges · EDGAR ↗
Q3 2025$404M121Oct 24, 202513F-HRchanges · EDGAR ↗
Q2 2025$374M118Jul 30, 202513F-HRchanges · EDGAR ↗
Q1 2025$355M118Apr 21, 202513F-HRchanges · EDGAR ↗
Q4 2024$365M126Jan 31, 202513F-HRchanges · EDGAR ↗
Q3 2024$333M126Nov 4, 202413F-HRchanges · EDGAR ↗
Q2 2024$320M118Jul 30, 202413F-HRchanges · EDGAR ↗
Q1 2024$296M109May 13, 202413F-HRchanges · EDGAR ↗
Q4 2023$280M111Feb 9, 202413F-HRchanges · EDGAR ↗
Q3 2023$249M97Nov 13, 202313F-HRchanges · EDGAR ↗
Q2 2023$265M97Aug 11, 202313F-HRchanges · EDGAR ↗
Q1 2023$256M99May 5, 202313F-HRchanges · EDGAR ↗
Q4 2022$242M99Feb 14, 202313F-HRchanges · EDGAR ↗
Q3 2022$213M96Nov 9, 202213F-HRchanges · EDGAR ↗
Q2 2022$229M101Aug 4, 202213F-HRchanges · EDGAR ↗
Q1 2022$271M100May 12, 202213F-HRchanges · EDGAR ↗
Q4 2021$279M104Jan 24, 202213F-HRchanges · EDGAR ↗
Q3 2021$261M103Nov 4, 202113F-HRchanges · EDGAR ↗
Q2 2021$267M103Aug 2, 202113F-HRchanges · EDGAR ↗
Q1 2021$253M98May 11, 202113F-HRchanges · EDGAR ↗
Q4 2020$227M100Feb 9, 202113F-HRchanges · EDGAR ↗

Other Included Managers

This filing reports holdings on behalf of 1 additional manager.

  • Citizens & Northern Bank028-14473

13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.