Managers / Q1 2026
Reality Financial Planning Services, LLC
CIK 0002110687 · 3947 CLARK RD, SARASOTA, FL, 34233 · 9413665700
Summary
Reality Financial Planning Services, LLC reported $104M in U.S.-listed holdings across 20 positions for Q1 2026.
The portfolio is heavily concentrated: Vanguard Index Fds alone accounts for 21.5% of reported value.
The book was largely unchanged from Q4 2025.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 99.1% · $103M
- Common Stock · 0.9% · $881,351
Quarter-over-Quarter Changes full breakdown →
vs Q4 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| PIMCO ETF TR | ADDED | +2.3K | 13.6K | +$117,769 | $707,853 |
| SCHWAB STRATEGIC TR | ADDED | +8.3K | 66.9K | +$196,677 | $2M |
| WISDOMTREE TR | ADDED | +14.4K | 142.5K | +$728,313 | $7M |
| VPUVANGUARD WORLD FD | ADDED | +1.4K | 19.0K | +$516,465 | $4M |
| ISHARES TR | ADDED | +2.4K | 37.4K | +$173,841 | $3M |
| VANGUARD STAR FDS | ADDED | +2.0K | 36.6K | +$215,069 | $3M |
| VANGUARD INDEX FDS | TRIMMED | −652 | 10.9K | −$55,403 | $968,072 |
| SPDR SERIES TRUST | HELD | −332 | 7.3K | +$3,360 | $1M |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q1 2026
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | TOTAL STK MKT · S&P 500 ETF SHS · REAL ESTATE ETF | 25.55% | $26M | 85.8K |
| 2 | VANGUARD WHITEHALL FDS | HIGH DIV YLD | 16.81% | $17M | 117.6K |
| 3 | VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 16.67% | $17M | 80.3K |
| 4 | ISHARES TR | CORE S&P500 ETF · MSCI USA MIN VOL · SELECT DIVID ETF | 12.37% | $13M | 56.5K |
| 5 | VANGUARD BD INDEX FDS | TOTAL BND MRKT | 7.42% | $8M | 104.4K |
| 6 | WISDOMTREE TR | FLOATNG RAT TREA | 6.92% | $7M | 142.5K |
| 7 | VPUVANGUARD WORLD FDhistory → | UTILITIES ETF | 3.64% | $4M | 19.0K |
| 8 | NDQINVESCO QQQ TRhistory → | UNIT SER 1 | 3.07% | $3M | 5.5K |
| 9 | VANGUARD STAR FDS | VG TL INTL STK F | 2.73% | $3M | 36.6K |
| 10 | SCHWAB STRATEGIC TR | SHT TM US TRES | 1.57% | $2M | 66.9K |
| 11 | SPDR SERIES TRUST | STATE STREET SPD | 1.03% | $1M | 7.3K |
| 12 | PIMCO ETF TR | INTER MUN BD ACT | 0.68% | $707,853 | 13.6K |
| 13 | INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 0.68% | $705,494 | 3.0K |
| 14 | AAPLAPPLE INC | COM | 0.32% | $336,272 | 1.3K |
| 15 | JPMJPMORGAN CHASE & CO | COM | 0.31% | $324,458 | 1.1K |
| 16 | MSFTMICROSOFT CORP | COM | 0.21% | $220,621 | 596 |
Filing History
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.