Managers / Q4 2025
Stephens Consulting, LLC
CIK 0001961632 · 5206 GATEWAY CENTRE, SUITE 300, FLINT, MI, 48507 · 810-732-7411
Summary
Stephens Consulting, LLC reported $309M in U.S.-listed holdings across 476 positions for Q4 2025.
The portfolio is heavily concentrated: Vanguard Index Fds alone accounts for 21.4% of reported value.
Compared with Q3 2025, the fund opened 132 new positions and exited 44.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 84.5% · $262M
- Common Stock · 14.8% · $46M
- Other · 0.4% · $1M
- ADR · 0.2% · $651,440
- REIT · 0.0% · $122,056
- Other · 0.0% · $77,619
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| BEBLOOM ENERGY CORP | NEW | +3.0K | 3.0K | +$260,670 | $260,670 |
| RDDTREDDIT INC | NEW | +1.0K | 1.0K | +$229,870 | $229,870 |
| AMDADVANCED MICRO DEVICES INC | NEW | +1.0K | 1.0K | +$216,945 | $216,945 |
| PROFESIONALLY MANAGED PORTFO | NEW | +3.0K | 3.0K | +$195,941 | $195,941 |
| ISHARES TR | NEW | +962 | 962 | +$92,612 | $92,612 |
| ISHARES TR | NEW | +1.6K | 1.6K | +$37,051 | $37,051 |
| FNVFRANCO NEV CORP | NEW | +175 | 175 | +$36,274 | $36,274 |
| QQNITY ELECTRONICS INC | NEW | +373 | 373 | +$30,456 | $30,456 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VTVVANGUARD INDEX FDS | S&P 500 ETF SHS · MID CAP ETF · VALUE ETF · SMALL CP ETF · GROWTH ETF · EXTEND MKT ETF · LARGE CAP ETF | 44.13% | $137M | 392.4K |
| 2 | VANGUARD BD INDEX FDS | TOTAL BND MRKT | 9.74% | $30M | 407.1K |
| 3 | FIDELITY COVINGTON TRUST | ENHANCED INTL | 8.85% | $27M | 748.8K |
| 4 | ISHARES TR | IBONDS 26 TRM TS · CORE MSCI EAFE · RUS 1000 GRW ETF · MSCI EAFE ETF · NATIONAL MUN ETF · CORE S&P US GWT | 6.95% | $22M | 506.2K |
| 5 | J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 6.09% | $19M | 372.9K |
| 6 | AMERICAN CENTY ETF TR | US SML CP VALU | 4.78% | $15M | 145.1K |
| 7 | BRK/BBERKSHIRE HATHAWAY INC DELhistory → | CL B NEW | 2.91% | $9M | 17.9K |
| 8 | RJFRAYMOND JAMES FINL INChistory → | COM | 2.09% | $6M | 40.3K |
| 9 | VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 1.52% | $5M | 21.4K |
| 10 | AAPLAPPLE INChistory → | COM | 1.07% | $3M | 12.2K |
| 11 | NVDANVIDIA CORPORATION | COM | 0.84% | $3M | 14.0K |
| 12 | JPMJPMORGAN CHASE & CO. | COM | 0.84% | $3M | 8.0K |
| 13 | BABOEING CO | COM | 0.56% | $2M | 8.0K |
| 14 | HOODROBINHOOD MKTS INC | COM CL A | 0.48% | $1M | 13.0K |
| 15 | INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 0.40% | $1M | 6.4K |
| 16 | DTEDTE ENERGY CO | COM | 0.36% | $1M | 8.7K |
| 17 | MSFTMICROSOFT CORP | COM | 0.34% | $1M | 2.2K |
| 18 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.30% | $938,008 | 15.0K |
| 19 | JNJJOHNSON & JOHNSON | COM | 0.23% | $708,991 | 3.4K |
| 20 | WMTWALMART INC | COM | 0.21% | $640,942 | 5.8K |
| 21 | GQ9SPDR GOLD TR | GOLD SHS | 0.20% | $609,922 | 1.5K |
| 22 | LINDE PLC | SHS | 0.19% | $602,490 | 1.4K |
| 23 | TSLATESLA INC | COM | 0.19% | $598,578 | 1.3K |
| 24 | VANGUARD WHITEHALL FDS | HIGH DIV YLD | 0.17% | $516,884 | 3.6K |
| 25 | HCAHCA HEALTHCARE INC | COM | 0.16% | $506,077 | 1.1K |
| 26 | MOALTRIA GROUP INC | COM | 0.16% | $485,988 | 8.4K |
| 27 | AMGNAMGEN INC | COM | 0.14% | $448,415 | 1.4K |
| 28 | OKLOOKLO INC | COM CL A | 0.14% | $430,560 | 6.0K |
| 29 | HDHOME DEPOT INC | COM | 0.14% | $420,147 | 1.2K |
| 30 | PGPROCTER AND GAMBLE CO | COM | 0.13% | $401,985 | 2.8K |
| 31 | SYKSTRYKER CORPORATION | COM | 0.13% | $401,028 | 1.1K |
| 32 | PEPPEPSICO INC | COM | 0.13% | $393,389 | 2.7K |
| 33 | DELLDELL TECHNOLOGIES INC | CL C | 0.12% | $381,417 | 3.0K |
| 34 | EXMOCEXXON MOBIL CORP | COM | 0.12% | $380,806 | 3.2K |
| 35 | GOOGLALPHABET INC | CAP STK CL A | 0.12% | $357,759 | 1.1K |
| 36 | GILDGILEAD SCIENCES INC | COM | 0.11% | $353,614 | 2.9K |
| 37 | ABBVABBVIE INC | COM | 0.11% | $334,405 | 1.5K |
| 38 | CATCATERPILLAR INC | COM | 0.10% | $323,099 | 564 |
| 39 | SMGSCOTTS MIRACLE-GRO CO | CL A | 0.10% | $305,873 | 5.2K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q4 2025 | $309M | 476 | Jan 13, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $292M | 388 | Oct 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $422M | 1,186 | Jul 25, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $399M | 1,515 | Apr 17, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $400M | 517 | Jan 27, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $392M | 516 | Oct 18, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $352M | 648 | Jul 29, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $326M | 475 | Apr 17, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $295M | 485 | Feb 1, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $246M | 502 | Oct 25, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $252M | 499 | Jul 21, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $166M | 523 | Apr 19, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $151M | 501 | Jan 20, 2023 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.