Managers / Q3 2025
Obsidian Personal Planning Solutions LLC
CIK 0001909128 · 2099 GAITHER RD, STE 110, ROCKVILLE, MD, 20850 · 13019904395
Summary
Obsidian Personal Planning Solutions LLC reported $288M in U.S.-listed holdings across 119 positions for Q3 2025.
Its largest position, Ishares Tr, represents 9.2% of the portfolio.
Compared with Q2 2025, the fund opened 9 new positions and exited 3.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 88.4% · $255M
- Common Stock · 11.4% · $33M
- Other · 0.2% · $480,174
Quarter-over-Quarter Changes full breakdown →
vs Q2 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| EXMOCEXXON MOBIL CORP | NEW | +3.6K | 3.6K | +$416,717 | $416,717 |
| BLKBLACKROCK INC | NEW | +244 | 244 | +$264,206 | $264,206 |
| LYFTLYFT INC | NEW | +12.6K | 12.6K | +$258,185 | $258,185 |
| GQ9SPDR GOLD TR | NEW | +665 | 665 | +$244,800 | $244,800 |
| TFCTRUIST FINL CORP | NEW | +5.4K | 5.4K | +$243,100 | $243,100 |
| SPINNAKER ETF SERIES | NEW | +5.2K | 5.2K | +$232,180 | $232,180 |
| ISHARES TR | NEW | +2.1K | 2.1K | +$212,542 | $212,542 |
| ISHARES TR | NEW | +1.7K | 1.7K | +$209,398 | $209,398 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q3 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | ISHARES TR | IBONDS 27 TRM TS · CORE S&P SCP ETF · EAFE GRWTH ETF · FLTG RATE NT ETF · CORE S&P500 ETF | 21.75% | $63M | 1.57M |
| 2 | SPDR SERIES TRUST | PORTFOLIO INTRMD · PRTFLO S&P500 GW · AEROSPACE DEF · S&P 400 MDCP GRW | 17.70% | $51M | 887.7K |
| 3 | VTVVANGUARD INDEX FDS | VALUE ETF · GROWTH ETF · S&P 500 ETF SHS | 6.95% | $20M | 92.1K |
| 4 | SPDR INDEX SHS FDS | PORTFOLIO DEVLPD · PORTFOLIO EMG MK | 6.43% | $19M | 413.1K |
| 5 | J P MORGAN EXCHANGE TRADED F | INCOME ETF · MUNICIPAL ETF | 6.15% | $18M | 374.9K |
| 6 | SCHWAB STRATEGIC TR | US DIVIDEND EQ | 4.26% | $12M | 458.7K |
| 7 | XLESELECT SECTOR SPDR TR | ENERGY · SBI MATERIALS · FINANCIAL · TECHNOLOGY | 4.25% | $12M | 158.7K |
| 8 | CGGRUSDCAPITAL GROUP GROWTH ETFhistory → | SHS CREATION UNI | 3.70% | $11M | 237.7K |
| 9 | VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 3.15% | $9M | 192.1K |
| 10 | FIRST TR EXCHANGE TRADED FD | NASDAQ CYB ETF | 3.06% | $9M | 114.1K |
| 11 | INVESCO EXCH TRADED FD TR II | S&P MIDCP LOW | 2.75% | $8M | 128.1K |
| 12 | AAPLAPPLE INChistory → | COM | 1.68% | $5M | 17.9K |
| 13 | VANGUARD WORLD FD | HEALTH CAR ETF | 1.67% | $5M | 17.7K |
| 14 | ISHARES U S ETF TR | SHORT MATURITY M | 1.20% | $3M | 68.4K |
| 15 | INVESCO EXCHANGE TRADED FD T | S&P500 EQL MAT · RAFI US 1000 ETF | 1.12% | $3M | 88.8K |
| 16 | MSFTMICROSOFT CORPhistory → | COM | 1.04% | $3M | 5.8K |
| 17 | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.65% | $2M | 30.8K |
| 18 | IBMINTERNATIONAL BUSINESS MACHS | COM | 0.63% | $2M | 5.9K |
| 19 | AMZNAMAZON COM INC | COM | 0.53% | $2M | 6.3K |
| 20 | GOOGLALPHABET INC | CAP STK CL A · CAP STK CL C | 0.50% | $1M | 5.1K |
| 21 | CATCATERPILLAR INC | COM | 0.34% | $984,228 | 1.7K |
| 22 | COSTCOSTCO WHSL CORP NEW | COM | 0.34% | $966,137 | 1.1K |
| 23 | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 0.33% | $960,584 | 17.5K |
| 24 | PEPPEPSICO INC | COM | 0.28% | $805,851 | 5.5K |
| 25 | JPMJPMORGAN CHASE & CO. | COM | 0.28% | $801,134 | 2.6K |
| 26 | RTXRTX CORPORATION | COM | 0.27% | $782,722 | 4.4K |
| 27 | METAMETA PLATFORMS INC | CL A | 0.25% | $730,164 | 1.1K |
| 28 | BRK/BBERKSHIRE HATHAWAY INC DEL | CL B NEW | 0.24% | $686,941 | 1.4K |
| 29 | VVISA INC | COM CL A | 0.22% | $621,169 | 1.8K |
| 30 | VANGUARD WHITEHALL FDS | HIGH DIV YLD | 0.20% | $587,484 | 4.2K |
| 31 | MARMARRIOTT INTL INC NEW | CL A | 0.19% | $556,338 | 2.1K |
| 32 | CSXCSX CORP | COM | 0.19% | $541,056 | 15.0K |
| 33 | BACBANK AMERICA CORP | COM | 0.18% | $532,307 | 10.0K |
| 34 | JNJJOHNSON & JOHNSON | COM | 0.18% | $525,625 | 2.8K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q3 2025 | $288M | 119 | Nov 13, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $247M | 113 | Aug 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $224M | 105 | May 16, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $207M | 105 | Feb 14, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $191M | 101 | Nov 7, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $164M | 97 | Jul 25, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $152M | 99 | May 9, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $131M | 81 | Feb 1, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $117M | 76 | Nov 27, 2023 | RESTATEMENT | changes · EDGAR ↗ |
| Q1 2023 | Under review | 53 | Apr 11, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | Under review | 40 | Jan 18, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q3 2022 | $55M | 39 | Oct 11, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q2 2022 | $59M | 42 | Jul 19, 2022 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.