Managers / Q4 2025
Total Wealth Planning, LLC
CIK 0001762997 · 4665 CORNELL RD, STE 160, CINCINNATI, OH, 45241 · 5139846696
Summary
Total Wealth Planning, LLC reported $47M in U.S.-listed holdings across 39 positions for Q4 2025.
The portfolio is heavily concentrated: VUG alone accounts for 29.9% of reported value.
Compared with Q3 2025, the fund opened 0 new positions and exited 70.
Portfolio Metrics
Methodology: turnover is min(value bought, value sold) ÷ average reported value across the two quarters — value-based, so market moves inflate it slightly versus a share-based measure. Concentration and largest position are shares of the filing’s total reported value, options excluded, with multiple share classes and repeated sub-manager rows for the same issuer combined into one position — the same rule the holdings table uses by default. New/exited counts compare against the prior filed quarter. All figures derive solely from the fund’s 13F filings.
Reported Value by Quarter
Portfolio Composition
- ETP · 99.2% · $46M
- Common Stock · 0.8% · $396,544
Quarter-over-Quarter Changes full breakdown →
vs Q3 2025 (amended baseline)
| Issuer | Move | Share Δ | Shares now | Value Δ | Value now |
|---|---|---|---|---|---|
| LLYELI LILLY & CO | SOLD OUT | −31.9K | 0 | −$24M | $0 |
| GLDSPDR GOLD TR | SOLD OUT | −21.5K | 0 | −$8M | $0 |
| IWDISHARES TR | SOLD OUT | −30.9K | 0 | −$6M | $0 |
| AMERICAN CENTY ETF TR | SOLD OUT | −72.0K | 0 | −$5M | $0 |
| DFUVDIMENSIONAL ETF TRUST | SOLD OUT | −113.9K | 0 | −$5M | $0 |
| IJTISHARES TR | SOLD OUT | −29.9K | 0 | −$4M | $0 |
| SCHDSCHWAB STRATEGIC TR | SOLD OUT | −138.4K | 0 | −$4M | $0 |
| PGPROCTER AND GAMBLE CO | SOLD OUT | −23.6K | 0 | −$4M | $0 |
Value changes conflate price moves with buying and selling — share changes are the real signal. Share counts are not split-adjusted.
Holdings — Q4 2025
| # | Issuer | Class | % Portfolio | Value ↓ | Shares |
|---|---|---|---|---|---|
| 1 | VUGVANGUARD INDEX FDS | GROWTH ETF · VALUE ETF · MCAP VL IDXVIP · SML CP GRW ETF · SM CP VAL ETF · MCAP GR IDXVIP · REAL ESTATE ETF | 29.93% | $14M | 57.6K |
| 2 | DFEMDIMENSIONAL ETF TRUST | EMERGING MKTS CO · INTERNATNAL VAL · US LARGE CAP VAL · INTL SMALL CAP E · US SMALL CAP VAL · GLOBAL REAL EST · US TARGETED VLU | 25.97% | $12M | 342.4K |
| 3 | SCHZSCHWAB STRATEGIC TR | US AGGREGATE B · US LCAP GR ETF · US LCAP VA ETF | 13.45% | $6M | 255.6K |
| 4 | VCSHVANGUARD SCOTTSDALE FDShistory → | SHRT TRM CORP BD | 7.00% | $3M | 41.1K |
| 5 | IGSBISHARES TR | ISHS 1-5YR INVS · RUS 1000 GRW ETF · GLB INFRASTR ETF · EAFE SML CP ETF · CORE MSCI EAFE · S&P 500 GRWT ETF · EAFE GRWTH ETF | 5.40% | $3M | 29.1K |
| 6 | BNDXVANGUARD CHARLOTTE FDShistory → | TOTAL INT BD ETF | 4.75% | $2M | 46.0K |
| 7 | J P MORGAN EXCHANGE TRADED F | SMALL & MID CAP | 3.48% | $2M | 25.3K |
| 8 | AVEMAMERICAN CENTY ETF TR | AVANTIS EMGMKT · INTERNATIONAL LR · US SML CP VALU | 2.84% | $1M | 16.8K |
| 9 | MDYGSPDR SERIES TRUST | STATE STREET SPD | 2.12% | $991,469 | 11.3K |
| 10 | BNDVANGUARD BD INDEX FDS | TOTAL BND MRKT · SHORT TRM BOND | 1.95% | $911,523 | 12.0K |
| 11 | VNQIVANGUARD INTL EQUITY INDEX Fhistory → | GLB EX US ETF | 1.58% | $737,765 | 16.1K |
| 12 | VEAVANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 0.67% | $315,286 | 5.0K |
| 13 | AAPLAPPLE INC | COM | 0.60% | $279,744 | 1.0K |
| 14 | UECURANIUM ENERGY CORP | COM | 0.25% | $116,800 | 10.0K |
Filing History
| Quarter | Reported Value | Positions | Filed | Type | Links |
|---|---|---|---|---|---|
| Q4 2025 | $47M | 39 | Feb 13, 2026 | 13F-HR | changes · EDGAR ↗ |
| Q3 2025 | $864M | 109 | Oct 17, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q2 2025 | $791M | 105 | Jul 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q1 2025 | $654M | 91 | Apr 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q4 2024 | $642M | 93 | Jan 15, 2025 | 13F-HR | changes · EDGAR ↗ |
| Q3 2024 | $641M | 90 | Oct 10, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q2 2024 | $610M | 89 | Aug 2, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q1 2024 | $582M | 91 | Apr 18, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q4 2023 | $551M | 89 | Feb 5, 2024 | 13F-HR | changes · EDGAR ↗ |
| Q3 2023 | $489M | 87 | Nov 8, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q2 2023 | $480M | 81 | Jul 31, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q1 2023 | $453M | 81 | Apr 14, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q4 2022 | $404M | 79 | Feb 2, 2023 | 13F-HR | changes · EDGAR ↗ |
| Q3 2022 | $352M | 81 | Nov 14, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q2 2022 | $346M | 81 | Aug 1, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q1 2022 | $370M | 83 | May 13, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q4 2021 | $162M | 34 | Feb 9, 2022 | 13F-HR | changes · EDGAR ↗ |
| Q3 2021 | $276M | 44 | Nov 4, 2021 | 13F-HR | changes · EDGAR ↗ |
| Q2 2021 | $255M | 45 | Aug 16, 2021 | 13F-HR | changes · EDGAR ↗ |
| Q1 2021 | $236M | 41 | May 17, 2021 | 13F-HR | changes · EDGAR ↗ |
| Q4 2020 | $216M | 41 | Feb 11, 2021 | 13F-HR | changes · EDGAR ↗ |
| Q3 2020 | $193M | 41 | Nov 10, 2020 | 13F-HR | changes · EDGAR ↗ |
| Q2 2020 | $180M | 37 | Aug 13, 2020 | 13F-HR | changes · EDGAR ↗ |
| Q1 2020 | $154M | 32 | May 13, 2020 | 13F-HR | changes · EDGAR ↗ |
| Q4 2019 | $188M | 34 | Feb 11, 2020 | 13F-HR | changes · EDGAR ↗ |
| Q3 2019 | $176M | 34 | Nov 7, 2019 | 13F-HR | changes · EDGAR ↗ |
| Q2 2019 | $169M | 34 | Aug 6, 2019 | 13F-HR | changes · EDGAR ↗ |
| Q1 2019 | $162M | 34 | May 15, 2019 | 13F-HR | changes · EDGAR ↗ |
| Q4 2018 | $144M | 30 | Feb 14, 2019 | 13F-HR | changes · EDGAR ↗ |
13F filings are due up to 45 days after quarter end, so holdings shown here lag the fund’s current book. Source: original SEC filing on EDGAR ↗.